IRDAI Grade A 2025 Descriptive English: Complete Preparation Strategy

Introduction

The Insurance Regulatory and Development Authority of India (IRDAI) conducts the Grade A Assistant Manager Exam for one of the most prestigious roles in the insurance sector. Among the various phases, Phase 2 Descriptive English plays a decisive role in determining your selection.

With 100 marks and 60 minutes, this paper tests your ability to communicate clearly, logically, and professionally. If you are serious about cracking IRDAI Grade A 2025, mastering descriptive English is non-negotiable.

This post provides a complete preparation strategy to help you excel in each section.

🧾 IRDAI Grade A 2025 Descriptive English: Exam Pattern

SectionMarksWord Limit
Essay Writing30500 words
Precis Writing30~120–150 words
Comprehension + Letter/Memo/Email40RC + 1 Business Letter

Total Time: 60 Minutes

✍️ Section-Wise Strategy

1️⃣ Essay Writing (30 Marks – 500 Words)

🔍 What is Tested?

  • Clarity of thought
  • Depth of understanding
  • Structured presentation
  • Grammar and coherence

📚 Common Themes:

  • Insurance and financial literacy
  • Economic development
  • Technology and AI in insurance
  • Social and ethical issues
  • General awareness (climate change, education, etc.)

🧠 How to Prepare:

  • Build a repository of 30 important topics (Bank Whizz provides this)
  • Practice structuring essays into Introduction, Body, Conclusion
  • Use IRDAI-specific examples and current data to strengthen points
  • Read editorials and insurance reports for content-rich writing

2️⃣ Precis Writing (30 Marks – ~1/3 of passage)

🔍 What is Tested?

  • Comprehension of core ideas
  • Summarization skills
  • Logical flow
  • Clarity and conciseness

📚 Preparation Steps:

  • Read editorials daily and practice summarizing them
  • Learn to identify the central idea + supporting details
  • Avoid copying sentences directly; paraphrase in your words
  • Practice writing in one paragraph with smooth transitions

📝 Sample Framework:

  • Title (if asked)
  • Precis in a single paragraph
  • Use 1/3rd of the original passage word count

3️⃣ Comprehension + Business/Office Correspondence (40 Marks)

🧾 Reading Comprehension

  • Focus on:
    • Main idea
    • Tone of the passage
    • Inference-based and vocabulary questions
  • Practice previous RBI/SEBI/IRDAI RCs
  • Improve reading speed and retention

🖊️ Business Letter/Memo/Email Writing

  • Types:
    • Complaint letters
    • Policy-related communication
    • Internal office memos
    • Emails to customers/stakeholders

🧠 Letter Writing Strategy:

  • Stick to formal format
  • Be polite, clear, and to the point
  • Include subject line and proper salutation
  • End with “Yours faithfully/sincerely”

📝 Standard Format:

Sender’s Address  

Date  

Receiver’s Address  

Subject  

Salutation  

Body (Intro + Details + Conclusion)  

Complimentary Close  

Signature

⏱️ Time Management Tips

TaskSuggested Time
Essay Writing25 minutes
Precis Writing15 minutes
RC + Business Letter20 minutes

✅ Write the section you’re strongest at first to build momentum.
✅ Don’t get stuck — keep moving if unsure and return later.

📚 Resources to Follow

  1. Bank Whizz Essay/Precis Modules
  2. IRDAI Annual Reports (for facts and examples)
  3. Editorials from The Hindu, LiveMint, Indian Express
  4. Oxford Guide to Effective Writing
  5. Previous Year IRDAI and RBI Grade B descriptive papers

💡 Last 30 Days Preparation Plan

WeekTask
Week 1Practice 3 essays, 3 precis, 2 letters
Week 2Attempt full mock (60 mins), get feedback
Week 3Revise vocabulary + grammar + connectors
Week 4Focus on accuracy + polish weaker sections

❌ Common Mistakes to Avoid

  • Writing off-topic essays
  • Using informal tone or abbreviations
  • Missing format in letter writing
  • Not practicing under timed conditions
  • Ignoring grammar, punctuation, and paragraphing

✅ Final Words

The IRDAI Grade A 2025 Descriptive English Paper is not just a test of language — it’s a test of your thinking, structuring, and expression. With consistent writing practice, topic familiarity, and good structure, you can easily score above 70/100 and move a step closer to your selection.

🟢 Start now, stay consistent, and practice writing answers in exam-like conditions.

Want to master IRDAI Grade A Descriptive English?
 👉 Explore Bank Whizz’s full mock test series, essay topics, sample answers, and personalized feedback modules.