📝 Introduction
The Descriptive English section in IBPS PO 2025 is a golden opportunity to showcase your written communication skills. With just 30 minutes to write one essay and one letter, choosing the right practice topics is half the battle won. Based on current trends, past patterns, and expert analysis, Bank Whizz brings you the top 20 essay topics you must prepare for the IBPS PO 2025 descriptive paper.
These topics cover areas like economy, banking, social issues, and technology, ensuring you are exam-ready from all angles.
🧠 How Essay Topics Are Selected
We’ve shortlisted these topics based on:
- Recent banking and economic developments
- Recurring themes in previous IBPS/SBI/LIC papers
- Government initiatives and public welfare
- Digital trends impacting India
- Social relevance and awareness issues
📋 Top 20 Essay Topics for IBPS PO 2025
Here’s the list of most expected and high-probability essay topics:
🔹 Banking & Finance Topics
- The Role of Banks in Promoting Financial Literacy in India
- Digital Banking: Opportunities and Challenges
- UPI and the Future of Cashless Transactions
- Financial Inclusion through PM Jan Dhan Yojana
- Privatization of Public Sector Banks – Pros and Cons
🔹 Economy & Governance Topics
- India’s Economic Growth Post-Pandemic
- Inflation in India: Causes and Control Measures
- Union Budget 2025: Key Highlights and Impacts
- The Role of MSMEs in Strengthening Indian Economy
- Startup India: Driving Entrepreneurship in India
🔹 Technology & Digital Trends
- Artificial Intelligence in Banking – A Game Changer?
- Cybersecurity and Customer Data Privacy in Banks
- Digital India Mission: Impact on Rural Development
- The Rise of Fintech: Disrupting Traditional Banking Models
- Blockchain Technology and its Role in Financial Services
🔹 Social and National Issues
- Women Empowerment through Financial Independence
- Education Reform in India: Challenges and the Way Forward
- Climate Change and the Role of Financial Institutions
- Swachh Bharat Abhiyan: A Step Towards a Cleaner India
- The Role of Youth in Nation Building
✍️ How to Prepare for These Topics
- Write one essay daily from the list above.
- Structure your essay: Introduction → Body → Conclusion
- Add relevant data, government schemes, and examples.
- Focus on word limit (~250 words) and grammar.
- Use platforms like Bank Whizz to get evaluated mock essays.
🪄 Pro Tip for Scoring High in Essays
| Do | Don’t |
|---|---|
| Plan your essay in 2 mins | Jump into writing unprepared |
| Use formal, clear language | Use SMS-style or casual words |
| Include real-world examples | Repeat generic statements |
| Maintain logical flow | Switch topics randomly |
| Conclude with a takeaway | Leave your essay open-ended |
📚 Why Essay Practice Matters
Practicing with relevant topics ensures:
- Improved speed and confidence
- Better articulation of thoughts
- Familiarity with real exam patterns
- Clear idea of what examiners expect
🏁 Conclusion
Essay writing in IBPS PO 2025 Descriptive English is not just about language—it’s about content relevance, clarity, and time-bound writing. The above topics are highly probable and cover a wide spectrum of areas to boost your preparation. Stay consistent, get feedback, and refine your writing.
For daily essay mocks, model answers, and expert evaluation, explore Bank Whizz’s Descriptive English Courses – your trusted companion for success.