The SBI PO 2025 Descriptive English section tests a candidate’s writing skills through two components: Essay Writing (30 marks) and Letter Writing (20 marks), both of which must be completed in 30 minutes. While many candidates focus on essay writing, letter writing is equally important and can be a high-scoring section if approached correctly.
In this guide, we will cover:
✅ The format for both formal and informal letters
✅ Expert writing tips to maximize marks
✅ Common mistakes to avoid
✅ Sample letters with examples
✅ Practice topics for SBI PO 2025
Understanding the SBI PO Letter Writing Section
- Marks: 20
- Word Limit: 150-200 words
- Time to Allocate: 10 minutes
- Types of Letters:
- Formal Letters – Official or professional communication
- Informal Letters – Personal communication
A well-structured and error-free letter ensures clarity, professionalism, and logical flow, which are key to scoring high in the SBI PO Descriptive English section.
Types of Letters Asked in SBI PO Exam
1. Formal Letters (Professional/Official Letters)
These letters follow a professional tone and format and are usually addressed to:
✔ Bank officials – Request for services, complaints, clarifications
✔ Editors – Opinion on social issues
✔ Government officials – Complaints, policy suggestions
✔ Company HR/Managers – Job applications, product/service complaints
2. Informal Letters (Personal Letters)
These letters follow a friendly and conversational tone and are usually written to:
✔ Friends or relatives – Invitations, congratulations, sharing news
✔ Siblings or parents – Advice, personal matters
Letter Writing Format for SBI PO 2025
1. Formal Letter Format
[Your Address]
XYZ Colony, New Delhi
Date: February 25, 2025
To,
The Branch Manager
State Bank of India
XYZ Branch, New Delhi
Subject: (Write a short and clear subject line)
Respected Sir/Madam,
[Introduction] – State the purpose of writing the letter.
[Body] – Explain the details, concern, or request in a logical sequence.
[Conclusion] – Request action or provide a closing remark.
Yours sincerely,
[Your Name]
2. Informal Letter Format
[Your Address]
XYZ Society, Pune
Date: February 25, 2025
Dear [Name],
[Introduction] – Start with a friendly greeting and mention the reason for writing.
[Body] – Share details, experiences, or advice. Keep it conversational.
[Conclusion] – End with warm regards and an invitation for a response.
Yours lovingly,
[Your Name]
Sample SBI PO 2025 Letter Writing Questions and Answers
1. Sample Formal Letter
Question: Write a letter to the bank manager requesting a home loan for purchasing a flat.
Answer:
[Your Address]
ABC Nagar, Bangalore
February 25, 2025
To,
The Branch Manager
State Bank of India
MG Road Branch, Bangalore
Subject: Request for Home Loan Approval
Respected Sir/Madam,
I am writing to inquire about the home loan facility offered by your esteemed bank. I wish to apply for a loan of ₹40 lakhs to purchase a residential flat at XYZ Apartments, Bangalore.
I am a salaried professional working at ABC Ltd. for the past 6 years with a stable income of ₹80,000 per month. I have a savings account with SBI and have maintained a good financial track record.
Kindly provide me with the eligibility criteria, interest rates, and required documents for loan processing. I would appreciate a quick response so that I can proceed with the necessary formalities.
Yours sincerely,
[Your Name]
2. Sample Informal Letter
Question: Write a letter to your younger sibling advising them on the importance of saving money.
Answer:
[Your Address]
XYZ Society, Pune
February 25, 2025
Dear [Sibling’s Name],
I hope you are doing well and focusing on your studies. Today, I wanted to talk to you about something very important—saving money.
As you grow older, you will realize that money management is a crucial skill. It is always good to set aside a portion of your income or pocket money instead of spending everything. Savings help during emergencies, future investments, and personal growth.
I would suggest that you start a small savings account or invest in a recurring deposit. It will not only build financial discipline but also give you a sense of security.
Start today, and you’ll thank yourself in the future! Let me know if you need any guidance.
Yours lovingly,
[Your Name]
Common Mistakes to Avoid in SBI PO Letter Writing
❌ Incorrect format – Not following the correct structure.
❌ Using informal language in formal letters.
❌ Exceeding the word limit (Keep it 150-200 words).
❌ Grammar and spelling mistakes.
❌ Not addressing the recipient properly.
Practice Topics for SBI PO 2025 Letter Writing
Formal Letter Topics
- Write a letter to the bank manager requesting an increase in credit card limit.
- Write a letter to the editor regarding the increasing cyber fraud in banking.
- Write a letter to the municipal officer complaining about poor road conditions.
- Write a letter to your insurance company requesting a claim settlement.
- Write a letter to the HR manager applying for a job at a reputed company.
Informal Letter Topics
- Write a letter to your friend explaining the benefits of digital banking.
- Write a letter to your younger brother advising him on time management.
- Write a letter to a friend inviting them to your wedding.
- Write a letter to your cousin describing a recent vacation trip.
- Write a letter to your father sharing your experience of working in a bank.
Final Tips to Score High in SBI PO 2025 Letter Writing
✅ Follow the correct format to avoid losing marks.
✅ Use formal and professional language in official letters.
✅ Keep it concise and to the point (150-200 words).
✅ Check grammar, spelling, and punctuation.
✅ Practice typing to improve speed for the online exam.
Conclusion
Letter writing is a high-scoring section in SBI PO Descriptive English. By following the right format, structuring ideas logically, and practicing regularly, you can write impactful letters within 10 minutes and maximize your score.
Start practicing today to ace SBI PO 2025 Letter Writing! 🚀