SIDBI Grade A & B 2025 – Mastering the English Descriptive Paper

🔍 Overview

Paper I – English Language (Descriptive) is a 75-mark, 75-minute online test designed to evaluate your writing skills. Candidates must type answers in English using a keyboard. The test comprises three sections: Essay writing, Précis writing, and Business/Office correspondence .


📝 What’s Tested?

  1. Essay
    • Write a ~350–400 word essay on topics related to banking, finance, MSMEs, economics, or social policy.
    • Assess clarity, organization, coherence, and expression.
  2. Précis + Title
    • Read a passage and summarize it in ~120 words, adding a fitting title.
    • Measures precision, summarization, and comprehension.
  3. Business/Office Correspondence
    • Draft a formal letter/email (e.g., complaint, request, memo) based on industry scenarios.
    • Tests ability to write purpose-driven, formatted communication effectively.

📌 Key Features

  • Mode: Online descriptive answers typed on keyboard
  • Questions: 3 | Marks: 75 | Time: 75 minutes
  • Common Across Streams: applies to General, Legal, IT – professional writing skills remain consistent

🎯 Why It Matters

  • Differentiator: Among strong objective scorers, descriptive writing skill sets apart top performers.
  • Real-World Fit: SIDBI officers draft reports, letters, and memos daily, so this test reflects job relevance.
  • Tested Areas: Structure, grammar, vocabulary, analytical clarity, and business tone.

📚 Preparation Blueprint

ComponentStrategy
EssayPractice essays on finance, MSME policy, fintech, social trends. Use current data and structured argument.
PrécisSummarize practice passages concisely with clear titles. Focus on expressing central ideas tightly.
CorrespondenceDraft formal emails/letters for different scenarios. Focus on clarity, tone, formatting.
TypingBoost speed and accuracy – 75‑minute tight test.
FeedbackGet peers, mentors, or online platforms (like ixamBee) to review and rate your writing PracticeMockSIDBI+11Ixambee+11Ixambee+11PW Live+4SIDBI+4SIDBI+4RBI & NABARD Exam Prep+4Ixambee+4SIDBI+4
Current AffairsRegularly read The Hindu, ET, or MSME/FM updates. Essays often reference recent policies.

🏹 Sample Prep Targets

  • Daily: 1 essay (400 words), 1 précis (100–120 words), 1 business letter/email.
  • Weekly: 2–3 mock descriptive tests (75-minute time limit).
  • Monthly: Peer review sessions to get constructive feedback.

🔁 Full SIDBI Phase II Picture

After nailing Paper I, Phase II continues with:

  • Paper II – General/Legal/IT streams: Objective + Descriptive sections (MSME policy, legal, technical).
  • Followed by Interview, with emphasis on professional communication and subject knowledge.

✅ Final Verdict

Paper I is your chance to shine above the pack. Sharp clarity, strong structure, accurate language, and keyboard confidence can make a difference. Prepare smart—write regularly, stay updated on finance & social issues, practice under timed conditions, and get feedback.