🎯 Why This Section Is a Game-Changer
For aspirants of SIDBI Grade A (Assistant Manager) and Grade B (Manager), the English Descriptive Exam (Phase II – 75 marks in 75 minutes) is not just another section—it’s the ultimate differentiator. It tests:
- Essay Writing
- Précis Writing
- Reading Comprehension
- Business/Office Correspondence (Letter/Report)

While objective tests assess awareness, the Descriptive Exam gauges your ability to think, structure, and communicate professionally—key traits for a SIDBI officer.
📋 Official Exam Structure & Format
According to official patterns and expert guides:
- Format: Online, typed responses
- 3–4 tasks totaling 75 marks in 75 minutes (essay, précis, comprehension, and correspondence)
- Marks distribution varies: typically one essay (~2×15 marks), one précis or comprehension (~2×10 marks), and a letter or report
- The descriptive paper gets evaluated only for candidates who clear objective sections
📌 Key Insights You Need
- Typed Mode Only
– Answers must be typed online. Check keyboard functionality before starting - Structured Response
– Essays need clear intros, logical bodies, and concise conclusions
– Précis and comprehension demand accuracy and brevity
– Correspondence requires formal tone and format (subject, salutations, closing) - Time Charging
– Effective time distribution boosts performance: TaskTime (min)Essay30Précis/Comprehension25Letter/Report15Final Review5 - Content Clout
– Incorporate current banking/economic data to strengthen your argument - Practice Is Key
– Write daily: essay, précis, and correspondence samples
– Full mocks weekly to mimic exam pressure
🛠️ Prep Guide: What to Focus On
✅ Writing Skills & Structure
- Essay: Intro → Layers → Conclusion
- Précis: Condense, retain essence
- Comprehension: Identify tone, central idea, and inference
- Correspondence: Follow official formats (addresses, salutation, subject, body, closing)
✅ Timing & Speed
- Achieve 35–40 WPM typing speed through regular drills
- Allocate specific time for each task and stick to it
✅ Quality Over Quantity
- Use simple, precise language
- Avoid fluff, jargon-heavy phrasing
✅ Enrich With Examples
- Use real-world references like repo rate changes, MSME statistics, UPI usage, etc.
🧠 Top Tips to Shine
- Simulate the environment: Practice online typing and timed writing
- Seek feedback: Use mocks and peer review to refine clarity and accuracy
- Stay current: Refer to sources like RBI, Economic Times, and MSME updates daily
- Keep phrases ready: Have boilerplate intros, transitions (“Furthermore”), and closings (“Yours faithfully”)
📚 Expert Study Resources
- BankWhizz – Comprehensive format insights and timed drills
🎯 Your Path to 75/75
- Start daily small writing: 15-min essays, précis, letters
- Track progress: Monitor word counts, typing rate, and error logs
- Join writing peer-groups: Share drafts, exchange critique
- Evaluate mocks weekly: Focus on format, language, data use
- Revise smartly: Template phrases, vocab lists, problem areas
🚀 Final Takeaway
The SIDBI Descriptive English Exam is more than a test—it’s a showcase of your analytical clarity, structured thinking, and professional communication. By focusing on format mastery, current-affairs content, timed writing, and continuous feedback, you’ll not only survive the 75 minutes—you’ll thrive.
Start preparing smartly today, and let every word bring you closer to your SIDBI dream!
