The SBI CBO 2025 Descriptive English Paper (20 July, Shift 1) has been conducted successfully. Based on verified candidate feedback, this post provides:
- Essay topics asked
- Letter writing themes
- Difficulty level analysis
- Smart preparation strategy for SBI CBO 2026
If you are serious about SBI CBO selection, this analysis is important.
📌 SBI CBO 2025 Descriptive Test Pattern
The descriptive section consisted of:
- Essay Writing – 250 Words
- Letter Writing – 150 Words
- Internal choices available
- Typing-based responses
- Overall difficulty: Easy to Moderate
The section tested structured thinking, professional tone, and practical awareness.
📝 Essay Topics Asked in SBI CBO 2025
The most consistently reported essay topic was:
👉 Uses of Artificial Intelligence (AI)
Another reported topic:
👉 Benefits of the Olympics in India (Future Perspective)
🔎 Essay Trend Analysis
SBI tested:
✔ Emerging technology awareness
✔ Practical applications
✔ Balanced writing approach
✔ Clear structure
For the AI essay, candidates were expected to cover:
- AI in banking (fraud detection, automation, customer service)
- AI in healthcare and governance
- Benefits and risks
- Need for responsible regulation
The topic was general and manageable for candidates with structured preparation.
✉️ Letter Writing Topics Asked
The most widely reported letter topic:
👉 Letter to Cyber Department regarding Internet Banking Fraud
Other reported themes included:
- Sewage treatment issue in locality
- Request for installation of solar lights
🔎 What the Letter Section Tested
✔ Proper format (Subject, Salutation, Closing)
✔ Clear and concise facts
✔ Professional tone
✔ Practical request for action
For the cyber fraud letter, candidates needed to mention:
- Date and amount of transaction
- Nature of fraud
- Request for investigation
- Immediate blocking of account
- Recovery assistance
Precision mattered more than decorative language.
📊 Difficulty Level Analysis
| Section | Difficulty | Nature |
|---|---|---|
| Essay | Easy to Moderate | Awareness-based + structured |
| Letter | Easy | Practical & format-driven |
Candidates who practiced beforehand managed time comfortably.
Those without format discipline struggled.
🎯 What SBI CBO 2025 Indicates for 2026 Aspirants
This paper clearly shows SBI is focusing on:
✔ Digital banking & cybersecurity
✔ Emerging technology (AI)
✔ Civic and governance issues
✔ Professional communication skills
✔ Clarity over complexity
Descriptive preparation must be systematic, not last-minute.
🚀 SBI CBO 2026 Descriptive Preparation Strategy
If you are targeting SBI CBO 2026, follow this structured approach:
1️⃣ Master Essay Framework (250 Words)
Use this structure:
- Introduction (Context + Definition)
- Body (2–3 Practical Dimensions)
- Conclusion (Way forward / Balanced remark)
Practice topics on:
- AI in Banking
- Cybersecurity
- Financial Inclusion
- Banking Reforms
- Renewable Energy
- Governance Issues
2️⃣ Practice Formal Letters (150 Words)
Focus on:
- Complaint letters (Fraud, service issue)
- Request letters
- Official communication
- Banking-related scenarios
Maintain strict word limit and format discipline.
3️⃣ Improve Typing Speed
Since the paper is typing-based, speed and clarity both matter.
4️⃣ Practice Under Time Pressure
Simulate real exam conditions:
- Complete both questions within allotted time.
- Avoid overwriting.
- Maintain clean paragraphing.
📘 Why Descriptive English Can Be Your Selection Edge
Many candidates ignore descriptive preparation and focus only on objective sections.
However:
- Structured writing
- Professional tone
- Relevance
- Time management
These create a strong differentiation in final merit ranking.
A high descriptive score can push you ahead.
💡 Bank Whizz Expert Support
At Bank Whizz, we specialise in Descriptive English preparation for regulatory and banking exams.
We provide:
- SBI CBO Descriptive Full-Length Mocks
- Topic-wise Essay & Letter Practice
- AI-assisted + Expert Evaluation
- Structured Templates
- Real Exam Simulation
Consistent practice + structured feedback = Competitive advantage.
📌 Final Takeaway
The SBI CBO 2025 Descriptive English paper was practical, structured, and awareness-driven.
Candidates who prepared systematically performed comfortably.
For SBI CBO 2026 aspirants, now is the right time to start structured descriptive practice.
Preparation done early creates confidence in the final exam.