Introduction
The IFSCA Grade A 2025 Descriptive English Paper carries 100 marks and is divided into three parts: Precis Writing (35 marks), Essay Writing (30 marks), and Comprehension (35 marks). Among these, comprehension often appears simple but is one of the most time-consuming and tricky sections if not handled strategically.
Comprehension tests a candidate’s reading ability, interpretation skills, vocabulary strength, and clarity in answering. Since financial or regulatory-themed passages are often included, this section also indirectly assesses your awareness of contemporary issues.
In this article, we’ll break down a step-by-step strategy to solve comprehension passages efficiently, highlight common mistakes, and share practice techniques to help you score 25+ out of 35 marks.
1. Why Comprehension Matters in IFSCA
- High Weightage (35 Marks): One-third of descriptive English score.
- Scoring Potential: Questions are direct if approached correctly.
- Professional Relevance: Officers must analyze long reports, guidelines, and extract actionable points.
A strong comprehension performance ensures that you save time for essay/precis while also securing solid marks.
2. Nature of Passages in IFSCA
Passages are generally:
- 400–500 words long.
- Based on finance, economy, global trade, sustainability, or regulation.
- Contain both factual details and abstract arguments.
- Followed by 4–6 questions testing:
- Direct information retrieval.
- Inference and interpretation.
- Vocabulary (synonyms/antonyms).
- Opinion-based (but with textual support).
3. Step-by-Step Solving Strategy
Step 1: Read Questions First (1–2 minutes)
- Skim all the questions before reading the passage.
- This primes your brain to look for specific information instead of passively reading.
Step 2: Read Passage Actively (5–6 minutes)
- Read once for general theme.
- Underline/mark keywords, numbers, contrasting words (however, but, although).
- Focus on topic sentences (first line of each paragraph).
Step 3: Answer Direct Questions First (5 minutes)
- Some questions are factual (dates, numbers, definitions).
- Answer them straight away—saves time and builds confidence.
Step 4: Tackle Inference Questions (5–7 minutes)
- These require logical deduction, not word-for-word copying.
- Example: “What does the author imply by …?”
- Strategy: Re-read the surrounding lines and paraphrase.
Step 5: Handle Vocabulary Questions (3–4 minutes)
- Guess meaning from context clues.
- Replace word with synonym in sentence → check fit.
Step 6: Write Concise Answers (5–6 minutes)
- 3–5 line answers are ideal.
- Avoid long explanations unless explicitly asked.
- Use your own words—copy-pasting sentences often fetches fewer marks.
4. Time Allocation
Since the entire paper is 60 minutes, suggested breakdown is:
- Essay – 20 minutes
- Precis – 15 minutes
- Comprehension – 25 minutes
👉 Within comprehension (35 marks, ~25 minutes):
- Reading passage: 6–7 mins
- Answering factual Qs: 5 mins
- Inference/vocabulary Qs: 8–10 mins
- Revision: 2–3 mins
5. Types of Questions Asked
- Direct Questions: “What is the main reason behind…?”
- Strategy: Quote/rephrase directly from passage.
- Inference Questions: “What can be inferred about…?”
- Strategy: Read between the lines, no personal opinion.
- Vocabulary Questions: “Find synonym/antonym of ….”
- Strategy: Use context, not memory.
- Theme Questions: “What is the central idea of the passage?”
- Strategy: Write 2–3 lines summarizing the entire passage.
- Critical Questions: “What solution does the author suggest?”
- Strategy: Locate suggestions within text.
6. Common Mistakes to Avoid
- Copy-Pasting Answers: Examiners prefer paraphrasing.
- Overlong Answers: Wastes time, may lose clarity.
- Skipping Vocabulary: Easy marks lost due to neglect.
- Guessing Theme Without Reading Properly: Leads to wrong conclusions.
- Poor Time Management: Spending 35 minutes only on comprehension.
7. Practice Techniques
Daily Routine
- Read one editorial (Economic Times, Business Standard, Mint).
- Write a 3–5 line summary of it.
- Attempt 4–5 comprehension questions based on it.
Weekly Routine
- Solve 2 full-length comprehension passages under exam conditions.
- Focus on timing + accuracy.
Monthly Routine
- Review mistakes.
- Build vocabulary list of 100+ financial terms.
8. Vocabulary Building for Comprehension
Regulatory passages often include financial and economic terms. Build familiarity with:
- Monetary policy, derivatives, inflation, liquidity, offshore, ESG, fintech, CBDC, compliance, globalisation, sustainability, regulation, fiscal deficit.
👉 Maintaining a notebook of such terms will help you decode passages faster.
9. Sample Comprehension Question
Passage (excerpt):
India’s GIFT City is positioned as a competitive international financial hub, offering regulatory flexibility, tax incentives, and global market access….
Q1: What are the main features of GIFT City?
Ans: GIFT City offers tax benefits, simplified regulations, and global connectivity, making it attractive for cross-border financial services.
Q2: Why is regulatory flexibility important?
Ans: It allows innovation in financial services while ensuring compliance with international standards.
Q3: What is the central idea of the passage?
Ans: India is developing GIFT City as a global hub to attract international finance through incentives and strong regulation.
👉 Notice: Short, clear, paraphrased answers.
10. Examiner’s Evaluation Criteria (35 Marks)
- Accuracy of answers (15 marks)
- Clarity & conciseness (10 marks)
- Vocabulary & expression (5 marks)
- Overall comprehension of passage (5 marks)
👉 Even if you know the answer, poor language or long-winded replies will reduce marks.
11. How to Ensure 25+ Marks
- Attempt all questions (no negative marking).
- Keep answers short but meaningful.
- Double-check vocabulary responses.
- Don’t skip central theme/summary question—it carries weight.
12. Conclusion
The Comprehension section in IFSCA Grade A 2025 is a blend of reading speed, analytical thinking, and writing clarity. Though it looks easy, many candidates lose marks due to over-explaining, copying sentences, or poor time management.
To excel, practice reading financial passages daily, answer in your own words, and manage time effectively. If you can master this section, scoring 25+ out of 35 is very realistic, giving you a clear edge in the overall descriptive paper.
