Introduction
The Statement Expansion section of the IRDAI Assistant Manager Descriptive English Paper may carry only 5–10 marks, but it can be a game-changer if done right. Often ignored during preparation, this task tests your analytical ability, clarity of thought, and writing conciseness.
You’ll be given an abstract or philosophical statement, such as “Transparency builds trust” or “Ethical leadership is the need of the hour.” Your job is to expand that idea into a 100-word paragraph, explaining its meaning, relevance, and real-world connection.
In this guide, Bank Whizz walks you through the format, step-by-step writing strategy, and 10 sample statement expansions to help you score full marks in this high-return section.
IRDAI Statement Expansion: Exam Snapshot
| Component | Details |
|---|---|
| Marks Allotted | 5–10 |
| Word Limit | Around 100 words |
| Nature of Topic | Abstract, ethical, or social |
| Expected Structure | Introductory line, explanation, conclusion |
| Evaluation Criteria | Relevance, clarity, structure, grammar |
What Is Statement Expansion?
Statement expansion is the process of taking a short, abstract phrase or proverb and writing a brief paragraph that explains its meaning, provides context, and optionally gives real-life or policy-related examples.
Think of it as an opportunity to interpret, analyze, and illustrate a concept within one tight, well-structured paragraph.
Ideal Structure for Statement Expansion (100 Words)
- Introduction (1 sentence) – Define or explain the meaning of the statement
- Body (2–3 sentences) – Elaborate with logic, examples, or relevance
- Conclusion (1 sentence) – Restate the value or impact of the idea
Example:
Statement: Transparency builds trust.
Expansion:
Transparency means being open, honest, and accountable in one’s actions. In public life, businesses, and governance, transparency helps eliminate doubts, improves decision-making, and builds stakeholder confidence. When rules, policies, and outcomes are shared clearly, people are more likely to trust institutions. For instance, public disclosure of government spending builds citizen faith. In the insurance industry, policyholder confidence increases when claim processes are simple and visible. Transparency, thus, is the cornerstone of a trust-based relationship in every field, and its absence creates suspicion and friction.
Word Count: 98
Step-by-Step Guide to Writing Statement Expansions
Step 1: Understand the Statement
- Break it down into key terms
- Identify what values or ideas it represents
- Think: Is it ethical, governance-based, or philosophical?
Step 2: Rephrase the Statement
- Don’t repeat it word-for-word
- Start with a fresh sentence that defines or captures the essence
Step 3: Add 1–2 Examples or Insights
- Use real-world, policy-based, or social examples
- Examples should be brief but relevant
Step 4: Conclude Effectively
- Reinforce why the idea matters today
- End with a statement of its long-term value
10 Most Expected Statement Topics for IRDAI Assistant Manager 2025
- Ethical leadership is the need of the hour
- Customer is the king
- Transparency builds trust
- Technology is a double-edged sword
- Small steps lead to big changes
- With great power comes great responsibility
- Trust is earned, not demanded
- Prevention is better than cure
- Empowered women empower society
- Accountability promotes better governance
Sample Expansions for Practice
1. Ethical leadership is the need of the hour
Ethical leadership refers to decision-making rooted in integrity, fairness, and accountability. In today’s complex world, leaders often face pressure to compromise on values. But true leadership lies in upholding ethics, even when inconvenient. In the insurance and financial sectors, ethical leadership helps protect public interest and promotes long-term trust. Regulatory bodies like IRDAI play a key role in enforcing ethical behavior across institutions. As institutions grow powerful, their ethical compass becomes essential for inclusive and transparent governance.
2. Technology is a double-edged sword
Technology has the potential to solve complex problems, improve efficiency, and increase access. However, it also brings risks like data breaches, surveillance, job displacement, and misinformation. In the insurance sector, AI and data analytics can optimize claims and fraud detection, but may also raise concerns about fairness and privacy. Therefore, technology must be used with wisdom and regulatory oversight to ensure its benefits are maximized while risks are minimized.
3. Empowered women empower society
When women have access to education, jobs, and financial services, they not only uplift themselves but also contribute to economic growth, social well-being, and generational progress. Empowered women tend to invest more in family health, children’s education, and community development. In the insurance sector, promoting female insurance agents and creating women-centric policies can boost participation and inclusivity. A society that uplifts its women builds a stronger, more resilient future.
Tips to Score Full Marks in Statement Expansion
| Tip | Why It Helps |
|---|---|
| Stick to 100 words | Shows clarity and control |
| Use 1–2 relevant examples | Adds depth and practical understanding |
| Don’t repeat the statement | Shows originality |
| Avoid vague, filler sentences | Every sentence must add value |
| Use formal and precise language | Reflects professionalism |
Common Mistakes to Avoid
| Mistake | Better Alternative |
|---|---|
| Copying the exact statement again | Paraphrase and define it instead |
| Overusing personal opinions | Keep tone neutral and analytical |
| Going off-topic | Stay focused on interpreting the given idea |
| Writing too short/long | Target 95–105 words max |
| Using slang or casual expressions | Use formal, exam-appropriate language |
Practice Plan (7-Day Booster Routine)
| Day | Task |
|---|---|
| Day 1 | Write expansions for 3 ethical/value-based statements |
| Day 2 | Practice using insurance/regulatory-related topics |
| Day 3 | Review 5 sample expansions and rewrite them your way |
| Day 4 | Watch Bank Whizz’s video lesson on expansion technique |
| Day 5 | Simulate 5 expansions under 30 minutes |
| Day 6 | Write 3 expansions using quotes or proverbs |
| Day 7 | Full mock descriptive paper including statement section |
Conclusion
The statement expansion section in the IRDAI Assistant Manager 2025 descriptive paper is a golden opportunity to score quick marks with minimal effort. It doesn’t demand deep subject knowledge—just structured thinking, clear writing, and relevance.
Stick to the 100-word limit, connect the idea to real-world scenarios, and practice regularly using this guide. With Bank Whizz’s statement expansion workbook, model answers, and mock tests, you’ll gain the confidence to ace this often-ignored section.