Introduction
The IBPS PO Descriptive English Paper consists of two questions—an essay (15 marks) and a letter (10 marks)—to be completed in 30 minutes. While many aspirants focus on essays, letter writing holds equal importance. A properly formatted and well-written letter can secure the full 10 marks, offering a clear edge in the final merit list.
This post will guide you through:
- The correct format for formal and informal letters
- Do’s and don’ts of letter writing
- 5 sample letters on likely IBPS PO 2025 topics
✅ IBPS PO 2025 Letter Writing: Basic Structure
The letter writing question can be formal or informal. Understanding the distinction and using the correct format is crucial.
🔷 A. Formal Letter Format
Used for writing to officials, banks, newspapers, etc.
Your Address
Date
To,
[Receiver's Designation],
[Institution/Organization],
[City]
Subject: [Precise one-line subject]
Respected Sir/Madam,
Paragraph 1: Introduce purpose of writing
Paragraph 2: Elaborate on the concern/request with necessary details
Paragraph 3: Conclude with a polite request or statement
Yours faithfully,
[Your Name]
🔷 B. Informal Letter Format
Used for writing to friends, siblings, or relatives (rarely asked in IBPS PO).
Your Address
Date
Dear [Name],
Paragraph 1: Start with greetings and reason for writing
Paragraph 2: Discuss the matter in a friendly, conversational tone
Paragraph 3: Conclude with well wishes
Yours lovingly,
[Your Name]
✍️ Tips to Score 10/10 in Letter Writing
✅ What to Do:
- Stick to the correct format
- Maintain clarity and polite tone
- Be brief and stay within the word limit (~150 words)
- Use proper paragraphing (3 short paras are ideal)
- Address the subject clearly in the first paragraph
- End with a proper closing and signature
❌ What to Avoid:
- Using casual/slang words in formal letters
- Skipping the subject line or incorrect salutation
- Making grammar/spelling mistakes
- Writing an essay instead of a letter
- Crossing the word limit or being too vague
📑 Sample Letter Topics for IBPS PO 2025
Here are 5 model letters, based on trending and most probable themes for this year’s exam:
📌 1. Letter to Bank Manager for ATM Card Replacement
Your Address
Gaya – 823001
25 August 2025
To,
The Branch Manager,
Bank of Baroda,
Gaya Main Branch.
Subject: Request for Replacement of Lost ATM Card
Respected Sir/Madam,
I am an account holder at your branch (Account No. XXXXXXXX). I lost my ATM card yesterday while traveling and would like to request a replacement at the earliest.
Kindly block the lost card immediately to prevent misuse and issue a new card to my registered address. I am enclosing a copy of my Aadhaar card and FIR report for your reference.
Thank you for your assistance.
Yours faithfully,
Ravi Sharma
📌 2. Letter to the Editor about Increasing Road Accidents
Your Address
Ranchi – 834001
12 September 2025
To,
The Editor,
The Times of India,
Ranchi.
Subject: Rising Number of Road Accidents in the City
Sir,
I am writing to express concern over the increasing number of road accidents in our city. Reckless driving, lack of traffic sense, and poor road conditions are leading to daily mishaps, often claiming lives.
I urge the authorities to implement stricter traffic laws and raise public awareness through campaigns. Speed-breakers, proper signage, and better surveillance are the need of the hour.
Please highlight this issue in your esteemed newspaper to prompt action.
Yours sincerely,
Akash Kumar
📌 3. Letter to Municipal Officer Complaining About Garbage Disposal
Your Address
Patna – 800001
1 October 2025
To,
The Municipal Commissioner,
Patna Municipal Corporation,
Patna.
Subject: Poor Garbage Disposal in Our Area
Respected Sir/Madam,
I am a resident of Rajendra Nagar, and I would like to draw your attention to the poor state of garbage disposal in our locality. Piles of waste are left unattended, causing foul smell and attracting stray animals.
Despite several complaints, there has been no improvement. Kindly look into this matter urgently and deploy sanitation workers regularly to maintain hygiene.
Thanking you in anticipation.
Yours faithfully,
Renu Singh
📌 4. Informal Letter to Younger Brother Advising Him to Choose a Career in Banking
Your Address
Dhanbad – 826001
5 July 2025
Dear Aman,
I hope you’re doing well. I wanted to write to you about your career plans. Since you’re good at academics and communication, I strongly recommend you consider a career in banking.
Banking today offers stability, growth, and opportunities to learn and serve the public. You can appear for IBPS or SBI exams after your graduation and get into a reputed bank.
Start preparing early and stay consistent. I’ll support you in every way.
Yours lovingly,
Rahul
📌 5. Letter to Electricity Board Complaining About Frequent Power Cuts
Your Address
Bhagalpur – 812001
20 August 2025
To,
The Executive Engineer,
North Bihar Power Distribution Company,
Bhagalpur.
Subject: Complaint Regarding Frequent Power Cuts
Sir/Madam,
I would like to bring to your notice the issue of frequent power cuts in our locality, especially during evening hours. This has severely affected students, businesses, and daily life.
We request your intervention to resolve the matter and ensure uninterrupted power supply in the area. Kindly take action at the earliest.
Thanking you,
Yours faithfully,
Sneha Verma
🧠 How to Practice for Letter Writing
- Write 2 letters per week from past or expected topics
- Time yourself (target: 10 minutes per letter)
- Use Grammarly or Bank Whizz’s evaluation tools for feedback
- Keep a notebook of templates and sample lines for revision
- Memorize common phrases used in letters (e.g., “I am writing to…”, “Kindly do the needful”, etc.)
💡 Pro Tips from Experts
- Don’t overuse complex words—simplicity is power in letter writing
- For informal letters, keep the tone friendly and natural
- Review at least once to fix typos or format slips
- Make your own personalized templates for speed
📚 Recommended Resources
- Bank Whizz Descriptive English Course
- IBPS Official Notifications and Past Papers
- Editorials for Formal Tone Practice
- Typing Practice Tools to boost speed
🔚 Conclusion
Letter writing may seem like a small portion of the IBPS PO Descriptive Paper, but scoring full marks here can make a significant difference in your selection. By mastering the format, staying relevant, and keeping your language crisp, you can easily score 10/10 in this section.
Regular practice and review will set you apart from the average candidate. Let your letter reflect not just your language, but your clarity, structure, and professionalism.