The SBI Circle Based Officer (CBO) 2025 recruitment offers a prestigious career opportunity for professionals in the banking sector. A key component of the selection process is the Descriptive English Test, which assesses your ability to express ideas clearly, concisely, and professionally.
At Bank Whizz, we specialize in helping aspirants crack the SBI CBO Descriptive section through a focused, practical, and exam-oriented approach. This guide outlines the exact steps, strategies, and resources you need to ace the Essay and Letter Writing tasks within 30 minutes.
📝 SBI CBO 2025 Descriptive Paper: Format Overview
| Section | Marks | Word Limit | Time (Combined) | Mode |
|---|---|---|---|---|
| Essay Writing | 25 | ~250 words | 30 minutes | Online typing |
| Letter Writing | 25 | ~150–200 words |
🟠 You must type your answers online.
🟠 Only one attempt allowed.
🟠 Marks matter — especially in tie-breaker scenarios.
🧠 Why the Descriptive Section Matters
- It tests written communication, essential for managerial roles.
- Reflects your understanding of banking and current issues.
- A high score can boost your final merit significantly.
- It’s your opportunity to stand out from average candidates.
📌 Bank Whizz Strategy to Crack Descriptive English
✅ 1. Master the Structure
Essay Structure:
- Introduction – Define the topic and set the context (2–3 lines)
- Body – 2–3 paragraphs with facts, examples, arguments
- Conclusion – Summarize and give future outlook
Letter Structure:
Your Address
Date
Receiver’s Address
Subject: [Clear, Specific]
Respected Sir/Madam,
[Paragraph 1] – Purpose of letter
[Paragraph 2] – Relevant details
[Paragraph 3] – Conclusion/request
Thanking you,
Yours faithfully,
[Your Name]
Bank Whizz Tip: Use the same structure every time for speed and consistency.
✅ 2. Focus on Relevant Topics
Our team curates topic predictions based on banking trends, RBI updates, government schemes, and previous exam analysis.
Most Expected Essay Topics:
- Digital Banking and Financial Inclusion
- Cybersecurity in Indian Banking
- Role of RBI in Monetary Policy
- UPI and Payment Innovations
- Customer Service in Banking
Common Letter Themes:
- Complaint about unauthorized transaction
- Request for account update/KYC
- Letter to Regional Office about branch issues
- Customer awareness communication
Bank Whizz updates topic sheets monthly to reflect latest trends.
✅ 3. Practice Typing Daily
Typing is the biggest ignored factor in descriptive exams. Without typing fluency, you may:
- Run out of time
- Make spelling and formatting mistakes
- Leave answers incomplete
Typing Targets:
- Speed: 30–35 words per minute
- Accuracy: Above 95%
Use tools like:
- Typing.com
- Keybr.com
- Bank Whizz Typing Interface
✅ 4. Learn the Art of Time Management
You get only 30 minutes to complete both tasks.
Bank Whizz Time Plan:
| Task | Time |
|---|---|
| Essay Planning | 2 minutes |
| Essay Writing | 12–13 minutes |
| Letter Planning | 1 minute |
| Letter Writing | 11–12 minutes |
| Proofreading | 1–2 minutes |
We train aspirants through mock drills and live sessions to improve timing discipline.
✅ 5. Build Content Awareness
Your writing needs depth. You must:
- Quote government schemes (e.g., PMJDY, PMMY)
- Refer to RBI guidelines and terms (e.g., repo rate, NPA, CRR)
- Mention current data (like UPI usage or inflation trends)
Bank Whizz provides:
- Weekly current affairs capsules for descriptive writing
- Essay enrichment notes and vocabulary banks
✅ 6. Get Expert Evaluation
Practicing without feedback leads to stagnation. We offer:
- Personalized feedback
- Marking on content, structure, grammar, tone
- Suggestions to improve weak areas
You’ll know exactly what’s stopping you from scoring 45–50 marks.
✅ 7. Avoid Common Mistakes
| Mistake | Bank Whizz Correction Strategy |
|---|---|
| Writing informal content | Weekly tone-based writing workshops |
| Grammar/spelling errors | Grammar booster sessions + PDF drills |
| Ignoring letter format | Format checklist and structure templates |
| Exceeding word limits | Word limit enforcement in mock tests |
| Poor time division | Real-time 30-min test simulations |
✍️ Sample Exercise From Our Course
Topic: “The Role of Digital Banking in India’s Growth”
Essay Prompt:
Write an essay in 250 words discussing how digital banking has influenced India’s financial ecosystem and economic development.
Letter Prompt:
Write a letter to the Regional Manager of your bank requesting additional ATM machines at your branch due to increased customer footfall.
Both tasks to be submitted in 30 mins via the Bank Whizz mock interface.
📅 Bank Whizz Weekly Practice Schedule
| Day | Task |
|---|---|
| Monday | Essay writing (New topic) + feedback |
| Tuesday | Letter writing (Customer/Official) + tips |
| Wednesday | Timed mock test (Essay + Letter) |
| Thursday | Grammar and vocabulary drills |
| Friday | Letter format revision + sample evaluation |
| Saturday | Full-length descriptive mock + review |
| Sunday | Strategy session + live Q&A |
🧰 Additional Tools You Get with Bank Whizz
- ✅ 30+ model essays on trending banking topics
- ✅ 20+ letter formats and samples
- ✅ Editable PDF workbooks
- ✅ Typing tracker and WPM calculator
- ✅ 24×7 doubt support
- ✅ Exam-based feedback with marks
🎓 Success Story Snapshot
Candidate: Deepak Kumar
Exam: SBI CBO 2023
Descriptive Score: 48/50
Feedback:
“Bank Whizz gave me the exact pattern, typing practice, and topic bank. The daily tests and expert evaluation made the difference in my final score. Highly recommended!”
🏁 Final Words
Cracking the SBI CBO 2025 Descriptive English paper is not about writing flowery language — it’s about writing the right content in the right format under time pressure.
With Bank Whizz, you don’t just practice — you prepare with purpose.
👉 Structured Writing
👉 Timed Typing
👉 Updated Topics
👉 Expert Feedback
All you need to confidently clear the descriptive round.
Ready to start your SBI CBO descriptive journey?
📚 Join the Bank Whizz Descriptive English Master Course now and transform your preparation into selection.