If you’re preparing for NICL AO 2025, understanding the descriptive English section is critical to maximizing your score. Based on the official NICL AO 2024 paper, we now have clear insights into the actual exam structure, topics, and word limits. This post will guide you through the pattern, mark distribution, and preparation strategy you must follow.
📝 NICL AO Descriptive English Pattern (Based on 2024 Exam)
| Section | Word Limit | Marks | Topic Nature |
|---|---|---|---|
| Essay | 200 words | 10 marks | Insurance-related (3 topics to choose from) |
| Précis | 150 words | 10 marks | Insurance-themed passage summary |
| Comprehension | 150-word passage | 10 marks | Corporation-related questions |
🕒 Total Time: 30 Minutes
📊 Total Marks: 30
🔍 Essay Writing – Choose One of Three Topics
In 2024, candidates were given three essay topics, all related to insurance, such as Home and Property Insurance. You had to choose one and write a 200-word essay.
✅ Preparation Tips:
- Focus on current insurance trends and policies.
- Develop the skill to write concise, structured essays.
- Practice from past topics like:
- Importance of Insurance in India
- Role of Digital Technology in Insurance
- Climate Risk and Insurance
✂️ Precis Writing – 150 Words Summary
A passage related to insurance was provided, and candidates had to write a précis of 150 words. The passage was technical yet general enough to summarize with clarity.
✅ Preparation Tips:
- Learn to extract key points from lengthy passages.
- Focus on coherence and flow while reducing word count.
- Practice on insurance newsletters or IRDAI reports.
📖 Comprehension – Passage-Based Q&A
A 150-word passage related to a corporation or organizational setup was given with follow-up questions. You had to read quickly and answer accurately.
✅ Preparation Tips:
- Improve reading speed and analytical thinking.
- Practice questions like:
- What is the central idea of the passage?
- What challenges are mentioned?
- Vocabulary-based or inference-based questions.
🧠 Time Management Strategy for 30 Minutes
- Essay (200 words) – 10 minutes
- Precis (150 words) – 10 minutes
- Comprehension (Q&A) – 10 minutes
Strict time discipline is crucial to complete all three parts effectively.
📚 What Should You Prepare for NICL AO 2025?
Based on 2024 trends, focus on:
- Insurance Sector Concepts (Home, Health, Digital Insurance, etc.)
- Financial Literacy and Government Schemes
- Corporate Governance and Professional Ethics
- Summarizing Reports and Articles
- Reading IRDAI updates and Insurance Awareness content
🏆 Bank Whizz – Your Trusted Partner in Descriptive English Prep
Bank Whizz offers a NICL AO Descriptive English course with:
- 30+ probable essay topics
- Model essays, précis, and comprehension practice
- Mock tests with evaluation
- Topic-wise structure guides
- Real exam-style tests
Stay ahead with precise preparation and topic prediction based on past exams.
🔚 Final Words
The NICL AO 2025 Descriptive English section is no longer a surprise. With the clear pattern from 2024, focused preparation can help you easily score 25+ out of 30. Use your time wisely, focus on insurance and corporate themes, and practice regularly with Bank Whizz resources.