Introduction
The SBI PO 2025 Descriptive English Paper is an important part of the Mains Examination, requiring candidates to write an Essay (~250 words, 30 marks) and a Letter (~150 words, 20 marks) within 30 minutes. This section evaluates your writing skills, grammar, vocabulary, coherence, and ability to present ideas effectively.
To help you score high, Bank Whizz brings you expert tips and strategies for mastering the SBI PO 2025 Descriptive English Paper.
Understanding the SBI PO 2025 Descriptive Paper Structure
Since the Descriptive Test is online, your typing speed and accuracy also matter.
Bank Whizz’s Expert Tips for SBI PO 2025 Essay Writing
1. Choose Your Topic Wisely
- In the exam, you’ll get 3-4 topics; pick one you can write well about.
- Prefer current affairs, banking, economy, or technology topics if you’re well-prepared.
🚀 Pro Tip: Choose a topic you’re confident about, not necessarily the most popular one.
2. Follow a Clear Structure
A well-structured essay improves readability and coherence.
✅ Introduction (30-40 words, 2-3 sentences)
- Define the topic and provide background.
- Briefly introduce your main points.
✅ Main Body (160-180 words, 2-3 paragraphs)
- Discuss key arguments with facts, examples, and logic.
- Provide both advantages and challenges (if applicable).
- Use transition words (Moreover, However, In contrast, Therefore).
✅ Conclusion (30-40 words, 2-3 sentences)
- Summarize key points logically.
- Provide a balanced opinion or recommendation.
🚀 Example Topic: The Impact of Digital Banking on Financial Inclusion
📌 Introduction: Digital banking has transformed financial inclusion in India, providing easy access to banking services through mobile banking, UPI, and internet banking.
📌 Main Body: Digital banking reduces dependency on physical branches and increases efficiency. Government schemes like PM Jan Dhan Yojana have enabled millions to open bank accounts. However, cybersecurity risks, lack of digital literacy, and internet unavailability remain challenges.
📌 Conclusion: Digital banking has made financial services more accessible, but improving security and internet infrastructure is necessary for full inclusion.
🚀 Pro Tip: Keep sentences short and precise for better readability.
3. Avoid Common Essay Mistakes
🚫 Going Off-Topic: Stick to the main idea.
🚫 Writing Informally: Use formal, professional language.
🚫 Ignoring Word Limit: Stay within 250 words (±10%).
🚫 Lack of Proofreading: Always check for grammar and spelling mistakes.
🚀 Pro Tip: Allocate 2 minutes for proofreading before submission.
Bank Whizz’s Expert Tips for SBI PO 2025 Letter Writing
Letter writing in SBI PO is of two types:
1️⃣ Formal Letters (To a bank manager, government official, editor, HR, etc.)
2️⃣ Informal Letters (To a friend, relative, sibling, etc.)
1. Use the Correct Letter Format
📌 Formal Letter Format:
✔ Sender’s Address
✔ Date
✔ Receiver’s Address
✔ Subject (One-line summary of the letter)
✔ Salutation (Respected Sir/Madam,)
✔ Body (Introduction → Main Content → Conclusion)
✔ Closing (Yours sincerely/faithfully, Name, Contact Info)
🚀 Example Formal Letter Topic: Letter to the Bank Manager Requesting a Loan
📌 Subject: Request for Home Loan Approval
📌 Body:
- Mention your account details and purpose for the loan.
- Justify your eligibility (steady income, good credit history).
- Request quick processing and mention attached documents.
📌 Closing: Looking forward to your approval.
🚀 Pro Tip: Keep formal letters concise (150 words max).
📌 Informal Letter Format:
✔ Sender’s Address
✔ Date
✔ Salutation (Dear [Name],)
✔ Body (Introduction → Main Content → Conclusion)
✔ Closing (Best regards/Yours lovingly, Name)
🚀 Example Informal Letter Topic: Letter to a Friend About the Importance of Financial Planning
📌 Body:
- Explain why managing money is important.
- Suggest savings, mutual funds, stocks, emergency funds.
- Give examples of how planning secures the future.
📌 Closing: Hope to discuss this when we meet.
🚀 Pro Tip: Keep informal letters friendly and engaging.
2. Avoid Common Letter Writing Mistakes
🚫 Using Informal Tone in Formal Letters
✅ Always maintain a professional and respectful tone.
🚫 Writing Too Much or Too Little
✅ Stick to 150 words (±10%).
🚫 Incorrect Formatting
✅ Follow proper letter structure.
🚀 Pro Tip: Memorizing common letter structures saves time in the exam.
Time Management Tips for SBI PO Descriptive Paper
📌 0-2 min: Read all topics and choose wisely.
📌 2-20 min: Write the essay (~18 min).
📌 20-30 min: Write the letter (~10 min).
📌 Last 2 min: Proofread both answers for errors.
🚀 Pro Tip: Practice typing at least 35+ words per minute (WPM) to finish on time.
Bonus: SBI PO 2025 Practice Topics
Essay Writing Practice Topics
✔ Banking & Economy:
- The Role of RBI in Inflation Control
- The Impact of UPI on Digital Transactions
- The Future of Cryptocurrency in India
✔ Social Issues & Current Affairs:
4. The Role of Women in Financial Inclusion
5. The Influence of Fake News on Society
6. Cybersecurity Challenges in Online Banking
✔ Technology & Innovation:
7. Artificial Intelligence in Financial Services
8. 5G and the Future of Digital Payments
9. The Growth of Neobanks in India
Letter Writing Practice Topics
✔ Formal Letters:
- Letter to the bank manager for a loan approval.
- Letter to HR requesting a salary account transfer.
- Letter to the editor about rising cyber frauds in online banking.
✔ Informal Letters:
4. Letter to a friend discussing investment strategies.
5. Letter to a cousin about career planning.
6. Letter to parents about an upcoming job interview.
🚀 Pro Tip: Write one essay & one letter daily under timed conditions.
Final Takeaways
🎯 Follow a Structured Approach: Introduction → Body → Conclusion (for essays) & Correct Format (for letters).
🎯 Stick to Word Limit: Essay (~250 words), Letter (~150 words).
🎯 Use Clear & Formal Language: Avoid slang in formal writing.
🎯 Practice Timed Writing Daily: Allocate ~18-20 min for essays & ~10-12 min for letters.
🎯 Proofread Before Submitting: Avoid grammar & spelling mistakes.
By following Bank Whizz’s expert strategies, you can maximize your score in the SBI PO 2025 Descriptive English Paper and boost your chances of success! 🚀