Most aspirants prepare for SEBI Phase-2 Descriptive English assuming that answers are judged the way they read them — slowly, patiently, with intent to appreciate effort.
That assumption is wrong.
SEBI descriptive copies are evaluated under time pressure, standardised marking schemes, and strict relevance filters.
Understanding how copies are actually evaluated is often the missing link between average and high scores.
This post breaks the myth and explains what truly happens after you submit your answer booklet.
🔍 First Reality Check: Examiners Don’t Read Like Aspirants
Examiners:
- Do not read every word lovingly
- Do not search for hidden brilliance
- Do not reward effort without alignment
They look for signals — quickly and consistently.
📌 SEBI evaluation is about recognition, not interpretation.
⏱️ How Much Time Does an Examiner Spend on One Copy?
On average:
- Very limited time per question
- Even less time for borderline answers
- Faster decisions for poorly structured responses
👉 This means:
- First impressions matter
- Structure matters
- Clarity matters
If your answer does not “open cleanly”, it starts at a disadvantage.
🧠 THE EXACT ORDER IN WHICH ANSWERS ARE CHECKED
This order is crucial.
1️⃣ Relevance (First Filter)
The examiner checks:
- Did the candidate answer what was asked?
- Is the content aligned with the question demand?
If relevance is weak:
- Marks are capped immediately
- No matter how good the language is
📌 Irrelevant brilliance scores less than relevant simplicity.
2️⃣ Structure & Flow
Next, the examiner notices:
- Clear introduction
- Logical paragraphing
- Visible progression of ideas
Unstructured answers:
- Feel confusing
- Consume more examiner time
- Attract average marks
📌 Structure helps the examiner help you.
3️⃣ Content Quality
Only after relevance and structure does the examiner evaluate:
- Arguments
- Examples
- Balance of views
More points ≠ more marks.
Relevant points ≠ scattered points.
4️⃣ Language & Expression
This is not the first priority.
Language marks are deducted mainly for:
- Ambiguity
- Grammatical confusion
- Informal or opinionated tone
📌 Simple, correct English scores more than complex English.
✍️ SECTION-WISE: HOW EACH PART IS EVALUATED
🟦 Essay (30 Marks)
Examiners look for:
- Contextual introduction (not generic)
- Analytical body (not descriptive dumping)
- Balanced conclusion (not moral sermon)
What they penalise:
- Emotional tone
- Overloaded examples
- Weak linkage to governance / regulation
📌 Essays are judged for maturity of thought, not passion.
🟦 Precis (30 Marks)
Precis is evaluated technically, not holistically.
Examiners check:
- Central idea retention
- Length discipline (±2%)
- Title neutrality
- Zero distortion
One distortion error can:
- Pull down the entire precis score
📌 A “good-looking” precis can still score poorly if technically flawed.
🟦 Reading Comprehension (40 Marks)
RC answers are checked for:
- Directness
- Logical inference
- Completeness
Common penalties:
- Over-interpretation
- Writing beyond the passage
- Vague or circular answers
📌 SEBI RC rewards precision thinking, not verbosity.
❌ WHY MOST COPIES END UP IN THE 40–55 RANGE
Because they are:
- Relevant but loosely structured
- Correct but imprecise
- Fluent but unfocused
Such answers:
- Don’t fail
- Don’t excel either
📌 This is the most crowded score band.
🚀 WHAT HIGH-SCORING COPIES DO DIFFERENTLY
✅ They Are Easy to Check
- Clean structure
- Clear answers
- No mental effort required by examiner
✅ They Respect Examiner Constraints
- Short, complete paragraphs
- Clear transitions
- Direct answers
✅ They Avoid Risky Creativity
- No fancy language
- No strong opinions
- No experimental formats
📌 Safety + precision = marks.
📈 A SIMPLE “EXAMINER-FRIENDLY” CHECKLIST
Before finalising any answer, ask:
- Is my answer clearly relevant?
- Can this be evaluated quickly?
- Is the structure visible at a glance?
- Have I avoided overstatement?
If yes, your copy is examiner-aligned.
🎯 FINAL WORD FROM BANK WHIZZ
SEBI Phase-2 Descriptive English is not about impressing the examiner.
It is about making the examiner’s job easy.
Clear answers score.
Structured answers score.
Calm answers score.
Understanding evaluation logic changes how you write — and how you score.
🔔 Call to Action
If you are writing mocks but marks are inconsistent, ask yourself:
- Do my answers help the examiner?
- Am I repeating the same mistakes?
- Have I ever rewritten answers after feedback?
📌 At Bank Whizz, evaluations focus on:
- Examiner-style checking
- Mark-wise breakups
- Identification of silent mark leakages
👉 Once you write like an examiner reads, scores automatically improve.