Introduction
The SBI PO 2025 Descriptive English Paper includes a Letter Writing section, which carries 20 marks. Candidates must write a formal or informal letter within 150 words in 10 minutes.
A well-structured letter demonstrates your communication skills, clarity of thought, grammar, and vocabulary. In this guide, we will cover:
✅ Letter Writing Format (Formal & Informal)
✅ Common Letter Topics
✅ Sample Letters
By following these guidelines, you can write high-scoring letters in the SBI PO 2025 Descriptive Paper.
Types of Letters in SBI PO 2025
The SBI PO exam typically features two types of letters:
1. Formal Letters
Used for professional, business, and official communication. These letters should be:
✔ Concise and to the point
✔ Written in a polite and professional tone
✔ Well-structured with a clear purpose
Common Formal Letter Topics:
- Letter to the Bank Manager requesting a loan
- Letter to the Editor about rising cyber frauds
- Letter to HR regarding salary discrepancies
- Letter to the Municipal Corporation complaining about poor road conditions
- Letter to a government official about pollution control measures
2. Informal Letters
Used for personal communication with friends, family, or acquaintances. These letters should be:
✔ Casual and friendly
✔ Emotionally expressive
✔ Structured but not overly rigid
Common Informal Letter Topics:
- Letter to a friend discussing online education
- Letter to a sibling giving career advice
- Letter to parents about your job promotion
- Letter to a relative inviting them to a family event
- Letter to a friend sharing your travel experience
Format for a Formal Letter
A formal letter follows a fixed structure:
1. Sender’s Address
(Your Address)
[XYZ Street, City]
2. Date
[DD/MM/YYYY]
3. Receiver’s Address
To,
[Designation]
[Company/Bank/Organization Name]
[City]
4. Subject (One Line)
(Example: Request for Increasing ATM Withdrawal Limit)
5. Salutation
Respected Sir/Madam,
6. Body of the Letter
- Opening Statement (State purpose)
- Main Content (Explain your request/concern)
- Closing Statement (Express gratitude or request action)
7. Closing & Signature
Yours sincerely,
[Your Name]
Sample Formal Letter
Q: Write a letter to the Bank Manager requesting an increase in your ATM withdrawal limit.
📌 Your Address
[ABC Colony, XYZ City]
📌 Date: [DD/MM/YYYY]
📌 To,
The Branch Manager,
XYZ Bank,
[Branch Address]
📌 Subject: Request for Increasing ATM Withdrawal Limit
📌 Respected Sir/Madam,
I am a savings account holder (A/C No: XXXXXXXX) at your branch and have been availing banking services for the past five years. Due to the increasing need for higher transactions, I request you to increase my ATM withdrawal limit from ₹50,000 to ₹1,00,000 per day.
As a salaried professional, I often need higher withdrawals for emergency expenses and investments. Given my good banking record and steady income, I kindly request you to process my request at the earliest.
Looking forward to your positive response.
📌 Yours sincerely,
[Your Name]
[Contact Number]
Format for an Informal Letter
Informal letters follow a more flexible format:
1. Sender’s Address
(Your Address)
[XYZ Street, City]
2. Date
[DD/MM/YYYY]
3. Salutation
Dear [Name],
4. Body of the Letter
- Opening Paragraph (Casual greeting and purpose)
- Main Content (Express thoughts, share experiences)
- Closing Paragraph (Wrap up, express good wishes)
5. Closing & Signature
Best Regards / Yours lovingly,
[Your Name]
Sample Informal Letter
Q: Write a letter to your younger sibling giving advice on career planning.
📌 Your Address
ABC Apartment, XYZ City
📌 Date: [DD/MM/YYYY]
📌 Dear Rohan,
I hope you are doing well. I heard that you are confused about your career choices, so I wanted to share some advice that might help.
Choosing the right career can be tough, but it is important to follow your passion and strengths. If you enjoy technology, consider engineering, AI, or software development. If you love writing, a career in content creation or journalism might be ideal. The key is to explore your interests and gain practical exposure through internships and online courses.
Always remember, success comes with consistent learning and hard work. Take your time, do research, and make an informed decision. I am always here to guide you whenever you need help.
📌 Best regards,
[Your Name]
How to Write a High-Scoring Letter?
Here are some quick letter-writing tips to maximize your marks:
✔ Follow the Correct Format – Examiner-friendly structure gets you better scores.
✔ Keep It Clear and Concise – Don’t exceed the word limit (~150 words).
✔ Use Proper Salutations – Formal (Respected Sir/Madam) vs. Informal (Dear Friend).
✔ Avoid Grammar & Spelling Mistakes – Proofread before submission.
✔ Stick to the Topic – Avoid unnecessary details.
Final Thoughts
The Letter Writing section in SBI PO 2025 is scoring and easy if you follow proper formats and structure.
📌 Key Takeaways:
✔ Formal Letters → Professional & precise (Bank Manager, Editor, HR, Govt. Officials)
✔ Informal Letters → Personal & conversational (Friends, Family, Relatives)
✔ Stick to the Format → Address, Date, Subject, Body, Closing
✔ Practice Daily → Write at least one letter per day
By mastering letter writing, you can secure 20/20 marks in the SBI PO Descriptive English Paper.