Introduction
The SBI PO 2025 Descriptive English Paper includes Essay Writing (30 marks, ~250 words) and Letter Writing (20 marks, ~150 words). Essay writing is a crucial section that tests your ability to analyze a topic, present structured arguments, and use effective language within 20 minutes.
A well-structured and logically developed essay can help you score high in this section. This guide will cover:
✅ Key strategies to write a high-scoring essay
✅ Step-by-step approach to structuring your essay
✅ Sample essay to demonstrate effective writing
Understanding the SBI PO 2025 Essay Writing Evaluation Criteria
Your essay will be evaluated based on:
✔ Content & Relevance – How well you understand and explain the topic.
✔ Logical Structure – Proper Introduction, Body, and Conclusion.
✔ Grammar & Vocabulary – Use of correct grammar, sentence structure, and vocabulary.
✔ Clarity & Coherence – Smooth transition between ideas.
✔ Adherence to Word Limit – Ideally 250 words (±10%).
Step-by-Step Approach to Writing a High-Scoring Essay
1. Analyze the Topic (1-2 Minutes)
- Read the topic carefully and understand the core theme.
- Identify whether it is fact-based, opinion-based, or analytical.
- Quickly jot down 3-4 key points you will cover.
🚀 Example Topic: The Impact of Artificial Intelligence on Banking
2. Structure Your Essay for Maximum Impact
A well-structured essay has three main parts:
A. Introduction (30-40 words, 2-3 sentences)
- Define the topic clearly.
- Provide a brief background or significance.
- Mention what your essay will discuss.
📌 Example Introduction:
“Artificial Intelligence (AI) is transforming the banking sector by enhancing efficiency, security, and customer experience. With rapid advancements in technology, AI-driven banking solutions such as chatbots, fraud detection systems, and automated risk assessment are becoming integral to financial institutions. This essay explores the impact of AI on banking and the challenges it presents.”
B. Main Body (160-180 words, 2-3 paragraphs)
- First paragraph: Explain positive impacts (examples, statistics).
- Second paragraph: Discuss challenges or limitations (cybersecurity, job displacement).
- Use real-world examples for credibility.
📌 Example Body:
“One of the biggest advantages of AI in banking is improved customer service through AI-powered chatbots. Banks like HDFC and ICICI use AI-based assistants to handle customer queries efficiently, reducing human intervention and wait times. Additionally, AI-driven fraud detection algorithms analyze transaction patterns to detect and prevent suspicious activities, ensuring higher security.”
“However, AI also presents challenges. Data privacy concerns and cybersecurity threats are increasing as banks rely more on digital platforms. Furthermore, automation in banking may lead to job displacement, raising concerns about employment opportunities. While AI improves efficiency, striking a balance between technology and human involvement remains crucial.”
C. Conclusion (30-40 words, 2-3 sentences)
- Summarize key points.
- Provide a balanced opinion or recommendation.
- End with a thought-provoking statement.
📌 Example Conclusion:
“AI is revolutionizing the banking sector by improving security and efficiency. However, it is essential to address cybersecurity risks and workforce challenges. A balanced approach, combining AI innovation with regulatory measures, will ensure sustainable growth in the banking industry.”
Key Strategies for a High-Scoring Essay
1. Stick to the Word Limit (250 words ±10%)
- Writing too little (<200 words) → Lacks depth and may lose marks.
- Writing too much (>300 words) → Increases risk of going off-topic.
✔ Practice writing essays within the word limit.
2. Use Simple & Formal Language
- Avoid complex, jargon-heavy sentences.
- Use short, precise, and clear sentences.
🚫 Example (Wrong): “In the contemporary landscape, digital transactions are swiftly becoming the quintessential paradigm in financial domains.”
✅ Example (Right): “Digital transactions are becoming the standard method in banking.”
3. Maintain Logical Flow & Coherence
- Use connectors like “Moreover, However, In contrast, Therefore” to link ideas.
- Each paragraph should naturally lead to the next.
🚫 Example (Wrong): “AI is improving banking. Cybersecurity threats are rising. Fraud is increasing.”
✅ Example (Right): “While AI improves banking efficiency, it also raises cybersecurity concerns. Financial institutions must strengthen security measures to prevent fraud.”
4. Plan Before Writing (2 Minutes)
- Spend 2 minutes outlining your key points.
- This prevents midway confusion and ensures a structured response.
✔ Quick Note Format:
- Intro: Define AI in banking
- Body 1: Benefits (customer service, fraud detection)
- Body 2: Challenges (job loss, cybersecurity risks)
- Conclusion: Balanced approach needed
5. Avoid Common Mistakes
❌ Going Off-Topic: Stay focused on the subject.
❌ Using Informal Language: Maintain a formal, professional tone.
❌ Grammatical Errors: Proofread before submitting.
❌ Repetition of Ideas: Use different examples to support arguments.
Most Expected Essay Topics for SBI PO 2025
Here are some topics you should practice before the exam:
📌 Banking & Economy:
- The Role of Digital Banking in Financial Inclusion
- Impact of UPI on Cashless Transactions
- Role of RBI in Controlling Inflation
📌 Social & Ethical Issues:
- Cybersecurity Threats in Digital India
- The Role of Women in Financial Inclusion
- Fake News and Its Impact on Society
📌 Technology & Innovation:
- Artificial Intelligence in the Banking Sector
- The Future of Cryptocurrency in India
- The Role of 5G in Financial Services
📌 Current Affairs & Government Policies:
- India’s Economic Growth in 2025
- The Impact of GST on the Indian Economy
- The Success of Make in India Initiative
Final Takeaways
🎯 Follow a Structured Approach: Introduction → Body → Conclusion
🎯 Use Simple, Formal Language: Avoid jargon and long sentences
🎯 Stay Within Word Limit: 250 words ±10%
🎯 Proofread Before Submitting: Avoid grammatical and spelling errors
🎯 Practice Timed Writing Daily: Write 1 essay in 18-20 minutes
By mastering these strategies, you can maximize your score in the SBI PO 2025 Descriptive English Paper and enhance your chances of success!