The SBI CBO 2025 Exam (20 July – Shift 1) has been successfully conducted, and as per interactions with candidates and multiple reliable sources, the Descriptive English section was of Easy to Moderate difficulty.
This post provides a complete breakdown of the Letter Writing and Essay topics asked in SBI CBO 2025.
📌 SBI CBO 2025 Descriptive Test Pattern
The descriptive paper consisted of:
- Essay Writing – 250 Words
- Letter Writing – 150 Words
- Total Questions: 2 (Internal Choices Available)
- Overall Difficulty: Moderate
Candidates were required to type their responses within the prescribed word limit.
✉️ Letter Writing Topics Asked (SBI CBO 2025)
As per candidates’ feedback, the following letter topics were asked:
1️⃣ Cyber Department – Internet Banking Fraud
Write a letter to the Cyber Department regarding an internet banking fraud.
2️⃣ Municipality – Sewage Treatment Issue
Write a letter to the Municipal Authority regarding sewage treatment problems in your locality.
3️⃣ Installation of Solar Lights
Write a letter to the concerned authority for installation of solar lights in your area.
📌 These were practical, real-life banking and civic issues — exactly aligned with SBI CBO’s professional nature.
📝 Essay Topics Asked (SBI CBO 2025)
Candidates were given multiple choices in essay writing. The topics reported from various sources include:
1️⃣ Uses of Artificial Intelligence (AI)
2️⃣ Benefits of the Olympics in India (Future Perspective)
Some sources also mentioned banking-related essay themes such as:
- Role of NBFCs in Indian Economy
- Agriculture in India
- Banking Reforms after 1992
(However, the most consistently reported essay topics were AI Uses and Benefits of the Olympics.)
📊 Difficulty Level Analysis
- Letter Section: Direct and application-based.
- Essay Section: General awareness + structured opinion writing.
- Time Management: Manageable for prepared candidates.
Candidates who practiced structured formats (Introduction – Body – Conclusion) and followed proper formal letter format found the section comfortable.
🎯 What This Means for SBI CBO 2026 Aspirants
SBI is clearly testing:
✔ Practical banking awareness
✔ Civic & governance understanding
✔ Emerging topics (AI)
✔ Structured formal writing skills
Preparation Strategy:
- Practice 250-word structured essays.
- Practice 150-word formal letters in banking context.
- Focus on clarity, professionalism, and structured flow.
- Avoid generic content — keep answers practical and solution-oriented.
💡 Bank Whizz Expert Suggestion
If you are targeting SBI CBO 2026, focus on:
- Banking reforms
- Digital banking & cybersecurity
- AI in banking
- Financial inclusion
- Municipal governance & civic awareness
- Renewable energy initiatives
These themes are recurring in descriptive sections.
🚀 Want Model Answers & Practice Mocks?
At Bank Whizz, we provide:
- SBI CBO Descriptive Full-Length Mocks
- Essay & Letter Evaluation
- Format Templates
- Banking-Specific Topic Bank
- AI-based + Expert Review Evaluation
Stay ahead of competition with structured preparation.
📌 Conclusion
The SBI CBO 2025 Descriptive Paper was balanced and practical.
Candidates with structured preparation and real-world awareness performed well.
If you are serious about SBI CBO selection, start practicing descriptive writing consistently.