📝 Why These Matter
The SBI PO Descriptive Test (50 marks, 30 mins) now includes essay + letter writing—roughly 250 and 150 words respectively . Practicing on diverse, high‑probability topics helps you write fast, coherent, and high‑scoring responses.
✍️ Top 10 Essay Topics to Practice
Based on recent trends and expert guidance , here are 10 high-impact essay topics to master:
- Advantages & challenges of bank privatization
- Role of financial literacy in economic growth
- Impact of social media on youth
- Balancing economic development & environment protection
- Inflation control: RBI’s strategies
- Effects of online education vs. traditional learning
- Unemployment: causes & policy solutions
- India’s space missions and national pride
- Climate change: banking sector’s role
- Rise of digital payments & e‑commerce
✉️ Top 10 Letter Topics (Formal & Informal)
Covering complaint, request, appreciation, and personal styles
Formal Letters
- Complaint: fraudulent/faulty bank transaction
- Request: restructuring loan EMIs
- Appreciation: excellent banking services
- Complaint: frequent power/water outages in your area
- Application: using letter to HR for medical transfer
Informal Letters
6. Congratulate friend on SBI PO success
7. Invite cousin to graduation ceremony
8. Advise sibling on financial planning
9. Share your experience in a new city/job
10. Thank a mentor for guidance during preparation
🎯 Why These Topics?
- Current & trending: Many align with recent exam themes—privatization, digital banking, RBI policy
- Varied difficulty: From structured policy essays to personal, emotional letters
- Covers full pattern: Ensures you can handle both letter types and essay styles
📅 2‑Week Practice Plan
| Day | Task |
|---|---|
| 1–2 | Write 1 essay/day on topics 1–4 |
| 3–4 | Write 1 essay/day on topics 5–8 |
| 5–6 | Write 1 essay/day on topics 9–10 + review |
| 7–11 | Alternate: one formal + one informal letter daily |
| 12–14 | Timed mocks: essay + letter under 30 mins |
🛠️ Tips for High Scores
- Planning (2–3 min): Bullet intro, points, example, conclusion
- Word limit: 250±20 (essay), 150±15 (letter)
- Structure clearly: Intro → Body → Conclusion (essay); Formal/informal formats
- Tone & clarity: Formal letter = polite, assertive; essay = cohesive and balanced
- Language: Simple, error‑free sentences; avoid pronouns like “I/we” in essays
- Practice typing online: simulate exam interface
✅ Before You Submit
- Check word count
- Ensure clear opening & closing
- Correct formatting, especially salutations & signature
- Proofread for grammar, spelling, coherence
🔑 Final Takeaway
- These Top 20 topics cover the most likely themes
- Structured practice under timed conditions is key
- Focus on clarity, format, relevance, and polished language