Introduction
The IRDAI Grade A Phase II Descriptive English Paper 2024 maintained its standard structure and tested candidates across five major writing types:
- Essay Writing
- Precis Writing
- Reading Comprehension (RC)
- Letter Writing
- Statement Expansion
The focus was on domain knowledge, clarity of thought, structured expression, and grammar. Below is the detailed analysis based on actual exam recall.
1. Essay Writing
- Word Limit: 500 words
- Topics Asked (4 options were given, candidates had to choose one):
- Strategies for Insurance for All by 2047 in India
- Pros and Cons of Artificial Intelligence
- The Power of Positive Thinking
- (One topic not recalled)
Observation:
The essay section balanced between sector-specific (insurance), tech-driven themes (AI), and general/philosophical topics (positive thinking). This allowed candidates from different backgrounds to attempt comfortably.
Pro Tip:
- For insurance-related topics, include government schemes, IRDAI reforms, and digital outreach
- For AI, balance opportunities (automation, efficiency) and risks (job loss, bias)
- Always maintain a structured approach: Intro → Body → Conclusion
2. Precis Writing
- Theme: Women participation in the labour force and empowerment
- Expected Length: ~170 words (based on 1/3rd rule)
Passage Focus:
- Challenges like social stigma, work-life balance, safety
- Economic benefits of increased female participation
- Need for policy reforms and social change
Pro Tip:
- Write in your own words
- Avoid emotional or opinionated tone
- Give a clear, specific title (e.g., “Women’s Economic Empowerment”)
3. Reading Comprehension
- Topic: Data Analytics in Insurance
- Format: 5 descriptive questions (3–5 lines each)
Nature of Questions:
- Mostly direct and fact-based, not inference-based
- Questions revolved around applications like fraud detection, underwriting, personalization, risk pricing, etc.
Pro Tip:
- Read the questions first
- Use phrases from the passage smartly while paraphrasing
- Stick to the word limit per answer
4. Letter Writing
Two letters were asked—one formal, one informal.
- Formal Letter:
Write to the Commissioner regarding dog menace in your society. - Informal Letter:
Write to your nephew regarding the rampant spread of fake news on social media.
Observation:
This tested both tone and format awareness. The formal letter required issue presentation and action request. The informal letter tested how you simplify a serious concern in a conversational tone.
Pro Tip:
- Maintain letter format strictly (salutation, subject, body, closure)
- Keep the tone professional in formal and friendly in informal
5. Statement Expansion (100 Words)
Two topics were given:
- Scope of CSR in India
- Ethical Leadership is the Need of the Hour
Expectation:
Candidates had to expand the given statement into a 100-word write-up by explaining its meaning, relevance, and applications in real life or governance.
Pro Tip:
- Begin with a definition
- Include 1 example or application
- Conclude with a futuristic outlook
Overall Paper Difficulty
| Section | Difficulty Level |
|---|---|
| Essay Writing | Moderate |
| Precis Writing | Moderate |
| Reading Comprehension | Easy |
| Letter Writing | Easy-Moderate |
| Statement Expansion | Moderate |
Key Insights for Aspirants
- 4 essay topics covered diverse dimensions—sectoral, technological, and general awareness
- RC and Precis passages were relevant to insurance and development, as expected in a regulatory exam
- Formal and informal writing formats remain important—don’t skip practicing both
- Ethics and CSR are recurring themes across exams like IRDAI, SEBI, IFSCA
Conclusion
The IRDAI Grade A 2024 Descriptive Paper was a fair and well-balanced test, assessing both professional writing skills and awareness of socio-economic issues. Future aspirants should focus on writing practice, clarity of expression, and time management.
Bank Whizz recommends practicing with previous topics and enrolling in structured mock evaluation programs to build confidence for the actual exam.