The RBI Grade B 2025 Descriptive English Paper includes a Precis Writing section that requires candidates to summarize a passage concisely while retaining the core meaning. To help you excel in this section, we have compiled five high-quality sample precis with original passages and their corresponding summaries.
Each precis follows the ideal structure—a title, a concise body, and logical coherence—to help you understand how to effectively write a high-scoring precis in the exam.
Sample Precis 1: The Importance of Financial Literacy
Original Passage (300 Words)
Financial literacy is a crucial skill in today’s economy, enabling individuals to make informed decisions about their savings, investments, and spending. Without adequate financial knowledge, people are more likely to accumulate debt, fall prey to fraudulent schemes, and fail to plan for future financial stability. Governments and financial institutions worldwide are actively promoting financial education programs to improve public awareness. These initiatives focus on budgeting, managing credit, understanding investments, and retirement planning. A well-informed public not only secures their financial future but also contributes to a stable economy by making sound financial choices.
Precis (140 Words)
Title: The Need for Financial Literacy Financial literacy is essential for making informed financial decisions and avoiding debt or fraud. Lack of financial awareness leads to poor money management and economic instability. Governments and financial institutions are promoting financial education programs covering budgeting, credit management, and investment strategies. A financially aware population ensures personal financial security and contributes to economic stability.
Sample Precis 2: The Role of the RBI in Inflation Control
Original Passage (300 Words)
The Reserve Bank of India (RBI) plays a pivotal role in controlling inflation through its monetary policy tools. By adjusting the repo rate, cash reserve ratio, and open market operations, the RBI regulates liquidity in the economy. During periods of high inflation, the RBI increases interest rates to curb excessive spending. Conversely, during economic slowdowns, it reduces interest rates to stimulate growth. Effective inflation control ensures stability in purchasing power and sustains long-term economic growth. However, policy decisions must balance inflation control with economic expansion to prevent adverse impacts on industries and employment.
Precis (140 Words)
Title: RBI’s Role in Inflation Control The RBI regulates inflation through monetary policy tools like the repo rate and cash reserve ratio. Higher interest rates curb inflation by limiting excessive spending, while lower rates boost economic growth. Effective inflation control ensures purchasing power stability and long-term growth. The RBI must balance inflation control and economic expansion to avoid negative effects on industries and jobs.
Sample Precis 3: Digital Banking and Cybersecurity
Original Passage (300 Words)
The rise of digital banking has transformed financial transactions, enhancing convenience and efficiency. With mobile banking, UPI, and online transactions becoming mainstream, people rely less on cash. However, the digital shift also brings cybersecurity challenges, such as hacking, identity theft, and financial fraud. Financial institutions employ encryption, multi-factor authentication, and artificial intelligence-driven security measures to combat cyber threats. Additionally, users must adopt safe digital practices to prevent unauthorized access to their accounts. Balancing security with technological advancement is essential for the sustainable growth of digital banking.
Precis (140 Words)
Title: Digital Banking and Cybersecurity Concerns Digital banking offers convenience and efficiency but increases cybersecurity risks like hacking and identity theft. Banks implement encryption, authentication, and AI-based security to mitigate risks. Users must follow safe digital practices to protect their accounts. A balance between technology and security is vital for sustainable digital banking growth.
Sample Precis 4: Climate Change and Economic Impact
Original Passage (300 Words)
Climate change is a growing concern with significant economic consequences. Rising global temperatures lead to erratic weather patterns, natural disasters, and reduced agricultural productivity. This disrupts supply chains, increases insurance costs, and affects industries dependent on natural resources. Governments are investing in sustainable energy, carbon reduction policies, and disaster preparedness to combat climate risks. Businesses must also adopt eco-friendly practices to ensure long-term sustainability. Addressing climate change is crucial not just for environmental stability but also for economic resilience and global financial stability.
Precis (140 Words)
Title: Economic Impacts of Climate Change Climate change affects the economy through weather disruptions, disasters, and declining agriculture. Industries face higher costs and supply chain risks. Governments invest in sustainable energy and disaster preparedness. Businesses must adopt eco-friendly strategies for long-term stability. Climate action is essential for economic and environmental resilience.
Sample Precis 5: The Importance of Corporate Social Responsibility (CSR)
Original Passage (300 Words)
Corporate Social Responsibility (CSR) is a business approach where companies integrate social and environmental concerns into their operations. Businesses contribute to society by engaging in community development, environmental sustainability, and ethical labor practices. CSR initiatives build brand reputation, increase customer loyalty, and attract responsible investors. Many governments mandate CSR activities to encourage ethical business practices. Ultimately, CSR benefits both companies and society by fostering economic, social, and environmental development.
Precis (140 Words)
Title: Corporate Social Responsibility (CSR) Benefits CSR integrates social and environmental concerns into business operations. Companies engage in community welfare, sustainability, and ethical practices. CSR enhances brand reputation, customer trust, and investor interest. Governments promote CSR for ethical business growth. CSR fosters economic, social, and environmental progress.
Final Thoughts
Precis writing in RBI Grade B 2025 requires clarity, conciseness, and coherence. By following these sample precis, you can understand the proper structure and techniques needed to score high.
Key Takeaways:
✅ Summarize the passage concisely without losing the core message.
✅ Use clear and precise language to improve readability.
✅ Avoid unnecessary details, examples, and personal opinions.
✅ Practice with different topics to enhance summarization skills.
For expert guidance, mock tests, and structured practice, stay connected with Bank Whizz!