Test Name: Comprehension Mock 7 (IFSCA Grade A 2025 – Descriptive English)

Type: Reading Comprehension – Mock Evaluation

Exam-Oriented For: IFSCA Grade A / RBI Grade B / SEBI Grade A (Descriptive English)

Ques 1:

Read the passage given below and answer the questions that follow:

The journey towards a sustainable future is complex and requires significant global collaboration. Today, climate change remains one of the most pressing challenges faced by humanity, impacting ecosystems, economies, and communities worldwide. Scientists argue that to mitigate its effects, countries must work towards reducing greenhouse gas emissions, adopting renewable energy, and promoting sustainable practices. However, these efforts face numerous obstacles, including political differences, economic disparities, and societal resistance to change.

Industrialized nations contribute a large share of global carbon emissions, and many argue they bear a greater responsibility to address climate change. However, developing countries, while contributing less to global emissions historically, are often the most vulnerable to its impacts. Rising sea levels, unpredictable weather patterns, and increased natural disasters disproportionately affect countries with fewer resources to adapt. This disparity raises questions of fairness and responsibility, as developing nations often seek financial and technological support to implement sustainable practices without hindering their economic growth.

The transition to renewable energy is essential for long-term sustainability, yet it requires substantial investment and infrastructure. Solar, wind, and hydroelectric power are viable alternatives to fossil fuels, but challenges such as initial costs, technological accessibility, and energy storage remain. Innovations in renewable energy, like improved battery storage and smart grids, are critical to making these resources more reliable and widespread. Governments, particularly those of industrialized nations, are urged to increase funding for research and development in this area to create affordable solutions for all.

Moreover, individual actions play a role in addressing climate change, as collective consumer choices can drive corporate behavior. People are encouraged to adopt sustainable lifestyles by reducing waste, conserving energy, and supporting eco-friendly businesses. Education and awareness are essential, as they empower communities to make informed decisions. Schools, media, and local organizations can contribute by educating individuals about sustainable practices, building a global culture of environmental consciousness.

Ultimately, addressing climate change requires a balance between immediate actions and long-term goals. While individual efforts are crucial, systemic changes led by governments and corporations have the power to make a larger impact. Collaboration across borders, investments in technology, and collective responsibility will determine how effectively we confront this issue. As the world faces an uncertain future, it’s clear that sustainability is not just an option but a necessity for survival. The actions taken today will shape the legacy left for future generations.

Questions:

Summarize the challenges and key solutions discussed in the passage for addressing climate change.
According to the passage, why are developing countries particularly vulnerable to climate change, and what support do they seek?
What role do technological advancements play in the transition to renewable energy, as per the passage? Provide examples from the text.
How does the passage describe the impact of individual choices on climate change? Do you agree with this viewpoint? Support your answer with reasons.
What balance does the passage suggest between individual actions and systemic changes for tackling climate change? Provide an example of how both can work together to achieve sustainability.

Answer Submitted by Our Aspirant:

1. Political differences, economic disparities and social resistance has been key challenges in tackling climate changes, however, by reducing greenhouse gas emissions, adopting renewable energy and promoting sustainable practices adverse effect of climate change can be mitigated.

2. Developing countries are affected most by climate changes as they own fewer resources to adapt to environmental changes. These countries seek financial and technological support to implement sustainable practices.

3. Technological advancement like battery storage and smart grids makes the renewable energy resources more reliable.

4. Individuals play vital role in the tackling the climate changes as they can drive corporate behavior through collective consumer choices, adopt sustainable practices by reducing waste, conserving energy and supporting eco friendly business. I agree with this viewpoint society comprises of individuals and any positive change in approach to deal with degrading environmental conditional would help the world to deal with this problem. Need of the hour promote education and awareness in the society.

5. Government and individual should work together to tackle the problem and collaborate across border, invest in technology and collective responsibility.

