Introduction
The SBI PO 2025 Descriptive Paper tests not only your analytical and writing abilities through essays but also your professional communication skills through letter writing. Carrying 20 marks, the letter writing task is a crucial component of the 30-minute descriptive section.
In this post, we bring you 30 most probable letter writing topics—both formal and informal—based on previous year trends, banking relevance, and social issues. These topics are designed to help you prepare effectively and gain confidence before the exam.
Letter Writing in SBI PO 2025: Overview
- Total Marks: 20
- Word Limit: 150–200 words
- Format: Choose from 2-3 letter options
- Type: Either Formal or Informal
- Medium: Online (type on computer)
You must know:
- How to address the recipient
- Proper structure and tone
- Relevance to the given issue
- Clarity and conciseness
Basic Letter Format
1. Formal Letter Format
Sender’s Address
Date
Receiver’s Address
Subject: (One-line purpose of the letter)
Salutation (e.g., Sir/Madam)
Body:
Paragraph 1 – Introduction and purpose
Paragraph 2 – Details and explanation
Paragraph 3 – Request/Conclusion
Yours faithfully,
[Your Name]
2. Informal Letter Format
Sender’s Address
Date
Salutation (e.g., Dear Father, Dear Friend)
Body:
Para 1 – Greeting and introduction
Para 2 – Main content
Para 3 – Closing thoughts
Yours lovingly / affectionately,
[Your Name]
30 Most Probable SBI PO 2025 Letter Writing Topics
Below are 15 formal and 15 informal topics expected for SBI PO 2025, based on relevance and past trend analysis.
Formal Letter Topics
- Write a letter to the branch manager requesting a loan for higher education.
- Write a letter to the editor of a newspaper highlighting the rising cyber frauds in digital banking.
- Write a letter to the municipal authority regarding poor sanitation and drainage in your locality.
- Write a letter to your bank requesting to update your mobile number and email ID.
- Write a letter to the HR department of a company applying for the position of Probationary Officer.
- Write a letter to the electricity board complaining about frequent power cuts in your area.
- Write a letter to your insurance company requesting reimbursement for a medical claim.
- Write a letter to the traffic department highlighting the issue of road safety violations near schools.
- Write a letter to the manager of a telecom company complaining about poor network service.
- Write a letter to your bank manager requesting to convert your savings account into a joint account.
- Write a letter to the railway authority regarding cleanliness and hygiene in trains.
- Write a letter to the regional education officer suggesting improvements in government school infrastructure.
- Write a letter to the editor expressing views on the need for financial literacy among youth.
- Write a letter to the local MLA requesting the construction of a public library in your area.
- Write a letter to your bank reporting a failed ATM transaction and requesting a refund.
Informal Letter Topics
- Write a letter to your younger brother advising him to choose a career in banking.
- Write a letter to your friend explaining the benefits of digital banking.
- Write a letter to your cousin congratulating him/her on getting selected as an SBI PO.
- Write a letter to your parents describing your recent experience at a financial literacy camp.
- Write a letter to your friend sharing your opinion on remote working culture.
- Write a letter to your uncle narrating your trip to a historical place.
- Write a letter to your friend discussing the harmful effects of social media addiction.
- Write a letter to your brother advising him to start investing early in mutual funds.
- Write a letter to your sister sharing tips for preparing for competitive banking exams.
- Write a letter to your best friend recalling your school memories together.
- Write a letter to your parents sharing your experience of managing finances while living alone.
- Write a letter to your childhood friend inviting him to your wedding.
- Write a letter to your friend who recently lost a job, motivating him to stay strong.
- Write a letter to your cousin describing how you managed your studies during the pandemic.
- Write a letter to your younger sister encouraging her to pursue a career in science and technology.
How to Practice These Topics Effectively
1. Write at Least 3 Letters Weekly
Pick 1 formal and 2 informal topics each week. Stick to the word limit and format.
2. Get Feedback
Use platforms like Bank Whizz for expert evaluation or ask mentors to review grammar and structure.
3. Understand the Tone
- Formal = Direct, respectful, and professional
- Informal = Warm, personal, and emotional
4. Stick to Structure
Even if you’re typing fast, maintain paragraph separation and clarity. No “one-block” essays.
Time Management for Letter Writing
In the SBI PO exam, use the 30 minutes as follows:
| Task | Time |
|---|---|
| Essay Planning & Writing | 18–20 mins |
| Letter Planning & Writing | 8–10 mins |
Tip: Practice typing letters in 10 minutes during your mock sessions.
Common Mistakes to Avoid
- Wrong Format – Always stick to the expected structure. Don’t mix formal and informal tones.
- Missing Subject Line (for formal) – It’s mandatory in formal letters.
- Exceeding Word Limit – Stay within 150–200 words.
- Grammatical Errors – Avoid casual language in formal letters.
- Not Mentioning Purpose Clearly – Get to the point quickly, especially in formal communication.
Sample Formal Letter Snippet
Subject: Request to Upgrade Savings Account to Joint Account
Respected Sir/Madam,
I am maintaining a savings account (No. XXXXXXXX) with your branch. I would like to convert this into a joint account with my spouse. Kindly guide me through the process and necessary documentation.
I request you to process the same at the earliest.
Yours faithfully,
[Your Name]
Sample Informal Letter Snippet
Dear Rahul,
I hope you’re doing well. I wanted to tell you about the exciting experience I had attending a financial literacy seminar last week. It made me realize how important it is to manage personal finances smartly…
Yours affectionately,
[Your Name]
Final Tips to Score 20/20 in Letter Writing
- Use precise, relevant content
- Maintain clarity and professionalism
- Always revise your letter before submission
- Practice on a keyboard, not just on paper
- Read editorials and formal letters to build a professional tone
Conclusion
The SBI PO 2025 Letter Writing section is not just about words—it’s about communication. Whether it’s a formal business request or an informal letter to a friend, your writing should reflect clarity, respect, and structure.
Practicing these 30 most probable topics will give you the confidence to attempt any letter asked in the exam. Stick to the format, use polite language, and keep your writing purposeful.
For model letters, personalized feedback, and full-length mock tests, join the Bank Whizz SBI PO Descriptive English Course and gain a strong edge over the competition.