Introduction
The IBPS PO Descriptive English Paper is often overlooked, but it plays a crucial role in final selection. With just 30 minutes to attempt an essay and a letter, this section tests your clarity of thought, writing skills, and time management under pressure. Many aspirants settle for average scores due to lack of preparation or practice. But if you follow a focused strategy, scoring 25/25 is well within your reach.
This guide will show you how to achieve a perfect score with a clear breakdown of preparation, structure, and real-time writing techniques.
Paper Overview
| Component | Word Limit | Marks |
|---|---|---|
| Essay Writing | 250 words | 15 |
| Letter Writing | 150 words | 10 |
| Total Marks | — | 25 |
What Examiners Look For
To score full marks, you must impress the evaluator in the first read. Here’s what they evaluate:
✅ Essay Section (15 Marks)
- Clear and relevant content
- Logical structure (Intro, Body, Conclusion)
- Appropriate language and vocabulary
- Grammar and spelling accuracy
- Insightful perspective or examples
✅ Letter Section (10 Marks)
- Correct format (formal/informal)
- Clear purpose and organization
- Concise, polite language
- Proper salutation and closing
- Neat paragraphing and tone
How to Prepare to Score Full Marks
1. Master the Structure First
Memorize and internalize the basic format for essays and letters. Don’t experiment during the exam—use tried and tested templates.
Essay Format:
- Introduction (What is the topic and why it matters)
- Body Paragraphs (Two to three arguments with examples)
- Conclusion (Your summary or suggestion)
Letter Format:
Formal Letter
Your Address
Date
To,
The [Designation],
[Institution Name],
[City].
Subject: [One-line subject]
Sir/Madam,
[Para 1: Purpose]
[Para 2: Details]
[Para 3: Request/Conclusion]
Yours faithfully,
[Your Name]
2. Anticipate Probable Topics
Practicing likely topics ensures you’re not caught off guard. Use current events, social issues, and banking-related developments.
Essay Topics to Practice:
- Role of Digital Payments in India
- Importance of Cybersecurity in Banking
- Financial Literacy for Youth
- Impact of Climate Change
- Role of AI in Banking Sector
Letter Topics to Practice:
- Write a letter to the Bank Manager to report a lost ATM card.
- Write a letter to the Editor about pollution in your area.
- Write a letter to your friend explaining the benefits of investing early.
3. Perfect Your Typing Speed
Since the test is online, typing fast and accurately is non-negotiable. Aim for at least 35–40 words per minute. Use platforms like:
- TypingClub
- Keybr
- 10FastFingers
4. Work on Grammar and Sentence Flow
Common grammatical errors—subject-verb agreement, tenses, incorrect prepositions—can lower your marks. Practice writing short essays and get them checked using:
- Grammarly
- Hemingway Editor
- Bank Whizz’s Evaluation Services
5. Practice Under Real Exam Conditions
Simulate the real exam by:
- Using a 30-minute timer
- Choosing one essay and one letter topic
- Writing directly into MS Word or any typing software
- Reviewing based on structure, clarity, and errors
Try at least 10 full mocks before the exam.
Writing Strategy in the Exam (30 Minutes)
| Activity | Time Allocated |
|---|---|
| Read Both Prompts | 2 minutes |
| Plan Essay (Points) | 2 minutes |
| Write Essay | 13 minutes |
| Plan Letter (Points) | 1 minute |
| Write Letter | 10 minutes |
| Final Review | 2 minutes |
High-Scoring Essay Example (Topic: Financial Literacy in India)
Introduction:
Financial literacy means the ability to understand and effectively use financial skills like budgeting, investing, and saving. In India, a large segment of the population still lacks these skills, leading to poor financial decisions.
Body:
The government has launched several initiatives like PM Jan Dhan Yojana and financial awareness campaigns. However, the gap between awareness and action persists. Schools and colleges must incorporate financial education to bridge this gap. Fintech platforms and banks can also promote learning through digital content and simplified interfaces.
Conclusion:
Improving financial literacy can empower citizens, reduce debt traps, and boost economic growth. A joint effort from the public and private sectors is vital to achieving this goal.
High-Scoring Formal Letter Example (Topic: Request to Update Mobile Number in Bank Records)
Your Address
Dhanbad – 826001
25 July 2025
To,
The Branch Manager,
Bank of India,
Main Branch, Dhanbad.
Subject: Request to Update Mobile Number in Bank Records
Respected Sir/Madam,
I am a savings account holder (Account No. XXXXXXXX) at your branch. I recently changed my mobile number and wish to update the same in my bank records.
Kindly update my new mobile number [XXXXXXXXXX] for receiving alerts and OTPs. I am enclosing a self-attested copy of my Aadhaar card for verification.
Please do the needful at the earliest.
Yours faithfully,
Amit Kumar
What Top Scorers Do Differently
✅ They:
- Keep answers concise and on-topic
- Avoid long, complex sentences
- Use relevant keywords and phrases
- Stick to the prescribed formats
- Practice enough to write fast and clean
❌ They DON’T:
- Use flowery or vague language
- Write without planning
- Exceed or fall short of the word limit
- Copy sentences from news or study material
- Submit without proofreading
Expert Tips for a Perfect Score
- Start practicing now – don’t wait till a week before the exam.
- Create a repository of 10 essays and 10 letters on trending topics.
- Use your own words – never memorize full essays.
- Practice smart typing – avoid backspacing too much.
- Understand the mood – Formal letters need to be crisp and polite.
Bank Whizz Tools to Help You
Bank Whizz offers a range of resources that can help you hit the perfect score:
- Essay & Letter Writing Courses
- Descriptive English Mocks
- Evaluation with Expert Feedback
- Top 30 Topics with Samples
- Daily Practice Tasks with Hints
Conclusion
A 25/25 in IBPS PO 2025 Descriptive English is not a myth—it’s a product of preparation, discipline, and smart execution. If you give attention to formatting, typing, time management, and content relevance, you can easily set yourself apart.
Make the Descriptive Paper your strength, not a weak link. And remember: in a tightly contested exam like IBPS PO, every mark matters.