✅ Bank Whizz Review & Mock Evaluation

✅ 1. SCORECARD (Out of 35 Marks)

Parameter	Max	Marks Awarded	Justification
Accuracy & Understanding	10	6.5 / 10	Overall meaning correct, but some answers miss key details from the passage (e.g., Q1 lacks infrastructure & technology challenges; Q5 lacks a clear example).
Depth & Relevance	8	5 / 8	Relevant but slightly brief; some nuances of fairness, disasters, and innovation are not fully captured.
Language & Clarity	7	4 / 7	Generally clear, but a few grammar errors and informal phrasing; can be more polished.
Structure & Presentation	5	2.5 / 5	Answers are short and separated, but lack crisp academic framing.
Word Limit Discipline	5	5 / 5	Very good discipline – responses are concise.

✅ Total: 23 / 35

✅ One-line Summary:

Good comprehension clarity, but needs sharper extraction of passage details and a more formal exam-style tone.

The passage suggests balancing individual efforts with systemic changes led by governments and corporations. While individuals adopt sustainable lifestyles, large-scale policy reforms, cross-border collaboration and technological investments deliver wider impact. For example, governments can fund renewable energy infrastructure while citizens support the transition by choosing clean-energy products and sustainable services.

✅ 3. Strengths

Good basic understanding of the passage
All questions attempted
Responses are concise and within a reasonable word limit
No major distortion of the author’s ideas
Clear attempt to explain personal viewpoint where required

✅ 4. Areas of Improvement (with corrections)

❌ Informal or incomplete framing

Instead of: “Individuals play vital role in tackling the climate changes…”
✅ Use: “The passage highlights that individuals play a vital role in tackling climate change through responsible consumption and lifestyle choices.”

❌ Missing critical details from the passage

Q1 & Q3 should also mention investment needs, innovation, energy storage and R&D support.

❌ Grammar & phrasing issues

“society comprises of individuals” → ✅ “society comprises individuals.”

❌ Opinion too elaborate

Keep personal agreement portion to 1–2 concise, formal lines.

✅ 5. Model Answers (Exam-Standard)

Q1.

Climate action is hindered by political disagreements, economic inequalities, social resistance and the high cost and technological constraints of renewable energy. The passage suggests solutions such as reducing emissions, adopting clean energy, promoting sustainable practices, strengthening global collaboration and investing in innovations like smart grids and battery storage.

Q2.

Developing countries are particularly vulnerable because rising sea levels, unpredictable weather and more natural disasters severely impact them, despite their limited historical emissions and fewer resources to adapt. They therefore seek financial and technological support to adopt sustainable practices without slowing their economic growth.

Q3.

Technological advancements help make renewable energy more reliable and widespread. The passage mentions improved battery storage and smart grids as key innovations and stresses increased research funding to develop affordable renewable technologies for all countries.

Q4.

The passage explains that individual choices influence corporate behavior and climate outcomes through collective consumption. By conserving energy, reducing waste and supporting eco-friendly businesses, individuals contribute to sustainability. This viewpoint is valid because when many people act responsibly, it creates strong pressure on companies and governments to prioritize the environment.

Q5.

The passage calls for a balance where individuals adopt sustainable lifestyles while systemic changes led by governments and corporations deliver large-scale impact. For example, a government may invest in renewable infrastructure and climate policies, while citizens support these efforts by using public transport, choosing green products and voting for environmentally conscious leadership.

✅ 6. Key Learning Notes for Aspirants

Do’s

Use the passage as your only source – no outside facts needed.
Answer in 2–4 crisp lines with clear structure.
Maintain formal, exam-oriented language.
Directly address every part of the question.

Don’ts

Don’t ignore important details like examples, causes or solutions mentioned in the passage.
Don’t write very long personal opinions.
Don’t use casual words or conversational tone.

✅ 7. Closing Note from Bank Whizz

You have strong comprehension instincts and a clear way of expressing ideas. With sharper extraction of key points from the passage and a slightly more formal tone, you can easily score 30+ out of 35 in descriptive comprehension. Keep practising – your consistency will turn this section into your biggest strength in the exam.

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