Introduction
The essay writing section in IBPS PO 2025 Descriptive English carries 15 marks and must be written in about 250 words. Many candidates lose marks not due to lack of content, but because of poor structure, inconsistent flow, and format errors.
To help you maximize your marks, we present a high-scoring essay writing template with sample topics and full model answers. This structure has helped many aspirants score 13+ marks out of 15.
📝 Ideal Essay Format for IBPS PO Descriptive Paper
Always follow a 3-part structure:
🔹 1. Introduction (40–50 words)
- Define or explain the topic
- Mention why the topic is relevant/current
- Avoid starting with a quote or a cliché
- Hook the reader with clarity
🔹 2. Body (150–160 words)
- 2 to 3 paragraphs
- Each paragraph = one idea or argument + example or data
- Use logical connectors like “Moreover”, “However”, “In addition”, etc.
- Stay focused on the topic—do not deviate
🔹 3. Conclusion (30–40 words)
- Summarize your points
- End with a balanced opinion or forward-looking statement
- Avoid new arguments
✅ Essay Writing Template: Fill-in-the-Blank Style
Introduction:
_The topic of ____________ has gained significant attention in recent times due to ____________. It holds relevance for both ____________ and ____________. In this essay, we will explore the importance of ___________, its challenges, and the way forward.
Body Paragraph 1:
_One of the primary aspects of this issue is ____________. This is evident in ____________. For example, ____________. It highlights the need for ____________ to address ___________.
Body Paragraph 2:
_Another critical factor is ____________. It affects ____________ in various ways, such as ___________. Government initiatives like ____________ have been introduced, but implementation gaps still exist.
Body Paragraph 3 (Optional):
Despite efforts, ____________ remains a concern. Factors such as ____________ contribute to this. Involving stakeholders such as ____________ can help improve the situation.
Conclusion:
To conclude, ____________ is a multifaceted issue that requires a collaborative and sustained approach. With the right mix of policy, awareness, and execution, we can ensure ____________ for a better and more inclusive future.
✒️ High-Scoring Essay Example 1
Topic: Financial Literacy in India: A Key to Economic Empowerment
Introduction:
Financial literacy refers to the ability to understand and manage personal finances effectively. In India, despite rapid economic progress, a large section of the population remains financially illiterate, limiting their access to formal banking and investment tools.
Body:
A financially aware citizen can budget, save, invest, and make informed choices, which reduces dependence on informal money lenders and fraud-prone schemes. Schemes like Jan Dhan Yojana, PM SVANidhi, and Digital India aim to promote financial inclusion but fall short when people don’t understand basic banking services.
Further, financial literacy is low among women and rural populations. Integrating finance into school curricula, conducting village-level awareness campaigns, and using technology-driven tools can bridge the gap. Private banks and fintech platforms can also play a key role by designing user-friendly tools in local languages.
Conclusion:
Financial literacy is the foundation of financial independence and national economic strength. Empowering citizens with financial knowledge is a step toward a secure and inclusive economy.
✒️ High-Scoring Essay Example 2
Topic: Role of Artificial Intelligence in Modern Banking
Introduction:
Artificial Intelligence (AI) is revolutionizing sectors across the globe, and banking is no exception. From personalized recommendations to fraud detection, AI is enhancing efficiency and customer experience in modern banking.
Body:
Banks are using AI-driven chatbots like SBI’s SIA or HDFC’s Eva to offer 24×7 customer support, reducing dependency on physical branches. AI helps analyze massive datasets to assess creditworthiness, detect suspicious transactions, and prevent frauds.
Moreover, AI improves operational efficiency by automating repetitive tasks such as KYC verification and loan processing. However, challenges like data privacy, ethical concerns, and job displacement must be addressed to ensure responsible adoption.
Conclusion:
The role of AI in banking is transformative but must be guided by policies ensuring fairness, transparency, and human oversight. If implemented well, AI can make banking smarter, faster, and more inclusive.
📌 Tips to Score 13–15 Marks in Essay Writing
✅ Use Simple and Formal Language
Avoid jargon or flowery language. Precision is key.
✅ Stay Relevant Throughout
Don’t drift from the topic. Each paragraph should add value.
✅ Use Real-World Examples
Refer to schemes like Jan Dhan, UPI, GST, Digital India, etc.
✅ Type Fluently with No Major Errors
Maintain 35–40 words per minute typing speed to stay within time.
✅ Proofread in the Last 2 Minutes
Scan for spelling and grammar errors—correct them quickly.
🔻 Common Mistakes That Lower Scores
- ❌ Writing in a single block without paragraphing
- ❌ Going off-topic or writing personal opinions without backing
- ❌ Repeating the same point multiple times
- ❌ Crossing the word limit or writing too short
- ❌ Using an incorrect structure (e.g., starting with conclusion)
🧠 Practice Strategy for Essay Mastery
| Week | Practice Activity |
|---|---|
| 1 | Learn template + write 2 essays/week |
| 2 | Practice under time limit (15 mins/essay) |
| 3 | Analyze and refine weak points |
| 4 | Take full descriptive mocks + self-review |
Use Bank Whizz mock platform or a Word doc with word count tracking.
💼 Top 10 Essay Topics to Practice Using the Template
- Digital Payments in India: Achievements and Challenges
- Cybersecurity in the Banking Sector
- Climate Change and its Impact on Indian Economy
- Women Empowerment through Financial Inclusion
- Role of Youth in Nation Building
- Work from Home: A Long-Term Future?
- India’s Journey to a $5 Trillion Economy
- Electric Vehicles in India: Future of Mobility
- Cashless Economy: Boon or Bane?
- Privatization of Public Sector Banks: Is It the Right Move?
📚 Best Resources to Improve Essay Writing
- Bank Whizz Essay Writing Bank
- Editorials from The Hindu and Indian Express
- Typing tools: TypingClub, Keybr, Grammarly
- Sample essays from previous years’ toppers
🔚 Conclusion
A high-scoring essay in IBPS PO 2025 is not about using big words—it’s about clarity, structure, relevance, and balance. If you can think clearly, plan smartly, and write within the framework, scoring 13+ is realistic and achievable.
Use the template provided above, customize it for various topics, and practice consistently. Remember, success in descriptive English depends more on discipline and structure than flair.