Introduction
Preparing for IRDAI Assistant Manager 2025? One of the smartest things you can do is analyze the 2024 descriptive paper. The exam conducted last year tested candidates across five core writing skills—Essay, Precis, Reading Comprehension (RC), Letter Writing, and Statement Expansion.
This analysis will help you understand:
- What types of topics were asked
- The difficulty level
- Common patterns
- And what to expect in the 2025 exam
This post by Bank Whizz gives you a full section-wise analysis of the IRDAI Descriptive English Paper 2024, helping you plan strategically for 2025.
IRDAI Descriptive Paper 2024: At a Glance
| Section | Tasks Involved | Word Limit |
|---|---|---|
| Essay Writing | 1 out of 4 topics | 270–300 words |
| Precis Writing | Passage summarization | ~170–180 words |
| Reading Comprehension | 1 passage, 5 descriptive questions | 3–5 lines each |
| Letter Writing | 1 formal or informal letter | 150–200 words |
| Statement Expansion | 1 idea to be expanded into a short write-up | ~100 words |
1. Essay Writing Analysis
Options Provided (4 Topics):
- Strategies for Insurance for All by 2047 in India
- Pros and Cons of Artificial Intelligence
- The Power of Positive Thinking
- (One topic not recalled)
Key Observations:
- The essay section included sector-specific, technological, and abstract themes.
- Word limit was 270–300 words (not 500 as seen in earlier exams).
- Candidates were expected to provide structured, well-balanced content.
Bank Whizz Tip:
Always prepare for 3 domains—insurance, technology, and abstract/general awareness. This allows flexibility on exam day.
2. Precis Writing Analysis
Topic:
Women participation in the labour force and empowerment
Passage Theme:
- Social and economic barriers
- Benefits of gender inclusion
- Policy interventions and reforms
Evaluation Insights:
- Candidates were expected to compress the passage to 1/3rd, in their own words.
- A title was mandatory. Many missed this and lost marks.
- The tone had to remain objective and neutral.
Bank Whizz Tip:
Practice summarizing editorials and budget/economic survey passages. Always include a precise, relevant title.
3. Reading Comprehension (RC) Analysis
Topic:
Data Analytics in Insurance
Nature of Questions:
- All 5 questions were fact-based and direct
- Covered:
- Role of analytics in claims management
- Predictive modeling
- Fraud detection
- Policy customization
Difficulty:
Easy to Moderate—provided you understood the passage well.
Bank Whizz Tip:
Expect RC passages that connect technology and insurance. Use keywords from the questions, but answer in your own words.
4. Letter Writing Analysis
Two types of letters were provided—1 formal and 1 informal. Candidates were to attempt only one.
Formal Letter:
Write to the Commissioner regarding dog menace in your society.
Informal Letter:
Write to your nephew about the rampant spread of fake news on social media.
Common Mistakes Made:
- Mixing up the tone (using informal phrases in a formal letter)
- Skipping essential format elements like Subject line or Sender’s address
Bank Whizz Tip:
Keep 2–3 formal and 2–3 informal formats memorized. Always revise format before the exam.
5. Statement Expansion Analysis
Options Given (Choose 1 out of 2):
- Scope of CSR in India
- Ethical Leadership is the Need of the Hour
Expectation:
- A 100-word paragraph explaining the meaning, context, and relevance
- Example-based or policy-based illustration was a bonus
Bank Whizz Tip:
Practice expanding statements like proverbs, quotes, or value-based thoughts. Use 1 definition + 1–2 examples + 1 concluding thought.
Overall Difficulty Level
| Section | Difficulty |
|---|---|
| Essay Writing | Moderate |
| Precis Writing | Moderate |
| Reading Comprehension | Easy |
| Letter Writing | Easy–Moderate |
| Statement Expansion | Moderate |
Scoring Potential:
A well-prepared candidate could comfortably score 65–75 out of 100, if time was managed well and grammar was error-free.
Key Takeaways for 2025 Aspirants
1. Sector-Relevant Content Is Key
Whether it’s AI, CSR, or health insurance, IRDAI focuses on practical awareness. Prepare real-world examples from:
- IRDAI Circulars
- RBI & SEBI Reports
- Government Schemes
2. Stick to Word Limits
Exceeding or falling short can lead to penalties or impression loss.
3. Format Clarity is Crucial
Marks are awarded for structure—especially in letters and precis.
4. Time Management is the Real Challenge
You have 60 minutes to write 5 responses. The 2024 paper required tight execution. Aim for:
- Essay: 18 mins
- Precis: 14 mins
- RC: 12 mins
- Letter: 8 mins
- Statement: 5 mins
- Review: 3 mins
5. Mock Practice = Confidence
Students who practiced evaluated mocks and reviewed model answers performed far better.
How Bank Whizz Helps You Prepare for IRDAI 2025
We offer:
- Full-length descriptive mocks
- Section-wise writing drills
- Evaluated answers with feedback
- Topic bank with 50+ essay and precis themes
- Statement expansion workbook
Conclusion
The IRDAI Assistant Manager 2024 Descriptive Paper offered a balanced mix of sectoral relevance, general awareness, and writing skills. The takeaway for 2025 aspirants is clear: Prepare holistically, write smartly, and manage your time.
With this analysis and Bank Whizz’s guided preparation, you can confidently aim for 70+ marks in the descriptive paper—and take a solid step toward your final selection.