Introduction
The SBI PO 2025 Descriptive English Paper is a crucial section of the Mains Examination, testing candidates’ ability to express their thoughts clearly, concisely, and effectively. Essay writing carries 30 marks, and candidates are required to write an essay of around 250 words within 20 minutes.
A well-structured essay can make a significant difference in your score. In this guide, we will break down the ideal structure for a high-scoring essay, provide writing tips, and include a sample essay to help you succeed in the SBI PO 2025 Descriptive Paper.
Understanding the Evaluation Criteria
The SBI PO Descriptive Paper evaluates essays based on the following criteria:
✔ Relevance to the Topic – Stay focused and do not deviate from the given subject.
✔ Logical Structure – A clear introduction, body, and conclusion are essential.
✔ Grammar & Vocabulary – Avoid grammatical errors and use appropriate vocabulary.
✔ Coherence & Clarity – Your ideas should be presented in a logical and connected manner.
✔ Word Limit Adherence – Stick to 250 words to avoid penalties.
Ideal Essay Structure for SBI PO 2025
A high-scoring essay should have the following structure:
1. Introduction (30-40 words)
- Define the topic clearly.
- Provide a brief background or context.
- State your main argument or thesis statement.
2. Main Body (160-180 words)
- Divide into two or three paragraphs based on different aspects of the topic.
- Present arguments, examples, and data to support your viewpoint.
- Include both positive and negative aspects (if applicable).
3. Conclusion (30-40 words)
- Summarize the key points discussed.
- Offer a balanced opinion or recommendation.
- End with a thought-provoking statement.
How to Write a High-Scoring Essay?
Here are some essential tips to ensure your essay is well-structured and high-scoring:
✅ Plan Before You Write – Spend 2-3 minutes outlining your key points before writing.
✅ Use Short and Clear Sentences – Avoid overly complex or lengthy sentences.
✅ Stick to the Word Limit – Writing too much or too little can impact your score.
✅ Avoid Repetition – Do not restate the same points in different ways.
✅ Proofread in the Last 2 Minutes – Check for grammar and spelling mistakes.
Sample Essay: The Role of Digital Banking in Financial Inclusion
Introduction
The evolution of digital banking has transformed the financial landscape, particularly in developing countries like India. With the rise of mobile banking, UPI payments, and internet banking, financial services are now accessible to even the most remote areas. The government’s Digital India initiative has played a crucial role in enhancing financial inclusion.
Main Body
One of the key benefits of digital banking is its ability to provide banking services without the need for physical branches. With over 1 billion mobile phone users in India, fintech solutions and mobile banking apps have enabled people in rural areas to open bank accounts, transfer money, and make payments with ease.
Additionally, government schemes like PM Jan Dhan Yojana (PMJDY) have encouraged millions to join the formal banking sector. Small businesses and self-employed individuals have gained access to easy credit and micro-loans, fueling economic growth.
However, challenges remain. Many rural customers lack digital literacy and are skeptical of online transactions due to cybersecurity concerns. Further, unreliable internet connectivity in remote areas hinders widespread adoption.
Conclusion
While digital banking has significantly contributed to financial inclusion, efforts must be made to educate users about digital transactions and strengthen cybersecurity measures. With the right policies and awareness programs, digital banking can help bridge the financial gap and promote inclusive economic growth.
Final Thoughts
Essay writing in SBI PO 2025 can be scoring if you follow a structured approach and practice regularly.
Key Takeaways for a High-Scoring Essay:
✔ Follow a Clear Structure: Introduction → Main Body → Conclusion
✔ Stay Within the Word Limit (~250 words)
✔ Use Relevant Facts and Examples
✔ Maintain Clarity, Coherence, and a Logical Flow
By mastering the art of structuring your essay effectively, you can maximize your score in the SBI PO 2025 Descriptive Paper.