The Descriptive English paper for IRDAI Grade A 2024 Phase 2 was held recently and included five main components. Based on candidate recollections, here’s the structure and questions that were asked. This serves as a valuable resource for aspirants targeting future regulatory exams such as SEBI Grade A, NABARD Grade A, and RBI Grade B.
✅ Section-Wise Breakdown
Q1. Essay Writing – 30 Marks (Word Limit: ~500 words)
Candidates had to write an essay on any one of the following topics:
- A. Strategies for Insurance for All by 2047 in India
(A topical essay aligning with IRDAI’s long-term vision.) - B. Pros and Cons of Artificial Intelligence
(A balanced, analytical topic relevant to every sector including insurance.) - C. The Power of Positive Thinking
(A philosophical and motivational topic testing articulation skills.)
👉 Bank Whizz Tip: Prioritize both current affairs-based and abstract themes in your essay preparation strategy.
Q2. Précis Writing – 15 Marks (Word Limit: 100 words)
- A passage was provided, and candidates were required to:
- Write a précis in 100 words
- Provide a suitable title
This tested comprehension, summarization skills, and vocabulary.
👉 Bank Whizz Tip: Practice condensing economic and insurance-related articles into 1/3rd of their length while retaining key ideas.
Q3. Reading Comprehension (RC) – 20 Marks
Passage was based on Data Analytics in Insurance.
Candidates answered 5 questions based on the passage:
- What are the primary applications of data analytics in the insurance industry?
- How does data analytics contribute to fraud detection in insurance?
- What is usage-based insurance (UBI), and how does data analytics enable it?
- What are the challenges associated with the use of data analytics in insurance?
- Why is predictive analytics important in the insurance sector?
👉 Bank Whizz Tip: Focus your reading practice on technology in insurance, regulatory frameworks, and ESI (Economic & Social Issues).
Q4. Letter Writing – 20 Marks (Word Limit: 150 words)
Candidates had to attempt one of the following:
- A. Formal Letter: Write to the Commissioner regarding dog menace in your society.
- B. Informal Letter: Write to your nephew about the rampant spread of fake news on social media.
👉 Bank Whizz Tip: Practice both formal and informal formats. Stick to word limits and maintain clear tone distinctions.
Q5. Statement Expansion – 15 Marks (Word Limit: 100 words)
Expand any one of the following statements in your own words:
- A. Scope of CSR in India
- B. Ethical Leadership
👉 Bank Whizz Tip: Prepare concise notes on key governance and ethical topics. Use examples to enrich your expression.
🔍 Final Thoughts
The IRDAI Grade A 2024 Descriptive English paper struck a balance between domain-specific knowledge and general awareness, along with written articulation and structure.
Key preparation takeaways:
- Strengthen your content on insurance reforms, governance, technology, and social issues.
- Practice writing essays and letters within strict word limits.
- Work on summary and comprehension skills using editorials and insurance journals.
- Prepare your own content bank of statements and abstract topics for expansion and idea generation.
For exclusive essay mocks, model answers, and mentorship for regulatory body exams, explore Bank Whizz’s Descriptive English Courses for IRDAI, SEBI, NABARD, RBI, and more.
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