Introduction
The SBI PO 2025 Descriptive Paper consists of two questions—Essay Writing and Letter Writing. The letter writing section carries 20 marks, and candidates are required to write a formal or informal letter within 150 words.
Since letter writing follows a fixed structure and format, candidates who practice well can score full marks in this section.
This guide covers:
✔ The top 10 most expected letter writing topics for SBI PO 2025
✔ The correct format and structure for both formal and informal letters
✔ Proven tips to maximize your marks
Let’s get started!
SBI PO 2025 Letter Writing Exam Pattern
Candidates are required to choose one letter out of the given options.
Letters are generally of two types:
- Formal Letters – Written for official or professional communication (banking, business, complaints, applications, etc.).
- Informal Letters – Written for personal communication (family, friends, or acquaintances).
Let’s explore the best topics and letter writing formats.
Top 10 Letter Writing Topics for SBI PO 2025
A. Formal Letters (Professional & Official Letters)
1. Letter to Bank Manager Requesting a Loan for Higher Studies
Format:
- Subject: Request for Education Loan for Higher Studies
- Mention your account details and reason for loan.
- Provide course details, institute name, and required amount.
- Request for loan approval at the earliest.
2. Letter to Editor About Rising Cyber Fraud in Online Banking
Format:
- Subject: Concerns Over Increasing Cyber Fraud in Banking
- Start with a statistic or real-life example of cyber fraud.
- Discuss common fraud techniques (phishing, OTP fraud, etc.).
- Suggest awareness campaigns and stronger security measures.
3. Letter to HR Manager Requesting a Salary Increment
Format:
- Subject: Request for Salary Increment
- Mention your current position, tenure, and performance contributions.
- Highlight achievements and added responsibilities.
- Justify the need for salary revision based on industry standards.
4. Letter to Municipal Corporation Complaining About Poor Road Conditions
Format:
- Subject: Complaint Regarding Deteriorating Road Conditions in [Area Name]
- Describe the specific problems (potholes, accidents, traffic congestion, etc.).
- Mention past complaints (if any) and lack of response.
- Request immediate action and road repairs.
5. Letter to a Newspaper Editor About Increasing Air Pollution
Format:
- Subject: The Alarming Rise in Air Pollution Levels
- Discuss causes (vehicles, factories, construction, etc.).
- Mention health effects (respiratory diseases, reduced visibility, etc.).
- Suggest measures (green energy, stricter regulations, afforestation, etc.).
B. Informal Letters (Personal Communication)
6. Letter to Your Younger Sibling About Career Planning
Format:
- Greet your sibling warmly.
- Discuss importance of choosing the right career path.
- Offer guidance based on their interests.
- Encourage goal setting and skill development.
7. Letter to Your Friend Sharing Your Experience of Digital Banking
Format:
- Start by mentioning recent experiences with digital banking.
- Highlight benefits (convenience, UPI transactions, cashback offers, etc.).
- Mention challenges (cybersecurity, internet dependency, etc.).
- Encourage your friend to use digital banking wisely.
8. Letter to Your Cousin Advising on Importance of Financial Planning
Format:
- Begin with a warm greeting.
- Discuss why financial planning is essential.
- Suggest saving strategies, investment options, and budgeting tips.
- Encourage early financial literacy.
9. Letter to a Family Member About Your Recent Travel Experience
Format:
- Describe the destination, major attractions, and cultural experiences.
- Mention food, adventure activities, or memorable moments.
- Conclude with an invitation for future travel together.
10. Letter to Your Friend Inviting Them for a Festival Celebration
Format:
- Mention which festival you’re inviting them for.
- Describe how the celebrations will take place.
- Express excitement and hope for their presence.
Letter Writing Format for SBI PO 2025
A. Formal Letter Format
[Your Name]
[Your Address]
[Date]
The [Recipient’s Designation],
[Organization Name],
[Address]
Subject: [Clearly state the purpose of the letter]
Dear Sir/Madam,
(Introduction – Explain the purpose of writing in one sentence.)
(Body – Elaborate on the issue/request in 2-3 paragraphs.)
(Conclusion – Politely request action or response.)
Yours sincerely,
[Your Name]
B. Informal Letter Format
[Your Address]
[Date]
Dear [Recipient’s Name],
(Introduction – Start with a warm greeting.)
(Body – Discuss the main topic in a friendly, engaging manner.)
(Conclusion – Express good wishes and end on a positive note.)
Yours lovingly,
[Your Name]
Top 5 Tips to Score High in SBI PO 2025 Letter Writing
✔ Stick to the Word Limit – Write between 130-150 words.
✔ Use the Correct Format – Follow formal or informal structure correctly.
✔ Be Concise and Clear – Avoid unnecessary details.
✔ Proofread for Grammar and Spelling Errors – Mistakes reduce marks.
✔ Maintain a Professional Tone in Formal Letters – No casual language.
Final Thoughts
Letter writing in SBI PO 2025 Descriptive Paper is easy to master with regular practice and a structured approach. By focusing on format, clarity, and conciseness, you can secure full marks in this section.
Key Takeaways:
✔ Practice at least 5-6 letters from the list above.
✔ Memorize formal and informal letter formats.
✔ Use simple, clear language and avoid errors.
✔ Follow Bank Whizz for expert SBI PO Descriptive Paper tips.
Would you like sample letters for practice? Let us know in the comments!