Introduction
The Descriptive English Paper in the IRDAI Assistant Manager Phase II Exam plays a vital role in your overall selection. It is not just a test of your English language skills but also an assessment of your clarity of thought, structure, grammar, and ability to communicate professionally—a skill crucial for any future regulator or policy administrator.
With competition rising and writing skills becoming a key differentiator, a smart preparation strategy can help you ace this paper with ease. This post gives you the complete roadmap to prepare for and crack the Descriptive English Paper of IRDAI Assistant Manager 2025.
IRDAI Assistant Manager 2025 Descriptive Paper: Structure
While IRDAI may make minor changes, the overall structure is expected to remain the same as the 2024 pattern:
| Section | Details |
|---|---|
| Essay Writing | 1 out of 4 topics (around 270–300 words) |
| Precis Writing | 1 passage (compress to 1/3rd – about 170 words) |
| Reading Comprehension | 1 passage with 5 descriptive questions |
| Letter Writing | 1 formal or informal letter (150–200 words) |
| Statement Expansion | 1 short write-up of about 100 words |
| Total Marks | 100 |
| Time Limit | 60 minutes |
Section-Wise Preparation Strategy
1. Essay Writing (30 Marks)
You will have to choose one out of four essay topics. Topics may range from current affairs, economy, insurance, finance, technology, or abstract ideas like leadership and ethics.
Ideal Format for Essay
- Introduction (40–50 words): Introduce the topic, define the theme
- Body Paragraphs (160–180 words): Discuss 2–3 main points with examples
- Conclusion (40–50 words): Summarize and give a future outlook
Tips to Score High
- Stay within the 270–300 word limit
- Use formal tone, avoid personal anecdotes
- Add relevant examples – use schemes, IRDAI reforms, etc.
- Maintain logical flow between paragraphs
- Proofread for grammar and coherence
Sample Topics
- Insurance for all by 2047 in India
- Role of AI in insurance sector
- Climate risk and financial resilience
- Ethical leadership in public services
- The power of positive thinking
2. Precis Writing (25–30 Marks)
Precis writing tests your ability to summarize long content into a concise, meaningful paragraph. The passage is usually 500–550 words and you need to write a precis of 1/3rd length (~170–180 words).
Ideal Format
- Title (5–8 words): Specific and clear
- Single paragraph in your own words
- No personal opinions or additional information
Steps to Write a Good Precis
- Read the passage twice
- Identify the central idea and supporting points
- Draft a suitable title
- Rewrite using formal, concise English
- Proofread and stick to the word limit
Common Themes
- Women empowerment and labor force
- Role of financial literacy
- Public-private partnership in development
- Importance of health insurance in India
3. Reading Comprehension (25–30 Marks)
A comprehension passage related to insurance, analytics, governance, or financial sector is given with 5 descriptive questions.
Tips to Attempt
- Read the questions first, then the passage
- Answers should be 3–5 lines each
- Write in your own words—do not copy from the passage
- Keep answers precise and objective
- Use keywords from the question in your answer
Likely RC Themes
- Data analytics in insurance
- Use of AI in claim settlement
- Cybersecurity challenges in BFSI
- Policyholder protection mechanisms
4. Letter Writing (10–15 Marks)
You may be asked to write either a formal or informal letter. Choose appropriate tone and structure based on the type.
Formal Letter Format
- From/To Address
- Date
- Subject Line
- Salutation (Respected Sir/Madam)
- Body (Issue, Suggestion, Conclusion)
- Complimentary Close (Yours faithfully)
Informal Letter Format
- Address and date
- Salutation (Dear XYZ)
- Conversational tone in body
- Closing (With love, affection, etc.)
Topics from 2024
- Letter to commissioner regarding dog menace
- Letter to nephew on spreading fake news
5. Statement Expansion (5–10 Marks)
You will be asked to expand a statement into a short write-up of around 100 words. This tests your ability to explain abstract concepts clearly and concisely.
Approach
- Begin with a definition
- Expand with a real-life example or impact
- Conclude with its relevance today
Sample Topics
- Ethical leadership is the need of the hour
- Scope of CSR in India
- Transparency builds trust
- Technology and human values
Time Management Strategy (60 Minutes)
To complete all 5 tasks in 60 minutes, stick to the following approximate timing:
| Section | Time Allocation |
|---|---|
| Essay Writing | 18 minutes |
| Precis Writing | 15 minutes |
| RC (5 Qs) | 12 minutes |
| Letter Writing | 8 minutes |
| Statement Expansion | 5–7 minutes |
| Buffer/Proofreading | 2–3 minutes |
Tip: Don’t get stuck on one section. Use a stopwatch or on-screen timer while practicing mocks.
Top 5 Common Mistakes to Avoid
- Exceeding word limits – leads to penalty
- Copying text from RC or Precis passages – originality matters
- Weak structuring of essays or letters – results in low coherence
- Missing title in precis – can cost 2–3 marks
- Informal tone in formal tasks – avoid casual expressions
How to Practice Effectively
- Write 1 essay, 1 precis, and 1 RC every alternate day
- Use previous year papers and sample passages
- Get your responses evaluated (Bank Whizz offers expert reviews)
- Maintain a vocabulary + structure journal
- Simulate full 60-minute tests weekly
Recommended Resources
- IRDAI Annual Reports and Notifications
- RBI Bulletins and Financial Stability Reports
- Newspaper Editorials (The Hindu, Business Line, Mint)
- Bank Whizz Mock Test Series and Descriptive Answer Evaluation
Conclusion
The Descriptive English Paper in IRDAI Assistant Manager 2025 is not just about writing—it’s about presenting structured, relevant, and professional content within a strict time frame.
Start your preparation early, follow this guide, and practice consistently. With the right strategy, you can easily score 70+ marks in the descriptive section and boost your overall merit.
Join Bank Whizz’s IRDAI Descriptive Test Series today and get expert-evaluated mocks, model answers, and personalized feedback.