When it comes to the IBPS PO Mains Descriptive section, letter writing plays a crucial role in earning high scores. The topics can range from formal banking issues to general public correspondence. Based on recent patterns and expert advice, here are the most frequently recurring themes and how to approach them:
📝 Formal Letters to Authorities
- Lost ATM/Debit/Credit Card
- Letter to your Bank Manager requesting immediate card blocking and reissue.
- Failed UPI Transaction or Payment
- Complaint letter seeking refund and assurance of payment security.
- Internet/Mobile Banking Issues
- Request for resolution of recurring online banking failures.
- Loan Status or Disbursement Follow-up
- Write to branch or zonal manager for updates or escalation.
- Locker Facility Request
- Apply formally for a locker or change facility at your branch.
🌐 Public & Community-Oriented Letters
- To an Editor/Public Authority
- Raise concerns about digital literacy, financial inclusion, or banking accessibility.
- To Local Health/Municipal Officials
- Suggest improvements in public amenities with an emphasis on financial inclusion benefits.
👥 Personal / Informal Letters
- Advice on Financial Literacy
- Write to a friend or relative advising on digital banking habits like UPI, PMJDY.
- Congratulatory Letters
- Celebrate a friend’s admission to a bank or financial accomplishment—good practice for tone.
✍️ Why These Topics Matter
- They reflect real-world banking scenarios aspirants are likely to face.
- Testing clarity, tone, structure, and ability to follow formal letter format.
- Content relevance gives you a scoring edge – especially in addressing complaints, requests, or public suggestions.
✅ Quick Tips for Mastery
- Memorize the format: Sender details, date, recipient, subject line, salutation, body, closing, and signature.
- Ideal length: 150–200 words written in 10 minutes.
- Tone & Language: Formal, polite, straightforward; avoid slang or emotional language.
- Content focus: State the purpose early, offer necessary details, suggest a resolution/action point.
- Proofread: Check grammar, spelling, spacing, and structure before submitting.
🎯 Final Advice
Practice writing 2–3 letters per week based on these themes. Time yourself and aim for clear, error-free communication. Employers in public sector banks value candidates who can handle everyday banking correspondence professionally—demonstrate that in your writing to stand out!