🎯 Introduction
The interview round in SBI PO 2025 is the final—and most decisive—stage of your selection. After months of preparation, one panel interaction can seal your fate. What matters most here is clarity, confidence, presence of mind, and alignment with the role of a Probationary Officer.
In this post, we bring you:
- The 20 most frequently asked questions in SBI PO interviews
- Model answers tailored to banking expectations
- Tips on framing your own personalized response
- What interviewers look for behind every question
🧠 What the Interview Panel Looks For
- Communication skills
- Clarity of thought
- Banking & current affairs awareness
- Situational judgment
- Alignment with SBI values: integrity, inclusiveness, accountability
🧾 Top 20 SBI PO Interview Questions & Model Answers
✅ Q1. Tell us about yourself. (Most common opener)
Model Answer:
“I’m Rahul Sharma, a graduate in Commerce from Delhi University. I have a strong interest in finance and customer service, which led me to pursue the banking sector. I’ve cleared the SBI PO prelims and mains with a focus on current affairs, banking awareness, and communication. I’m eager to contribute to SBI’s customer-first approach and expand my learning as a Probationary Officer.”
Tip: Keep it under 2 minutes. Mention education, strengths, career goals—not family background.
✅ Q2. Why do you want to join SBI?
Model Answer:
“SBI is India’s most trusted financial institution with deep rural outreach and a global footprint. Joining SBI would allow me to serve at scale, learn across departments, and be part of a dynamic, technology-driven transformation in banking.”
✅ Q3. Why banking after engineering/arts/another field?
Model Answer:
“While my academic background is in [Engineering/Arts], I’ve always had an inclination toward finance, customer interaction, and public service. Banking allows me to use analytical and people skills together, which suits my temperament and long-term career aspirations.”
✅ Q4. What are the roles and responsibilities of a PO?
Model Answer:
“A PO handles customer service, supervises clerical staff, verifies loans and advances, oversees cash management, and gradually leads a team. A PO is also responsible for ensuring compliance, digital banking promotion, and achieving business targets.”
✅ Q5. What are your strengths?
Model Answer:
“My biggest strength is adaptability—I can work efficiently under pressure. I’m also a fast learner and have good communication skills, which I believe are essential in customer-facing roles like banking.”
✅ Q6. What are your weaknesses?
Model Answer:
“I tend to be overly detail-oriented, which sometimes slows down my pace. But I’m working on balancing efficiency with accuracy by setting internal deadlines and improving task prioritization.”
✅ Q7. How is SBI different from other banks?
Model Answer:
“SBI’s reach, trust, digital innovation, and training infrastructure distinguish it from others. It’s not only the largest PSU bank but also one of the most employee-focused institutions, offering ample growth and exposure.”
✅ Q8. What is financial inclusion?
Model Answer:
“Financial inclusion means ensuring access to affordable financial services—like savings, credit, insurance, and digital payments—to all segments, especially the underprivileged. Schemes like Jan Dhan Yojana and PMMY are examples.”
✅ Q9. What is CRR and SLR?
Model Answer:
- CRR (Cash Reserve Ratio) is the % of deposits banks must keep with RBI in cash form.
- SLR (Statutory Liquidity Ratio) is the % of deposits banks must maintain in liquid assets like gold and government securities.
✅ Q10. What are NPAs?
Model Answer:
“NPA or Non-Performing Asset refers to loans where interest or principal has not been paid for 90 days. NPAs impact a bank’s profitability and capital adequacy.”
✅ Q11. How do banks earn profit?
Model Answer:
“Banks earn through the interest margin between loans and deposits, service charges, treasury operations, and cross-selling of financial products like insurance and mutual funds.”
✅ Q12. Who is the current Chairman of SBI?
Model Answer:
“As of June 2025, the Chairman of SBI is [Check latest name on SBI’s official website].”
✅ Q13. Tell us about any recent RBI policy decision.
Model Answer:
“In the latest Monetary Policy, RBI kept the repo rate unchanged at 6.50% to control inflation while supporting growth. It also emphasized digital payment infrastructure and UPI expansion.”
✅ Q14. What are your views on privatization of public sector banks?
Model Answer:
“Privatization can improve efficiency but may reduce financial access in remote areas. A hybrid model focusing on governance reform is more sustainable.”
✅ Q15. How will you handle a rude customer?
Model Answer:
“I’ll remain calm, listen actively, acknowledge the issue, and provide a solution politely. If escalation is needed, I’ll refer to my senior while ensuring the customer feels heard.”
✅ Q16. How will you contribute to your branch?
Model Answer:
“I will contribute through consistent customer service, meeting business targets, promoting digital banking, and ensuring operational efficiency with compliance.”
✅ Q17. Where do you see yourself in 5 years?
Model Answer:
“I see myself handling a branch or team, contributing to SBI’s growth while developing my leadership and strategic skills within the organization.”
✅ Q18. If posted in a rural area, how will you manage?
Model Answer:
“I’ll consider it a learning opportunity. Serving rural India strengthens your understanding of grassroots banking, which is core to SBI’s mission.”
✅ Q19. Tell us about a recent economic development that interested you.
Model Answer:
“The RBI’s push for a Central Bank Digital Currency (CBDC) is revolutionary. It has the potential to reshape retail payments while reducing currency printing costs.”
✅ Q20. Do you have any questions for us?
Model Answer:
“Yes, I’d like to know what qualities SBI values most in its successful POs and how I can align my development journey accordingly.”
💬 Bonus Tips to Ace Your SBI PO Interview
- Dress professionally—simple formal wear
- Maintain eye contact and smile
- Don’t rush answers—pause, think, speak
- Use real-life examples wherever possible
- Be honest if you don’t know an answer—don’t bluff
📅 7-Day Interview Prep Plan
| Day | Task |
|---|---|
| 1 | Prepare your self-introduction and bio |
| 2 | Revise banking awareness & current affairs |
| 3 | Practice situational Q&A with feedback |
| 4 | Revise RBI/SEBI updates and policies |
| 5 | Mock interview (record or live) |
| 6 | Analyze and refine delivery & tone |
| 7 | Final mock + prepare your own questions |
✅ Final Words
The SBI PO 2025 interview is not about memorizing facts—it’s about showing you’re ready for responsibility, service, and leadership. Use these questions and answers as practice templates, but add your personal flavor to stand out.
At Bank Whizz, we provide:
- Personalized mock interviews
- Interview PDFs with expected questions
- 1:1 feedback and behavioral tips
- Access to banking awareness capsules for final-stage prep