SIDBI Grade A & B: Complete Prep Plan for the English 75‑Min Descriptive Paper



📌 Introduction

The SIDBI Grade A (Assistant Manager) and Grade B (Manager) exams are highly sought-after positions. While objective sections measure your grasp of concepts, the Descriptive English Paper (Paper I – 75 marks, 75 minutes) tests your aptitude for clear, analytical, and professional communication.

This critical test evaluates four distinct writing skills:

  • Essay Writing
  • Précis Writing
  • Comprehension (unseen passage)
  • Business/Office Correspondence (formal letter or report)

All answers must be typed online, requiring speed, precision, and clarity.


🧩 Official Syllabus Summary

As per SIDBI’s official handouts and training guides, the structure for Paper I is:

  • Essay
  • Précis Writing
  • Comprehension
  • Business/Office Correspondence

Three questions carrying a total of 75 marks, to be answered in 75 minutes, typed online .

These tasks are designed to assess your ability to reason, summarize, understand, and present ideas in a professional tone.


📅 10-Week Preparation Roadmap

Here’s a focused, full-proof prep plan to structure your time effectively:

Week(s)Focus AreaKey Activities
1–2Foundation: Syllabus & Content RepositoryGather notes on economic policies, SIDBI/MSME updates, type speed (35–40 WPM)
3–4Essay WritingPractice 250–300-word essays with data-driven content and structure
5–6Précis & Comprehension SkillsSummarize 300–400-word passages; practice passage comprehension
7–8Business/Office CorrespondenceDraft letters and reports in official format on MSME scenarios
9Full-Length Mock PapersSimulate 75-minute exams with all 4 tasks + peer feedback
10Refinement & PolishingEnhance vocab, templates, grammar; correct recurring mistakes

📝 Module Breakdown

Weeks 1–2: Build Concepts & Speed

  • Typing practice: Use online tests to reach 35–40 WPM
  • Content bank: Compile financial stats, RBI policies, SIDBI/MSME schemes
  • Trend watch: Read The Hindu/Economic Times for current affairs related to banking, economics, environment

Weeks 3–4: Essay Excellence

  • Structure: Intro → 3–4 body paras → Conclusion
  • Topics: Fintech impact, rural credit, green banking, COVID recovery
  • Execution: 30 mins writing + 5 mins editing; include facts and stats
  • Review: Assess flow, clarity, grammar, and word count

Weeks 5–6: Précis & Comprehension

  • Précis: Condense 300–400 words into ~⅓ the length
  • Comprehension: Practice with unseen passages; focus on:
    • Main idea
    • Tone and intent
    • Inference-based answers
  • Skills: Speed reading, note-taking, paraphrasing

Weeks 7–8: Correspondence Craft

  • Formal letters: Standard formats—sender, receiver, salutation, body, closing
  • Reports: Format with title, intro, findings, recommendations, conclusion
  • Scenarios:
    • Proposals for MSME credit schemes
    • Reports on branch performance or loan recovery
  • Practice: Stick to word limits; maintain tone, clarity, relevance

Week 9: Mock Exam Week

  • Simulate full Paper I within 75 minutes
  • Peer or mentor reviews based on:
    • Task completion (4 components)
    • Word count, clarity, structure, accuracy
    • Typing mistakes
  • Use a checklist for each script:
    • Essays: structure & relevance
    • Précis/comprehension: accuracy & conciseness
    • Correspondence: format, tone, professionalism

Week 10: Final Polish & Revision

  • Templates: Phrases for intros, transitions (“Furthermore,” “In conclusion”), formal closings
  • Vocabulary list: Banking terms, idioms, synonyms
  • Grammar: Use Grammarly or Write & Improve
  • Speed drills: Daily practice of intros/conclusions within time
  • Error correction: Track and fix common mistakes

🧭 Exam Time Allocation Strategy

Effective time management is crucial:

  • Essay: 30 mins (incl. planning)
  • Précis: 15 mins
  • Comprehension: 15 mins
  • Letter/Report: 10 mins
  • Review: 5 mins

Tip: Spend the first few minutes planning each response with outlines and key points.


🚀 Key Preparation Tips

  1. Master typing – Clear, mistake-free 35–40 WPM needed
  2. Use real-world data – Add credibility with economic or SIDBI/MSME stats
  3. Keep language simple – Professional clarity beats ornate verbosity
  4. Practice frequently – Mocks and drills build speed and confidence
  5. Stay updated – Freshness adds impact to essays and reports

🧪 Practice Topics & Themes

  • Essay: Fintech’s role in selecting lending; COVID revival through MSME credit; financial inclusion in rural India
  • Précis & Comprehension: Use passages from economic surveys and editorial analysis
  • Letters:
    • Proposal for SIDBI-financed scheme
    • Formal complaint on service delays
    • Appreciation letter for branch-level improvements
  • Reports:
    • Analysis of MSME loan disbursement
    • NPA recovery strategy for a branch