The SBI CBO 2025 Descriptive English Paper (20 July, Shift 1) has been successfully conducted. Based on interactions with candidates and multiple reliable sources, here is the complete breakdown of the Essay and Letter Writing topics asked.
If you are preparing for SBI CBO 2026, this analysis will help you clearly understand the pattern, trend, and preparation direction.
📌 SBI CBO 2025 Descriptive Test Pattern
The Descriptive English section consisted of:
- Essay Writing – 250 Words
- Letter Writing – 150 Words
- Internal choices available
- Overall difficulty level: Easy to Moderate
Candidates had to type their responses within the prescribed word limit in a limited time frame, making structure and clarity extremely important.
✉️ Letter Writing Topics Asked (SBI CBO 2025)
As per candidate feedback, the following letter topics were asked:
1️⃣ Cyber Department – Internet Banking Fraud
Write a letter to the Cyber Department regarding an internet banking fraud incident.
2️⃣ Municipality – Sewage Treatment Issue
Write a letter to the municipal authority highlighting sewage treatment problems in your area.
3️⃣ Installation of Solar Lights
Write a letter to the concerned authority requesting installation of solar lights in your locality.
🔎 Trend Observation
- Practical and real-life issues
- Civic + banking awareness combined
- Formal professional tone required
- Focus on clarity, structure, and actionable suggestions
SBI CBO continues to test professional communication rather than theoretical writing.
📝 Essay Topics Asked (SBI CBO 2025)
The following essay topics were reported from multiple sources:
1️⃣ Uses of Artificial Intelligence (AI)
2️⃣ Benefits of the Olympics in India (Future Perspective)
Some sources also mentioned broader themes such as:
- Role of NBFCs in Indian Economy
- Agriculture in India
- Banking Reforms after 1992
However, the most consistently reported topics were:
✔ Uses of AI
✔ Benefits of the Olympics in India
📊 Difficulty Level Analysis
Essay Section
- General awareness-based
- No technical depth required
- Structured writing (Introduction – Body – Conclusion) was sufficient
- Candidates with basic awareness performed comfortably
Letter Section
- Straightforward
- Practical application format
- Tested professional tone and clarity
Overall, the section was manageable for candidates who practiced structured descriptive writing.
🎯 What SBI CBO 2025 Paper Indicates for 2026 Aspirants
This paper clearly shows SBI is focusing on:
✔ Emerging topics (AI, technology)
✔ Civic governance issues
✔ Professional communication
✔ Structured and concise writing
✔ Practical thinking over theoretical language
For SBI CBO 2026, aspirants must prepare:
- Banking & financial awareness topics
- Digital banking & cybersecurity
- AI in banking
- Renewable energy initiatives
- Governance & municipal issues
- Sports & economic impact themes
🚀 How to Prepare Smartly for SBI CBO Descriptive Section
- Practice 250-word structured essays.
- Practice 150-word formal letters in banking and civic contexts.
- Maintain proper format (Subject, Salutation, Clear Paragraphing).
- Avoid generic content — include practical solutions.
- Improve typing speed and time management.
Consistency is the key. Descriptive marks can significantly improve your final merit position.
💡 Why Descriptive Preparation Matters
Many candidates ignore descriptive preparation assuming it is “easy”. However:
- Word limit management
- Structure discipline
- Professional tone
- Relevance of content
These are scoring differentiators.
A well-written descriptive paper can become your selection edge.
📘 Bank Whizz Expert Guidance
At Bank Whizz, we provide:
- SBI CBO Descriptive Full-Length Mocks
- Essay & Letter Topic Bank
- Structured Format Templates
- AI-assisted + Expert Evaluation
- Real exam simulation practice
If you are serious about cracking SBI CBO 2026, start practicing descriptive writing early and consistently.
📌 Final Takeaway
The SBI CBO 2025 Descriptive Paper was balanced, practical, and awareness-driven.
Candidates who practiced structured writing performed well.
Those relying on last-minute preparation struggled with time and format discipline.
If you aim to stay ahead for SBI CBO 2026, now is the right time to begin focused descriptive preparation.