Introduction
The SBI PO 2025 Descriptive English Paper is your chance to stand out with your writing skills. With 30 marks allotted to the essay section, it’s essential to write on relevant, trending, and impactful topics with clarity and structure. But the biggest question aspirants ask is: What essay topics can be expected this year?
In this post, we bring you the Top 10 most probable essay topics for SBI PO 2025, along with sample outlines, writing strategies, and key tips to score high.
Understanding the Essay Section
Before diving into the topics, let’s revisit the pattern:
- Word Limit: 250–300 words
- Marks: 30
- Evaluation Parameters: Relevance, structure, grammar, vocabulary, coherence, and conclusion
You’ll have only 20 minutes to draft and type a high-quality essay, so practicing the most probable topics beforehand is crucial.
Top 10 Essay Topics for SBI PO 2025 Descriptive Paper
1. Artificial Intelligence in Banking: Opportunities and Challenges
Why this topic?
AI is revolutionizing financial services—from chatbots to fraud detection. Banks like SBI are already implementing AI-driven solutions.
Outline:
- Introduction to AI in financial services
- Benefits: automation, efficiency, cost-saving
- Challenges: data privacy, job loss, implementation cost
- Conclusion: Need for balanced integration with human oversight
2. Financial Literacy: A Key to India’s Economic Growth
Why this topic?
Financial inclusion is a national agenda, and SBI plays a leading role in promoting awareness among rural and urban populations.
Outline:
- Definition of financial literacy
- Current literacy levels in India
- Role of banks and government
- Conclusion: Empowering citizens through financial education
3. The Rise of Digital Payments in India
Why this topic?
UPI transactions have surpassed traditional modes. With RBI’s push for a cashless economy, this topic is highly relevant.
Outline:
- Growth of UPI and digital wallets
- Impact on consumer behavior
- Benefits and concerns (cybersecurity, digital divide)
- Way forward: strengthening infrastructure and awareness
4. The Role of Banking Sector in India’s $5 Trillion Economy Vision
Why this topic?
The government aims to make India a $5 trillion economy. Banks are central to credit growth and infrastructure funding.
Outline:
- India’s economic goals
- Role of banks in SME funding, infrastructure, agriculture
- Challenges: NPAs, digital transformation, regulation
- Conclusion: Strong banking system = strong economy
5. Climate Change and Its Impact on the Indian Economy
Why this topic?
Natural disasters, crop failures, and rising temperatures directly impact banking, insurance, and economic sectors.
Outline:
- Overview of climate change impact
- Effect on agriculture, industry, energy
- Need for green financing and sustainable banking
- Conclusion: Eco-conscious policies are essential
6. The Importance of Cybersecurity in the Digital Banking Era
Why this topic?
Frequent phishing scams, data leaks, and digital frauds highlight the need for stronger cybersecurity in banking.
Outline:
- Rise in digital transactions
- Threats: phishing, malware, identity theft
- Role of banks in security awareness
- Tech + training = stronger defense
7. Women Empowerment through Financial Inclusion
Why this topic?
Self-help groups, Jan Dhan accounts, and credit schemes have empowered rural women. Banks play a pivotal role.
Outline:
- Gender inequality in financial access
- Steps taken by government and banks
- Benefits of empowering women financially
- Need for continued focus
8. Start-up Culture in India: Boon or Bubble?
Why this topic?
India is the 3rd largest startup ecosystem. With IPOs, funding booms, and some failures, it’s a hot topic.
Outline:
- Growth of startups post-2016
- Contributions to employment and innovation
- Issues: funding winter, sustainability, lack of profit
- Way forward: smart regulation and support
9. Green Energy Revolution: The Future of India’s Growth
Why this topic?
EVs, solar power, and ethanol blending are key to energy security. SBI is also financing green projects.
Outline:
- Need for renewable energy
- India’s commitment under COP agreements
- Government incentives, private participation
- Role of banks in green financing
10. Social Media: Tool for Change or a Threat to Society?
Why this topic?
Social media is powerful, but misinformation, trolling, and political manipulation raise ethical questions.
Outline:
- Influence of social media in modern life
- Positive role: awareness, activism, communication
- Negative side: fake news, mental health, addiction
- Conclusion: Need for regulation and user responsibility
Essay Writing Tips for SBI PO 2025
To score 25+ out of 30, keep these tips in mind:
1. Stick to the Topic
Irrelevant points or wandering off-topic will lead to lower scores.
2. Use Simple Language
Avoid overly complex words or jargon unless absolutely necessary.
3. Maintain Paragraph Structure
Follow a 3–4 paragraph format:
- Introduction
- Body (2–3 paragraphs)
- Conclusion
4. Be Balanced in Your Arguments
Don’t take extreme views. Show understanding of both sides, especially in controversial topics.
5. Revise Before Submitting
Use the last 1–2 minutes to check grammar, spelling, and sentence flow.
How to Prepare for These Topics
- Read Editorials: The Hindu, Indian Express, and Business Standard are great sources for essay ideas and vocabulary.
- Practice Writing: Set a timer and write 1 essay daily.
- Join a Test Series: Platforms like Bank Whizz offer evaluation-based essay mocks.
- Improve Typing Speed: Since the exam is online, being able to type quickly and accurately is essential.
How Bank Whizz Can Help
At Bank Whizz, we provide:
- Essay Writing Mocks with Evaluation
- Model Essays on Trending Topics
- Personalized Feedback on Your Attempts
- Grammar & Vocabulary Support
- Affordable SBI PO Descriptive Packages
Visit www.bankwhizz.in to explore our SBI PO 2025 course.
Conclusion
Essay writing in SBI PO 2025 is not just about language—it’s about ideas, clarity, and relevance. The topics listed above are highly probable based on recent trends, editorials, and previous SBI exams. Mastering them can give you an edge in the mains exam and help you secure your dream role as a Probationary Officer.
Start today. Practice consistently. And let your writing lead the way to success.