Introduction
The SEBI Grade A 2025 Descriptive English section is crucial for securing high marks in the exam. To excel in this section, candidates must practice essay writing, precis writing, and reading comprehension under timed conditions. Mock tests help improve writing efficiency, clarity, and coherence. This article provides a full-length mock test with sample questions and model answers to help candidates prepare effectively.
Mock Test Instructions
- Total Duration: 60 Minutes
- Sections: Essay Writing, Precis Writing, and Reading Comprehension
- Word Limit:
- Essay: 250-300 words
- Precis: One-third of the original passage
- Reading Comprehension: 5 questions based on a passage
1. Essay Writing – Practice Question
Question: Discuss the role of SEBI in regulating financial markets in India. Highlight its impact on investor protection and market stability.
Model Answer:
The Securities and Exchange Board of India (SEBI) plays a vital role in regulating and overseeing financial markets to ensure transparency, investor protection, and fair trading practices. Established in 1988 and given statutory powers in 1992, SEBI enforces policies to promote financial stability and protect investors from market malpractices.
Key Responsibilities of SEBI:
- Regulating Stock Exchanges: Ensuring fair trading practices.
- Protecting Investors: Implementing guidelines to prevent fraudulent activities.
- Monitoring Market Participants: Regulating brokers, mutual funds, and investment advisors.
- Enhancing Market Efficiency: Introducing reforms such as Algorithmic Trading Regulations and Corporate Governance Standards.
SEBI’s interventions, such as penalizing insider trading and ensuring transparent Initial Public Offerings (IPOs), foster investor confidence. In recent years, it has strengthened disclosure norms, making stock markets more transparent. However, challenges such as cybersecurity threats and global economic fluctuations necessitate continuous regulatory evolution.
In conclusion, SEBI remains the cornerstone of India’s financial market regulation, ensuring investor confidence, market integrity, and long-term economic stability.
2. Precis Writing – Practice Question
Question: Read the following passage and write a precis in one-third of the word count.
Passage:
The rapid advancement of digital banking has revolutionized financial transactions, making them faster and more accessible. Mobile banking apps, UPI payments, and digital wallets have reduced dependency on cash transactions, promoting a cashless economy. However, the shift towards digital banking has also raised cybersecurity concerns, with increasing cases of fraud and data breaches. To address this, financial institutions are investing heavily in cybersecurity infrastructure and educating customers about safe digital banking practices. While digital banking offers numerous benefits, ensuring security and trust in these platforms remains a priority for sustained financial growth.
Model Answer – Precis:
Title: Digital Banking – Advantages & Security Concerns
The rise of digital banking has transformed financial transactions, making them quicker and more convenient. With the advent of UPI payments and mobile banking, cash dependency has significantly declined, fostering a cashless economy. However, this shift has also led to cybersecurity threats, including fraud and data breaches. Financial institutions are enhancing security measures and educating users on safe digital practices. Despite its advantages, ensuring the security and trustworthiness of digital banking remains a priority.
3. Reading Comprehension – Practice Questions
Passage: The Securities and Exchange Board of India (SEBI) plays a critical role in maintaining financial market stability. It regulates stock exchanges, oversees financial intermediaries, and enforces market transparency to prevent fraudulent activities. SEBI also implements investor awareness programs to educate retail investors about risks and market trends. Recently, SEBI introduced stricter IPO guidelines to enhance corporate disclosures, ensuring investors make informed decisions. Its continuous efforts contribute significantly to maintaining a robust and transparent financial system.
Questions & Answers:
1. What are SEBI’s primary functions?
- Regulating stock exchanges, monitoring intermediaries, enforcing transparency, and protecting investors.
2. Why did SEBI introduce stricter IPO guidelines?
- To improve corporate disclosures and help investors make informed decisions.
3. How does SEBI enhance investor awareness?
- Through investor education programs and initiatives that highlight risks and market trends.
4. What impact does SEBI’s regulation have on the financial market?
- It ensures market stability, transparency, and investor protection, reducing fraudulent activities.
5. Mention one challenge SEBI faces in regulating markets.
- Keeping up with evolving financial technologies and addressing cybersecurity threats.
Final Tips for SEBI Grade A 2025 Descriptive English
✅ Practice regularly: Write essays, precis, and attempt RC questions weekly. ✅ Improve grammar & vocabulary: Enhance clarity and coherence. ✅ Stay updated: Read financial news and reports. ✅ Time management: Allocate time efficiently for each section. ✅ Review & edit: Always proofread before submission.
Conclusion
Mock tests are essential for SEBI Grade A 2025 Descriptive English preparation. By practicing essay writing, precis writing, and reading comprehension under timed conditions, candidates can improve their writing skills, time management, and accuracy. Use this mock test as a self-assessment tool to identify areas for improvement. Keep practicing, stay confident, and ace the SEBI Grade A exam!