Letter Writing for SBI PO: Formal and Informal Formats

Introduction

Letter writing is a crucial component of the SBI PO Descriptive Paper. In the SBI PO exam, letter writing tests candidates’ ability to communicate effectively, structure their ideas, and convey messages appropriately. The task typically demands a concise format, sticking to formal or informal structures based on the given prompt. This article will guide you through the key aspects of formal and informal letter formats, essential tips, and examples to excel in the SBI PO Descriptive Paper.

Understanding the SBI PO Letter Writing Format

For SBI PO, candidates are usually required to write a formal or informal letter as part of the Descriptive Paper. Here’s a breakdown of the marks and time allotted:

  • Marks: 20 marks
  • Time: 10 minutes

A solid understanding of letter structure, appropriate tone, and language is essential to perform well within this timeframe. Let’s dive into the details of both formal and informal letter formats.


1. Formal Letter Writing for SBI PO

Formal letters are written in a structured, professional tone. They are typically used for business purposes, official communication, or situations requiring a formal exchange. In the SBI PO exam, formal letters may include writing to authorities, managers, or other officials, often dealing with subjects such as complaints, requests, or official correspondence.

Structure of a Formal Letter

A formal letter for SBI PO should follow this structure:

  1. Sender’s Address: Start by writing your address (do not include your name here). The address should be written in the top left corner.
  2. Date: Skip a line after the address and add the date in the format “October 13, 2024.”
  3. Receiver’s Address: Below the date, write the recipient’s designation and address. Include details like the company or organization name.
  4. Salutation: Use formal greetings like “Respected Sir/Madam” or “Dear [Title] [Last Name].”
  5. Subject: Provide a brief subject line summarizing the letter’s purpose, such as “Subject: Request for Leave” or “Subject: Complaint Regarding XYZ.”
  6. Body of the Letter:
    • Introduction: Briefly introduce yourself and state the purpose of the letter.
    • Main Content: Provide necessary details supporting your purpose. Keep it concise and to the point.
    • Conclusion: Politely conclude by stating your expectations or request.
  7. Closing: Use “Yours sincerely” or “Yours faithfully,” followed by your name and designation, if applicable.

Tips for Writing a Formal Letter

  • Be Direct and Clear: Avoid excessive details or emotional language.
  • Use Professional Language: Maintain a respectful and professional tone.
  • Check Grammar and Spelling: Ensure your writing is grammatically correct to reflect a formal tone.

Example of a Formal Letter

Question:

Write a letter to the Bank Manager requesting a change of address in your bank account.

Answer:

Sender’s Address
15, Hilltop Apartments,
MG Road,
Mumbai – 400001

Date
October 13, 2024

Receiver’s Address
The Bank Manager,
XYZ Bank,
Main Branch,
Mumbai – 400001

Subject: Request for Change of Address in Bank Records

Respected Sir/Madam,

I am writing to request an update in my bank records to reflect my new address. I am an account holder with your branch, holding account number 123456789. Due to recent relocation, my current residential address has changed.

I kindly request you to update my bank records with the following address:
25, Sunset Towers,
Andheri West,
Mumbai – 400058

Please let me know if any additional documents or verifications are required. I would appreciate your prompt attention to this matter.

Yours sincerely,
Rahul Sharma


2. Informal Letter Writing for SBI PO

Informal letters are typically written to friends, family, or close acquaintances. They allow more flexibility in tone and structure. In the SBI PO exam, informal letters are less common, but it’s still beneficial to understand the basics in case such a prompt appears.

Structure of an Informal Letter

The structure of an informal letter is more relaxed compared to a formal letter. Here’s the typical structure:

  1. Sender’s Address: Start with the sender’s address at the top left.
  2. Date: Write the date right below the address.
  3. Salutation: Use a friendly greeting such as “Dear [Name].”
  4. Body of the Letter:
    • Introduction: Open with a warm greeting or inquire about the recipient’s well-being.
    • Main Content: Share the message or purpose in a conversational tone. You can use emotional and descriptive language.
    • Conclusion: Conclude with a warm note, best wishes, or an invitation to respond.
  5. Closing: Use a casual closing, like “Best regards,” “Love,” or “Yours lovingly,” followed by your name.

Tips for Writing an Informal Letter

  • Be Personal and Friendly: Reflect a friendly, conversational tone.
  • Use Simple Language: Avoid overly formal language.
  • Express Emotions Freely: Feel free to express warmth and personal sentiments.

Example of an Informal Letter

Question:

Write a letter to your friend inviting him/her to visit your new home.

Answer:

Sender’s Address
25, Sunset Towers,
Andheri West,
Mumbai – 400058

Date
October 13, 2024

Dear Anjali,

I hope this letter finds you in great spirits! It’s been a while since we last met, and I thought I’d take the opportunity to invite you over to my new home. We recently moved, and I would love for you to visit.

The neighborhood is lovely, and the view from here is just spectacular. I can’t wait to catch up on all that’s been happening with you. Let’s plan a weekend together – we’ll have so much to talk about!

Looking forward to seeing you soon. Give my regards to everyone at home!

Yours lovingly,
Rahul


Key Differences Between Formal and Informal Letters

AspectFormal LetterInformal Letter
ToneProfessional, politeFriendly, casual
PurposeOfficial matters, requests, complaintsPersonal matters, casual greetings
Salutation“Dear Sir/Madam” or title-based“Dear [First Name]”
LanguageFormal, structuredRelaxed, personal
LengthConcise, to-the-pointCan be longer, depending on content
Closing“Yours sincerely” or “Yours faithfully”“Yours lovingly,” “Best regards”

Essential Tips for Letter Writing in SBI PO

  • Read the Prompt Carefully: Ensure you understand whether the prompt requires a formal or informal tone.
  • Time Management: With only 10 minutes for letter writing, plan your structure quickly and write concisely.
  • Avoid Jargon: Especially in formal letters, avoid technical language unless necessary.
  • Revise: If time permits, read through your letter to correct any errors in grammar, spelling, or structure.

Conclusion

Mastering letter writing for the SBI PO exam involves knowing the appropriate structure and tone for both formal and informal formats. With these guidelines and examples, you can practice and perfect your letter-writing skills. Remember, each letter is an opportunity to showcase your ability to communicate clearly and effectively – a key trait of a successful SBI PO officer.

For more tips and examples on the SBI PO Descriptive Paper, stay tuned to Bank Whizz!