📝 Introduction
Phase 2 of the PFRDA Grade A 2025 exam includes a Descriptive English Paper that can make or break your final selection. Though many aspirants clear Phase 1 with strong aptitude and reasoning skills, they often struggle in this phase due to lack of structure, speed, and writing discipline.
This guide gives you a 360° preparation plan—covering the exam pattern, section-wise strategies, writing techniques, time management, and mock practice suggestions to help you master this paper.
📘 PFRDA Descriptive English Paper – Pattern Overview
| Section | Marks | Word Limit | Ideal Time |
|---|---|---|---|
| Essay Writing | 30 | 250–300 words | 25–27 minutes |
| Precis Writing | 30 | ~170 words | 15–17 minutes |
| Reading Comprehension | 40 | 5 subjective Qs | 12–15 minutes |
| Total | 100 | 60 minutes |
🧠 What This Paper Tests
- Clarity of expression
- Logical structure and coherence
- Command over grammar and vocabulary
- Ability to summarize
- Comprehension and interpretation
✍️ Section-Wise Preparation Strategy
1️⃣ Essay Writing (30 Marks)
This section tests your ability to develop and organize ideas around a central theme.
✅ Key Preparation Steps:
- Practice writing 250–300 word essays with a timer.
- Follow the 3-part structure: Introduction – Body – Conclusion
- Use examples from economics, finance, government policies, and current affairs.
- Avoid jargon and focus on clarity.
🔍 Hot Topics for PFRDA 2025:
- Role of NPS in financial inclusion
- Financial literacy and economic development
- ESG investing in India
- Digital banking and cyber risks
- Pension reforms and retirement security
✏️ Bank Whizz Tip:
Prepare 30 most probable essay topics with outlines and opening paragraph ready.
2️⃣ Precis Writing (30 Marks)
This tests your compression, comprehension, and rewriting skills.
✅ Key Preparation Steps:
- Practice reducing 500–600 word passages to ~170 words.
- Use your own words, avoid repetition and filler content.
- Begin with a central idea and maintain a neutral tone.
- Write in third-person and past tense unless otherwise required.
✏️ Bank Whizz Tip:
Take up 10 diverse passages and write 1 precis per day for a week. Get them evaluated for feedback on flow and tone.
3️⃣ Reading Comprehension (40 Marks)
The most scoring yet least practiced section—this tests your reading accuracy and analytical thinking.
✅ Key Preparation Steps:
- Read a wide range of material: editorials, RBI/SEBI/PFRDA reports, economic surveys.
- Practice 1 RC passage every day with a 12-minute timer.
- Learn to identify the main idea, tone, inferences, and supporting facts.
- Write short, complete, and well-structured answers.
✏️ Bank Whizz Tip:
Never leave RC for the last minute in the exam. Practice framing answers in your own words.
⏱️ Time Management Plan (60 Minutes)
| Section | Time |
|---|---|
| Essay Writing | 25–27 mins |
| Precis Writing | 15–17 mins |
| Reading Comprehension | 12–15 mins |
| Final Proofreading | 1–2 mins |
🔑 Strategy:
- Stick to section limits—no spillover
- Prioritize clarity over length
- Reserve 2–3 mins to correct grammar and spelling
📚 Daily Preparation Routine
| Day | Task |
|---|---|
| Mon–Fri | Essay + RC Practice (1 each per day) |
| Sat | Full-length mock (60 minutes) |
| Sun | Feedback review + reattempt + grammar revision |
🧪 Mock Test Plan (With Evaluation)
To simulate the actual exam and improve writing endurance:
- Attempt at least 5 full-length mocks before the exam.
- Get them evaluated by experts (Bank Whizz offers this).
- Focus on:
- Structure of essay
- Tone and compression in precis
- Accuracy in RC answers
🧾 Resources to Refer
- The Hindu/Indian Express Editorials – for essay/RC practice
- RBI, SEBI, PFRDA publications – for content-rich ideas
- Bank Whizz Descriptive Courses – mock tests, model answers, evaluations
- Typing platforms – to improve speed (~35 wpm target)
🚫 Common Mistakes to Avoid
- Writing essays without planning → leads to poor structure
- Copying sentences in precis → leads to deduction
- Overwriting RC answers → wastes time and lacks clarity
- Skipping proofreading → grammar/spelling mistakes can cost you 5+ marks
✅ Final Words
The PFRDA Grade A 2025 Descriptive English paper demands discipline, structure, and smart practice. The more you simulate real conditions, the more confident and accurate your writing becomes.
At Bank Whizz, we are committed to helping aspirants like you score 80+ marks through:
- Timed mocks
- Evaluated responses
- Essay & precis drills
- PDF-rich study packs
Don’t wait until the last week—start your preparation now and let your words build your selection.