Introduction
The IBPS PO 2024 Descriptive Paper will test your ability to express thoughts logically, professionally, and concisely. Along with essays, letter writing forms a crucial component. Candidates are usually asked to write a formal or informal letter within 150–200 words.
Scoring well in the letter section requires:
- Understanding of format (sender’s/receiver’s address, subject, salutation, body, closing).
- Clarity, precision, and relevance.
- Awareness of contemporary issues in banking, economy, and social life.
In this post, we list 30 most probable letter writing topics for IBPS PO 2024, divided into formal and informal categories.
Formal Letters – 20 Most Probable Topics
Formal letters usually deal with professional, banking, and socio-economic issues. Below are the expected topics:
1. Letter to Branch Manager requesting education loan details
A common banking-related letter where you may have to seek loan terms, interest rates, and repayment structure.
2. Letter to the Editor about increasing cyber fraud cases
Highlight the rising cyber scams and suggest ways banks and customers can safeguard themselves.
3. Letter to Insurance Company for claim settlement delay
Practical, real-life issue candidates can easily relate to.
4. Letter to HR Manager requesting NOC for higher studies
Tests professionalism, clarity, and politeness in workplace communication.
5. Letter to Bank Manager to update KYC details
Common banking task that tests precision in official writing.
6. Letter to Editor on rising unemployment among youth
Relates to current socio-economic trends, highly probable.
7. Letter to District Collector about poor road conditions in your town
Checks ability to frame civic issues politely and effectively.
8. Letter to RBI Governor suggesting measures to improve digital banking safety
Banking-centric topic likely in IBPS PO exam.
9. Letter to Branch Manager requesting modification in home loan tenure
Practical, customer-bank interaction based letter.
10. Letter to the Editor about growing environmental pollution in urban areas
Classic editorial theme with social relevance.
11. Letter to IRDAI complaining about mis-selling of insurance policy
Banking-regulatory theme to test awareness.
12. Letter to the Manager applying for credit card cancellation due to hidden charges
Tests clarity and assertiveness in writing.
13. Letter to Electricity Board requesting correction of inflated bill
Relevant and practical situation.
14. Letter to HR requesting transfer on medical grounds
Tests politeness and structure.
15. Letter to the Editor about increasing importance of financial literacy
Bank-related, awareness-building theme.
16. Letter to Municipal Commissioner requesting a public library in your locality
Community development–focused topic.
17. Letter to Bank Manager for premature closure of FD due to urgent needs
Simple but common banking letter.
18. Letter to Editor highlighting misuse of social media among youth
Tests social issue articulation.
19. Letter to the Postmaster requesting speedy delivery of important documents
Old but still possible exam theme.
20. Letter to your MP requesting development of digital infrastructure in rural areas
Tests candidate’s vision and persuasive writing.
Informal Letters – 10 Most Probable Topics
Informal letters are conversational but must remain polite and coherent. They often touch upon family, friends, and social themes.
1. Letter to your younger sibling guiding on importance of time management for exams
Classic moral-guidance style letter.
2. Letter to your friend describing your experience of digital banking
Relatable and bank-relevant.
3. Letter to your father explaining why financial planning is important from early age
Tests maturity of thought.
4. Letter to your cousin motivating him/her to prepare for competitive exams
Practical and motivational in tone.
5. Letter to your friend sharing your views on benefits of reading newspapers
Simple but effective informal letter.
6. Letter to your younger brother explaining the harmful effects of mobile addiction
Contemporary youth-related issue.
7. Letter to your friend narrating your experience of participating in a social campaign
Encourages narrative style.
8. Letter to your uncle describing how you manage studies with part-time work
Tests realistic situation handling.
9. Letter to your younger sister advising her to use social media responsibly
Awareness-driven informal communication.
10. Letter to your friend describing how you prepared for IBPS PO and suggesting strategies
Directly relevant for exam aspirants.
How to Approach Letter Writing in IBPS PO 2024
1. Understand the Format
- Formal Letter: Sender’s Address → Date → Receiver’s Address → Subject → Salutation → Body → Closing (Yours faithfully).
- Informal Letter: Address → Date → Salutation (Dear XYZ) → Body → Closing (Yours lovingly).
2. Keep Language Professional but Simple
Avoid jargon, slang, or overly complex words. The examiner looks for clarity, correctness, and coherence.
3. Practice Time Management
You’ll have around 15–20 minutes for each letter. Practice finishing within the word limit.
4. Be Topic-Relevant
Don’t beat around the bush; stick to the purpose of the letter.
5. Maintain Flow and Structure
Divide the body into 3 paragraphs:
- Introduction (purpose).
- Details/Explanation.
- Conclusion/Request/Thanks.
Sample Opening and Closing Lines
Formal Letters
- Opening: “This is with reference to…”, “I am writing to request information regarding…”
- Closing: “I shall be grateful for your prompt action…”, “Kindly look into the matter at the earliest.”
Informal Letters
- Opening: “Hope this letter finds you in good health and high spirits…”
- Closing: “Take care and write back soon…”
Why Practicing Expected Topics Matters
- Relevance: Most exam topics are predictable around banking, finance, social issues, and personal guidance.
- Preparedness: Having templates and sample ideas ready saves time in the exam.
- Confidence: Regular practice ensures you don’t get stuck with format or language on the final day.
Conclusion
Letter writing in IBPS PO 2024 Descriptive Paper is not just about grammar – it is about clarity, logic, and expression. By practicing the 30 most probable topics given above, you can ensure high accuracy and confidence in the exam hall.
Stay consistent with practice, focus on structure, and you’ll be able to score maximum marks in the letter section.