Introduction
In the RBI Grade B 2025 Descriptive English Paper, the Essay Writing section carries 40 marks, making it the single most important part of the paper. Scoring high here requires more than just good English — it demands clarity of thought, logical flow, relevant content, and correct formatting.
In this post, you’ll learn:
- The ideal essay structure
- Key writing tips to score 30+ out of 40
- A full-length model essay for practice
- Common mistakes to avoid
Let’s begin by understanding what RBI expects from your essay.
📝 RBI Essay Overview
| Component | Details |
|---|---|
| Word Limit | 600 words |
| Choices Given | 1 out of 4 essay topics |
| Time Suggested | 35–40 minutes |
| Marks Allotted | 40 |
| Evaluation Basis | Structure, Relevance, Grammar, Clarity |
✅ High-Scoring Essay Format for RBI Grade B 2025
1. Introduction (60–80 words)
- Define the topic or give background context
- Hook with a fact, quote, or question
- State your central argument or purpose
2. Body Paragraphs (3–4 paragraphs of 120–150 words each)
Break the essay into thematic paragraphs, each discussing one major point:
Paragraph 1 – Dimensions of the Issue
Explain what the issue is, why it’s relevant today, and how it impacts the economy, society, or governance.
Paragraph 2 – Causes or Benefits
If the topic is a problem, explore causes; if it’s a positive trend, highlight benefits with examples.
Paragraph 3 – Challenges / Counterpoints
Bring balance to your essay by mentioning challenges, criticisms, or alternative viewpoints.
Paragraph 4 – Government Initiatives / Global Examples (Optional)
Strengthen your points using data, schemes, or international comparisons (if time allows).
3. Conclusion (60–80 words)
- Reiterate your key points
- Offer a solution, suggestion, or future outlook
- End on a positive or thought-provoking note
🖋️ Formatting Rules
| Element | Rule |
|---|---|
| Paragraphs | 5 to 6 (Intro + 3–4 Body + Conclusion) |
| Tone | Formal, Objective, Balanced |
| Language | Clear, Concise, Error-Free |
| Grammar & Punct. | Must be accurate |
| Transitions | Use connectors (Moreover, However, Thus) |
💡 Writing Tips for Scoring 30+ in Essay
- Stick to the word count: Aim for 580–620 words. Over/under limits may reduce marks.
- Avoid informal tone: No slang, emojis, or contractions (e.g., don’t, won’t).
- Be relevant: Stay on topic throughout — tangents kill clarity.
- Support with data: Use recent schemes, reports, and examples.
- Ensure flow: Use transitions between paragraphs for logical continuity.
- Avoid jargon: Use simple terms unless technical ones are required.
- Avoid repetition: Don’t restate the same point with different words.
📘 Model Essay (Sample for Practice)
Topic: Climate Change and Its Impact on Migration
Introduction
Climate change is no longer a distant concern; it is an immediate threat that is reshaping economies, ecosystems, and communities. One of the lesser-discussed outcomes of this global crisis is the forced migration of people from areas severely affected by changing environmental conditions. From rising sea levels to extreme droughts, climate-induced migration is becoming a critical socio-economic issue that India, among other nations, must address urgently.
Body Paragraph 1 – Understanding Climate Migration
Climate migration refers to the displacement of people due to long-term environmental changes such as rising temperatures, coastal erosion, desertification, and natural disasters. These conditions render large areas uninhabitable or unproductive, forcing populations to relocate in search of safety, livelihood, and better living conditions. In India, states like Odisha, West Bengal, and Assam frequently witness such displacement due to recurring floods and cyclones.
Body Paragraph 2 – Causes and Drivers
Several factors drive climate migration. Agricultural distress due to poor monsoons or droughts leads to rural exodus. Rising sea levels threaten low-lying coastal settlements. Glacier retreat in the Himalayas affects water supply downstream. Furthermore, deforestation and biodiversity loss degrade local economies, pushing communities toward urban areas. These shifts are not only driven by environmental reasons but are also compounded by poverty and lack of adaptive infrastructure.
Body Paragraph 3 – Consequences and Challenges
Unplanned migration strains urban infrastructure, creates slums, and increases competition for jobs and resources. It also leads to socio-political tensions in host cities. Migrants often face exclusion from formal housing, education, and healthcare systems. For source regions, depopulation affects economic productivity and weakens community resilience. Climate migration also disproportionately affects vulnerable groups, especially women, children, and tribal populations.
Body Paragraph 4 – Government Response and Global Examples
The Indian government has introduced schemes like MGNREGA to reduce rural distress and has launched programs on disaster resilience. However, there is no standalone climate migration policy. Countries like Bangladesh are developing national adaptation plans to relocate communities. The UN has also recognized “climate refugees” under humanitarian frameworks, although legal protections remain limited.
Conclusion
Climate-induced migration is a complex challenge that demands coordinated responses from policymakers, civil society, and international organizations. India must adopt a forward-looking strategy combining climate adaptation, rural employment generation, urban planning, and legal protection for displaced populations. As the climate crisis deepens, preparing for its migratory impact is no longer optional — it is essential for sustainable development.
⏱️ Suggested Time Allocation in Exam
| Task | Time Allocation |
|---|---|
| Topic Selection | 2–3 minutes |
| Rough Outline | 5 minutes |
| Writing Essay | 25–30 minutes |
| Proofreading | 2–3 minutes |
❌ Common Mistakes That Lower Scores
| Mistake | Impact |
|---|---|
| Writing too short or too long | May lead to penalties |
| No paragraphing or structure | Reduces readability |
| Using bullet points | Against essay format rules |
| No examples or data | Weakens credibility |
| Overuse of quotes | Lacks originality |
📚 Resources to Prepare
- Bank Whizz Essay Writing Mocks
- The Hindu Editorials
- LiveMint, PIB, and Economic Survey
- RBI Speeches and Publications
- Reports from World Bank, UNDP, NITI Aayog
📌 Final Checklist Before You Submit
✅ Did I stick to the 600-word limit?
✅ Does my essay have an introduction, 3–4 body paragraphs, and a conclusion?
✅ Have I used data, examples, or government schemes where relevant?
✅ Have I avoided repetition, jargon, and informal language?
✅ Did I proofread for grammar and coherence?
🏁 Conclusion
A high-scoring essay in the RBI Grade B 2025 Descriptive English Paper is all about:
- Structured format
- Balanced arguments
- Relevant content
- Flawless execution
Practice regularly, stay updated on current affairs, and develop the habit of planning before writing. If you master the format and apply smart writing strategies, scoring 30–35 out of 40 is well within your reach.