The LIC AAO 2025 Descriptive English Paper tests candidates’ ability to write structured and effective letters, which is a crucial communication skill in the insurance sector. Letter writing in the LIC AAO Mains Exam is an important scoring area, provided candidates follow the correct format, maintain clarity, and adhere to professional tone and word limits.
This guide covers:
✔ LIC AAO 2025 Letter Writing Exam Pattern
✔ Types of Letters Asked (Formal & Informal)
✔ Format for Letter Writing
✔ Sample Letters with Examples
✔ Common Mistakes & Expert Tips
1. LIC AAO 2025 Letter Writing Exam Pattern
✅ Online Exam Format: Candidates must type their answers within the allotted time.
✅ Evaluation Criteria:
- Structure & Formatting (Proper format, clear paragraphs)
- Clarity & Relevance (Concise, to the point)
- Grammar & Vocabulary (Error-free language)
- Professional Tone (For formal letters)
2. Types of Letters Asked in LIC AAO 2025
There are two main types of letters in the LIC AAO exam:
📌 Formal Letters (Professional/Official Letters)
- Addressed to bank managers, LIC officials, government authorities, editors, etc.
- Requires professional tone & structured format.
- Topics include complaints, inquiries, requests, or recommendations.
📌 Informal Letters (Personal Letters)
- Addressed to friends, family, or relatives.
- Written in a friendly tone but should be structured and clear.
- Topics include giving advice, congratulating, or inviting someone.
3. Format for LIC AAO Letter Writing
📜 Formal Letter Format
[Your Address]
XYZ Colony, Mumbai
Date: February 26, 2025
To,
The Branch Manager
Life Insurance Corporation of India
XYZ Branch, Mumbai
Subject: [Clearly Mention the Purpose of the Letter]
Respected Sir/Madam,
[Introduction] – Mention the purpose of the letter in 1-2 sentences.
[Body] – Explain the request, concern, or information needed in a structured way. Provide relevant details.
[Conclusion] – End with a formal closing remark, requesting further action or response.
Yours sincerely,
[Your Name]
📜 Informal Letter Format
[Your Address]
XYZ Society, Delhi
Date: February 26, 2025
Dear [Name],
[Introduction] – Greet the recipient and introduce the purpose of writing.
[Body] – Discuss the details in a natural, friendly manner. Keep the content engaging yet structured.
[Conclusion] – End on a positive note, inviting a response or suggesting a future meeting.
Yours lovingly,
[Your Name]
4. Sample Letters for LIC AAO 2025
📌 Sample Formal Letter: Requesting Information About LIC Policies
[Your Address]
ABC Nagar, Bangalore
February 26, 2025
To,
The Branch Manager
Life Insurance Corporation of India
MG Road Branch, Bangalore
Subject: Inquiry Regarding Life Insurance Policies
Respected Sir/Madam,
I am interested in purchasing a life insurance policy and would like to know more about the available options. Kindly provide details regarding premium amounts, coverage benefits, and the claim settlement process.
Additionally, I would appreciate a brochure and guidance on the most suitable plans for salaried individuals. If possible, I would like to schedule a meeting with an insurance advisor for further discussion.
Looking forward to your response.
Yours sincerely,
[Your Name]
📌 Sample Formal Letter: Complaint About Delay in Insurance Claim Settlement
[Your Address]
XYZ Society, Pune
February 26, 2025
To,
The Claims Department
Life Insurance Corporation of India
Pune Regional Office
Subject: Complaint Regarding Delay in Claim Settlement
Respected Sir/Madam,
I am writing to express my concern regarding the delay in processing my insurance claim (Policy No: LIC123456), which was submitted on January 10, 2025. Despite completing all formalities, I have not received any update on the status.
I request you to expedite the claim settlement process and provide an update on the expected resolution timeline. Kindly treat this matter as urgent.
Looking forward to your prompt response.
Yours sincerely,
[Your Name]
📌 Sample Informal Letter: Advising a Friend to Buy Health Insurance
[Your Address]
ABC Colony, Delhi
February 26, 2025
Dear [Friend’s Name],
I hope you are doing well. I recently purchased a health insurance policy and realized how important it is to have financial security in medical emergencies.
Given the rising cost of medical treatment, having a good health insurance plan can help manage expenses and avoid financial strain. I strongly recommend that you explore different options and choose a plan that fits your needs.
Let’s catch up soon, and I can help you with the details!
Yours lovingly,
[Your Name]
5. Most Expected Letter Writing Topics for LIC AAO 2025
📌 Formal Letter Topics:
- Write a letter to the LIC branch manager requesting details about a life insurance policy.
- Write a letter to the editor regarding the importance of insurance awareness.
- Write a letter to the insurance company regarding a delayed claim settlement.
- Write a letter to the bank manager requesting a loan against an insurance policy.
- Write a letter to the regional LIC office requesting policy transfer due to relocation.
📌 Informal Letter Topics:
- Write a letter to your friend explaining the benefits of life insurance.
- Write a letter to your brother advising him to start financial planning early.
- Write a letter to a relative explaining why health insurance is necessary.
- Write a letter to your friend discussing the importance of retirement planning.
- Write a letter to your sibling explaining the benefits of LIC term plans.
6. Common Mistakes to Avoid in LIC AAO Letter Writing
🚫 Ignoring the format – Use the correct formal/informal letter structure.
🚫 Using informal language in formal letters – Maintain a professional tone.
🚫 Writing too long or too short – Stick to 150-200 words.
🚫 Spelling & grammar errors – Proofread before submitting.
🚫 Unclear subject line in formal letters – Clearly mention the purpose.
✅ Tip: Practice writing letters in a timed environment to improve speed and accuracy!
7. Final Tips to Score High in LIC AAO 2025 Letter Writing
✔ Follow the correct format – Introduction, Body, Conclusion.
✔ Use clear and concise language – Avoid unnecessary elaboration.
✔ Stay professional in formal letters – No casual expressions.
✔ Practice mock tests regularly – Improve typing speed and clarity.
✔ Proofread before submission – Eliminate grammatical errors.
Conclusion
Letter writing in LIC AAO 2025 Descriptive English is easy to master if you follow the correct format, maintain clarity, and practice regularly. By avoiding common mistakes and sticking to the structure, you can maximize your score and boost your selection chances.
🚀 Start practicing today and ace LIC AAO 2025! 🚀