The IBPS PO Mains Descriptive Paper (Essay & Comprehension; 25 marks; 30 mins) demands current-affairs insight, balanced viewpoints, and polished expression. Here are the 30 most relevant essay topics for IBPS PO 2025 prep:
- Advantages and challenges of a Cashless Economy
- Role of Digital Banking in financial inclusion.
- Artificial Intelligence & Automation in Indian banking
- Cybersecurity threats in the banking sector.
- Privatization of Public Sector Banks: Boon or bane?
- Strengthening Rural Credit and Microfinance
- Environmental Sustainability initiatives by banks.
- Impact of New Government Schemes on the economy.
- Banking Sector Reforms and growth
- Globalization & banking in India
- Rising cost of living & inflation
- Remote Work: its impact on productivity and economy
- Ethical dilemmas in E-commerce & fintech
- Role of Privacy & Data Protection in banking
- Harnessing AI in risk management
- Social media’s influence on financial behavior
- Youth empowerment and “Amrit Kaal” vision
- Role of Startups in India’s economic growth
- Limitations & potential of Digital Public Infrastructure
- Tackling air pollution: policy recommendations
- Fake news & its social impact
- Women empowerment: current status in India
- Pros and cons of four-day work week
- Should India adopt universal healthcare?
- Implications of FDI in retail
- Digital currencies & Central Bank Digital Currency (CBDC)
- Regulating cryptocurrency in India
- Impact of farm reforms on farmers
- Role of banks in green finance & climate crisis
- Work-from-home trends post-COVID and their long-term effects
✍️ How to Use These Topics for Prep
- Stay Informed: Read newspapers and editorials to gather arguments and stats.
- Structure Matters: Use introduction → body (2–3 points with examples/data) → conclusion .
- Practice Time Management: Spend 3–5 minutes planning, 15–18 writing, and 2–3 reviewing.
- Polish Language: Aim for clarity, coherence, proper grammar, and varied vocabulary.
- Balance is Key: Maintain a neutral, logical stance—highlight pros & cons before concluding .
✅ Final Tip
Pick 5–6 topics each week, write full essays, and get peer/mentor feedback. Cover a variety—economic, social, technology, environment—to build confidence and versatility in writing.
Let this list empower your Bank Whizz aspirants to crack IBPS PO 2025 with confidence!