Precis writing in RBI Grade B Descriptive English is not just about shortening a passage — it is about retaining the core idea, maintaining logical flow, and presenting it in a precise, structured manner within strict word limits.
Many aspirants struggle because they either:
- Miss the central theme
- Over-compress important ideas
- Or fail to maintain coherence
To help you master this section, here is Practice Set 2 with a 405-word passage, followed by a model precis and detailed explanation.
📄 Passage (Approx. 405 Words)
Climate change has emerged as one of the most pressing global challenges of the 21st century, affecting economies, ecosystems, and societies across the world. Its impact is particularly severe for developing countries like India, where a large proportion of the population depends on climate-sensitive sectors such as agriculture, forestry, and fisheries. Rising temperatures, erratic rainfall patterns, and increased frequency of extreme weather events pose significant risks to livelihoods and economic stability.
In India, agriculture remains highly vulnerable to climate variability. Changes in monsoon patterns can disrupt crop cycles, reduce agricultural productivity, and lead to income instability for farmers. Frequent droughts and floods not only damage crops but also affect soil quality and water availability. These challenges are compounded by limited access to irrigation, inadequate infrastructure, and low levels of technological adoption in rural areas.
Recognising these challenges, the government has undertaken several initiatives to promote climate resilience and sustainable development. Programs focusing on climate-smart agriculture, efficient water management, and renewable energy adoption aim to reduce vulnerability and enhance adaptive capacity. The promotion of solar energy, wind power, and other renewable sources is intended to reduce dependence on fossil fuels and lower greenhouse gas emissions.
Financial institutions also play a crucial role in supporting climate action. Green financing, which involves directing investments towards environmentally sustainable projects, has gained importance in recent years. Banks and financial institutions are increasingly encouraged to integrate environmental risk assessment into their lending decisions. This not only supports sustainable development but also helps mitigate long-term financial risks associated with climate change.
However, the transition towards a climate-resilient economy is not without challenges. One of the major issues is the lack of adequate funding and investment in green infrastructure. Developing countries often face constraints in mobilising resources for large-scale climate projects. Additionally, there is a need for greater awareness and capacity building among stakeholders, including farmers, businesses, and policymakers.
Another concern is the balance between economic growth and environmental sustainability. Rapid industrialisation and urbanisation have contributed to environmental degradation, making it essential to adopt development strategies that minimise ecological damage. Policymakers must ensure that growth is inclusive and sustainable, without compromising environmental integrity.
In conclusion, addressing climate change requires a coordinated and multi-dimensional approach involving government, financial institutions, and society at large. Strengthening climate resilience, promoting sustainable practices, and ensuring adequate financing will be critical in mitigating the adverse effects of climate change and securing a sustainable future for the country.
✂️ Precis Writing Task
Write a precis of the above passage in approximately 135 words.
Also, provide a suitable title.
✅ Model Precis (135 Words EXACT)
Title: Climate Change and India’s Development Challenges
Climate change poses a significant threat to India’s economy and livelihoods, particularly due to its impact on climate-sensitive sectors like agriculture. Erratic monsoons, rising temperatures, and frequent extreme weather events disrupt crop cycles, reduce productivity, and create income instability for farmers. In response, the government has initiated measures such as climate-smart agriculture, water management, and promotion of renewable energy to enhance resilience and reduce emissions.
Financial institutions contribute through green financing by supporting environmentally sustainable projects and incorporating environmental risks into lending practices. However, challenges persist, including inadequate funding, limited infrastructure, and lack of awareness among stakeholders. Additionally, balancing economic growth with environmental sustainability remains a key concern amid rapid industrialisation and urbanisation. Therefore, a coordinated approach involving policy support, financial investment, and sustainable practices is essential to mitigate climate risks and ensure long-term development.
(Word Count: 135)
🔍 Detailed Explanation (Why This Precis Scores High)
1. Central Theme Clearly Captured
- Climate change → impact → response → challenges → solution
2. Structured Flow
- Para 1 → Problem
- Para 2 → Measures
- Para 3 → Challenges + Way forward
3. High Compression Efficiency
- ~405 words → 135 words (~1/3rd rule maintained)
4. RBI-Level Language
- Formal, analytical, policy-oriented
- No storytelling or unnecessary examples
5. Strong Title
- Covers both issue + context (India + development)
🚫 Common Mistakes to Avoid
- Writing generic environmental essay instead of precis
- Ignoring agriculture dimension
- Missing “challenge + solution” balance
- Exceeding word limit
- Using informal tone
🎯 How Bank Whizz Improves Your Precis Score
At Bank Whizz, we train you like an examiner evaluates you:
✔ Exact word control practice
✔ Logical structuring techniques
✔ Precision-based feedback
✔ RBI-level model answers
✔ Mistake pattern identification
👉 Practice regularly and convert precis into your highest scoring section.