🧾 RBI Grade B Phase 2 Exam Analysis 2024: Economic and Social Issues (ESI)
The Economic and Social Issues (ESI) section in the RBI Grade B Phase 2 descriptive paper tested aspirants on recent socio-economic themes, government reforms, digital transformation, and sustainability. The focus was not just on knowledge but on structured articulation and critical analysis.
The 2024 exam followed the new descriptive pattern where candidates had to write 4 answers in total, selected from two categories based on the marks and word limits.
✍️ Number of Questions to Attempt
| Question Type | Number of Questions Given | Number of Questions to Attempt | Word Limit per Question |
|---|---|---|---|
| 15 Marks | 3 | 2 | 600 words |
| 10 Marks | 3 | 2 | 400 words |
➡️ Total Questions to Write: 4
➡️ Total Expected Word Count: Around 2000 words
🟨 15 Marks Questions (600 words each – Attempt any 2)
- Problems Faced By Youth In Terms of Unemployment
- Types of unemployment: structural, cyclical, disguised
- Skilling and education mismatch
- Government initiatives: PMKVY, NEP, Skill India
- Conflict Of Sustainability and Economic Growth
- Industrial growth vs ecological balance
- Green GDP, SDGs, climate commitments
- Example: coal vs renewable energy
- a) Transformation Journey of India with respect to Digital Evolution
b) 5 Key Technical Innovations Mentioned in the Union Budget- Digital public infrastructure, UPI, Aadhaar stack
- Budget 2024: AI labs, EV infra, deep-tech push, 5G services, robotics
🟩 10 Marks Questions (400 words each – Attempt any 2)
- Pros and Cons of AI in the Banking Sector
- Pros: automation, fraud detection, risk profiling
- Cons: job redundancy, cybersecurity, ethical risks
- National Industrial Corridor
- Overview: DFC, NICDP
- Economic zones, logistics boost
- Land and coordination challenges
- Problems Faced by the Economy Due to Migration from Climate Change
- Rural exodus, job pressure on cities
- Resource strain, urban planning failures
- Policy responses and future risk mitigation
✨ Key Takeaways for RBI Grade B 2025 Aspirants
✅ Understand Structure: The descriptive section demands analytical depth—not superficial facts.
✅ Prepare Topics in Advance: The themes follow ongoing economic priorities: youth issues, tech transformation, sustainability.
✅ Master Writing Within Limits: 600 words in 30–35 minutes; 400 words in 20 minutes.
✅ Include Schemes & Data: Use recent Budget 2024, Economic Survey, SDG reports for enrichment.
💡 Bank Whizz Support
At Bank Whizz, our RBI Grade B descriptive course offers:
- 🎯 Model Answers for 15 & 10 mark questions
- 🧠 Study Notes and Answer Outlines
- ✍️ Mocks with Evaluation and Feedback
- 📊 Real Exam Pattern Integration
- 📞 WhatsApp Doubt Support
Whether you’re targeting 2025 or preparing for mock practice, we help you master the art of writing score-boosting answers.
📌 Final Thoughts
The RBI Grade B 2024 ESI paper was thought-provoking and current-affairs driven. Aspirants who developed clear opinions on development trade-offs, tech impact, and policy initiatives had the upper hand.
➡️ To crack ESI Descriptive in 2025, your preparation must go beyond books—write, revise, and reflect with guidance from Bank Whizz.