Letter writing is an integral part of the SBI PO Descriptive English Exam, carrying 20 marks out of the 50-mark section. A well-structured, grammatically correct, and to-the-point letter can significantly boost your score. However, candidates often struggle to write an impactful letter due to time constraints, incorrect formatting, and lack of clarity.
In this guide, you’ll learn how to write a high-scoring letter for SBI PO 2025 in just 10 minutes by following a structured approach, time management techniques, and expert tips.
Understanding the SBI PO Letter Writing Section
- Marks: 20
- Time: Approx. 10 minutes (out of 30 minutes for the entire Descriptive Paper)
- Types of Letters:
- Formal Letters (Official communication, Business Letters, Bank-related letters)
- Informal Letters (Personal communication)
The key to scoring well is writing a well-structured, error-free letter within the time limit while addressing the topic accurately.
Step-by-Step Approach to Writing a Letter in 10 Minutes
Minute 1: Read & Understand the Question Carefully
✔ Identify whether the letter is formal or informal.
✔ Recognize the recipient, purpose, and tone required.
✔ Highlight key points that must be addressed.
Minute 2: Plan the Structure of Your Letter
A letter must follow a proper format. Use the right structure to avoid deductions.
Formal Letter Structure (For Bank, Business, Government Officials, etc.)
- Sender’s Address (Top Left)
- Date (Below Sender’s Address)
- Receiver’s Address
- Subject (Concise, 5-7 words)
- Salutation (Respected Sir/Madam)
- Body:
- Introduction: Reason for writing
- Main Content: Explanation with details
- Conclusion: Request or closing remarks
- Complimentary Close: Yours sincerely, (Your Name)
Informal Letter Structure (For Friends, Relatives, etc.)
- Sender’s Address
- Date
- Salutation (Dear [Name])
- Body:
- Opening Paragraph: Warm greeting and introduction
- Main Content: Discuss details of the topic
- Conclusion: Closing note with good wishes
- Complimentary Close: Yours lovingly, (Your Name)
Minutes 3-8: Write the Letter Efficiently
- Stick to the format to avoid losing marks.
- Keep sentences short & to the point.
- Avoid unnecessary details and repetitions.
- Use formal and polite language in official letters.
- Check grammar & punctuation while writing.
Minute 9-10: Proofread and Edit
✔ Check for spelling and grammatical errors.
✔ Ensure the format is correct.
✔ Trim unnecessary words to fit within the word limit (150-200 words).
Common Mistakes to Avoid
❌ Using informal language in a formal letter.
❌ Writing an incorrect or missing subject.
❌ Not addressing the recipient properly.
❌ Writing too much and exceeding the word limit.
❌ Ignoring grammatical errors.
Sample SBI PO 2025 Letter Writing Topics with Examples
Formal Letter Example
Question: Write a letter to the bank manager requesting a new ATM card as your previous one was lost.
Answer:
[Your Address]
XYZ Road, New Delhi
February 25, 2025
To,
The Branch Manager
State Bank of India
XYZ Branch, New Delhi
Subject: Request for a Replacement ATM Card
Respected Sir/Madam,
I am writing to inform you that I have lost my ATM card linked to my SBI savings account [Account Number] on February 20, 2025. To prevent unauthorized transactions, I have already blocked the card through internet banking.
I kindly request you to issue a new ATM card at the earliest. Please let me know if any formalities or charges are applicable. I have attached a copy of my ID proof and account details for verification.
I would appreciate your prompt action in this matter. Please confirm the status via my registered mobile number [Your Contact Number].
Yours sincerely,
[Your Name]
Informal Letter Example
Question: Write a letter to your younger sibling advising them on the importance of financial planning.
Answer:
[Your Address]
ABC Colony, Mumbai
February 25, 2025
Dear [Sibling’s Name],
I hope you are doing well and focusing on your studies. I wanted to share some advice about financial planning, as it’s an essential skill for a secure future.
It is important to save and invest wisely rather than spending all your money. Start by creating a monthly budget, saving at least 20% of your earnings, and learning about investment options like mutual funds and fixed deposits. Avoid unnecessary debts and always keep an emergency fund.
I strongly suggest you start early, as small savings today can lead to financial security tomorrow. Let me know if you need any guidance.
Take care and write back soon!
Yours lovingly,
[Your Name]
Practice Topics for SBI PO 2025 Letter Writing
Formal Letter Topics
- Write a letter to the bank manager requesting a home loan.
- Write a letter to the editor regarding the increasing cyber fraud in banking.
- Write a letter to the municipal officer complaining about poor road conditions in your locality.
- Write a letter to your insurance company requesting a claim settlement for vehicle damage.
- Write a letter to the railway department regarding the inconvenience caused by train delays.
Informal Letter Topics
- Write a letter to your younger brother advising him to focus on time management.
- Write a letter to a friend explaining the benefits of investing in mutual funds.
- Write a letter to your father describing your experience of working in a bank.
- Write a letter to a cousin inviting them to your sister’s wedding.
- Write a letter to a childhood friend reminiscing about your school days.
Final Tips to Score High in SBI PO 2025 Letter Writing
✅ Follow the correct format to avoid losing marks.
✅ Be precise and write within the word limit (150-200 words).
✅ Use professional tone in formal letters.
✅ Use clear and grammatically correct sentences.
✅ Practice typing to improve your speed.
By following this structured approach and practicing regularly, you can confidently write a high-scoring letter in just 10 minutes for SBI PO 2025!
Start practicing today and boost your SBI PO Descriptive English preparation!