📝 Introduction
The Essay Section in PFRDA Grade A 2025 Descriptive English Paper carries 30 marks and plays a vital role in determining your merit in Phase 2. Candidates often worry about which essay topics to prepare, but a careful analysis of past exams and emerging themes makes prediction possible.
This article provides 30 most probable essay topics, carefully selected based on:
- Previous year trends
- Current financial, economic, and social issues
- Regulatory developments relevant to PFRDA, SEBI, and NPS
📘 Essay Pattern Recap
- Total Marks: 30
- Word Limit: 250–300 words
- Choice: 1 topic out of 4 options
- Evaluation Parameters:
- Relevance and understanding of topic
- Structure and coherence
- Language and grammar
- Content depth and originality
🔍 Past Trends & Common Themes
From past regulatory body exams (SEBI, IRDAI, RBI, NABARD), essay topics generally fall under these broad categories:
- Financial Sector & Markets
- Government Schemes & Reforms
- Technology & Digital India
- Environment & Sustainability
- Social Issues with Economic Relevance
🎯 Top 30 Most Probable Essay Topics for PFRDA Grade A 2025
📌 A. Financial Sector and Retirement Planning
- National Pension System (NPS): Empowering India’s Retirement Future
- Role of PFRDA in Financial Security for Senior Citizens
- Retirement Planning: A Necessity, Not a Choice
- Financial Literacy: A Pillar of Economic Empowerment
- Expanding Pension Coverage in the Unorganised Sector
- Challenges in Pension Reforms in India
- Pension vs Provident Fund: Comparative Analysis
- Future of Long-Term Retirement Investments in India
📌 B. Economic & Regulatory Landscape
- Role of Regulatory Bodies in Ensuring Financial Stability
- Ease of Doing Business in India: Progress and Challenges
- Impact of Inflation on Common Man and Government Policy Response
- Budget 2025: Vision for Inclusive and Sustainable Growth
- Disinvestment and Privatisation: Boon or Bane?
- India’s Economic Recovery Post COVID-19: An Analysis
- RBI’s Role in Monetary Policy and Financial Stability
📌 C. Digital Transformation & Fintech
- Digital Payments and Financial Inclusion
- Cybersecurity in the Financial Sector: Emerging Threats
- UPI and India’s Digital Revolution
- Artificial Intelligence in Finance: Opportunities and Risks
- Regulating Cryptocurrency in India: Challenges Ahead
- Role of Technology in Enhancing Financial Literacy
📌 D. Environment & Sustainability
- ESG Investing: The New Norm in Finance
- Role of Sustainable Finance in Tackling Climate Change
- Green Bonds: Transforming India’s Infrastructure Financing
- Circular Economy and Its Relevance to India
📌 E. Social & Ethical Themes
- Gender Equality in Financial Decision Making
- Ethical Banking: Principles and Challenges
- Role of Youth in Building Financially Secure India
- Bridging the Urban-Rural Divide through Financial Inclusion
- Financial Empowerment of Women through Government Schemes
🛠️ How to Prepare These Topics
✅ 1. Prepare Essay Outlines
Structure your response in 3 parts:
- Introduction – Define the topic & give context
- Body – Present arguments, facts, data, examples
- Conclusion – Summarize & suggest way forward
✅ 2. Use Real Examples & Data
- Mention schemes like Atal Pension Yojana, NPS, PM-SYM
- Quote data from SEBI, PFRDA, RBI, Economic Survey, or NITI Aayog
✅ 3. Stay Updated
- Read current affairs from The Hindu, Business Standard, Economic Times
- Make quick notes on economic developments
✅ 4. Practice Writing Regularly
- Write 3–4 essays per week
- Get feedback on grammar, structure, and clarity
- Use a timer to improve typing speed
🧠 Bonus Tip: Eliminate Guesswork
Instead of waiting to see which topic comes in the exam, prepare the top 20–25 topics thoroughly. Focus more on themes under pension, digital finance, financial inclusion, and ESG, as these are relevant to PFRDA’s mandate.
Bank Whizz provides essay mocks, model essays, and evaluations tailored to the PFRDA pattern. Practice with us to sharpen your structure, content, and time management.
✅ Final Words
If you are aiming to clear PFRDA Grade A 2025, Essay Writing is a high-scoring area—provided you prepare with direction and strategy. The above list of 30 topics covers all dimensions likely to be tested in the exam.
Make sure to write, revise, and refine. Let your writing reflect clarity, knowledge, and command of language—the key to scoring 25+ in the essay.