The IBPS PO 2024 Descriptive English section plays a crucial role in your selection. Letter writing, worth 10 to 15 marks, tests your ability to communicate ideas concisely and effectively. Based on exam trends, current affairs, and banking relevance, we bring you the Top 30 Most Probable Letter Writing Topics to help you prepare smartly and score high.
📌 Formal Letter Topics – High Priority
These topics often revolve around customer service, banking procedures, and official communication. Practice them thoroughly.
- Letter to the Branch Manager to convert a savings account into a joint account.
- Letter to the RBI Governor suggesting ways to improve financial literacy in rural India.
- Letter to the Editor expressing concerns about rising cyber frauds in digital banking.
- Letter to the Bank Manager reporting an unauthorized transaction in your account.
- Letter to the Head Office proposing a financial literacy camp in a rural village.
- Letter to a customer apologizing for technical disruptions in internet banking services.
- Letter to the Branch Manager requesting details and eligibility for a home loan.
- Letter to the Editor on how UPI has empowered small businesses in India.
- Letter to the Editor highlighting the need for banking support for women entrepreneurs.
- Letter to the Zonal Manager suggesting the installation of ATMs in underserved areas.
📌 Semi-Formal / Workplace Letters
These test your interpersonal and professional communication. Focus on clarity and tone.
- Letter to a new customer explaining the benefits of fixed deposits.
- Letter to a colleague congratulating them on their promotion.
- Letter to a senior officer suggesting steps to improve customer service.
- Letter to HR requesting job relocation due to personal/medical reasons.
- Letter to an insurance firm requesting claim settlement for medical treatment.
- Letter to a vendor explaining the delay in payment and requesting an extension.
- Letter to a customer explaining delay in loan disbursal due to documentation issues.
- Letter to your branch team suggesting ways to meet quarterly sales targets.
- Letter to IT department regarding frequent system downtimes.
- Letter to a local authority requesting installation of streetlights near your bank.
📌 Informal Letters
Though rarely asked, these help assess natural expression and creativity.
- Letter to a friend describing your experience as a newly joined bank PO.
- Letter to your younger sibling advising the importance of saving and budgeting.
- Letter to your parents narrating your first day at work in a public sector bank.
- Letter to a friend encouraging them to choose banking as a career.
- Letter to a friend explaining how to use mobile banking securely.
📌 Current Affairs & Social Issues
Such topics link banking with larger socio-economic discussions—perfect for showcasing awareness.
- Letter to the Editor expressing concern over youth unemployment.
- Letter to the Editor on how banks can support eco-friendly practices.
- Letter to the Editor regarding AI’s impact on future jobs in India.
- Letter to the Editor about how banks can fuel the ‘Make in India’ mission.
- Letter to the Editor discussing the rise of ESG investing in Indian financial markets.
✍️ Tips to Write a High-Scoring Letter
- Follow the correct format: Especially important for formal and semi-formal letters.
- Be concise: Stick to the word limit (usually 150–200 words).
- Use polite and professional language.
- Stay relevant: Avoid going off-topic or becoming too personal in formal letters.
- Practice mock letters: Use the topics above and get them evaluated by mentors or through Bank Whizz’s descriptive test series.
📚 How Bank Whizz Can Help
At Bank Whizz, we offer:
- Expertly crafted model letters for each of the above topics
- A dedicated Letter Writing Course for IBPS PO 2024
- Evaluation and feedback by professionals
- PDFs and practice sets with real exam patterns
👉 Explore Our Descriptive English Course Now
Final Words
Letter writing can be your scoring weapon in the IBPS PO 2024 exam—if approached with the right strategy and practice. These 30 topics are selected based on extensive exam analysis and trends. Practice well, stay updated with current affairs, and maintain a professional tone.
All the best for your IBPS PO 2024 journey!