The SBI CBO 2025 Descriptive English Paper (20 July, Shift 1) has been conducted, and based on verified candidate feedback, the section focused on practical awareness and structured professional writing.
This post provides a clear review of:
- Essay topic asked
- Letter writing theme
- Difficulty level
- What this means for SBI CBO 2026 aspirants
If you are serious about cracking SBI CBO, read this carefully.
📌 SBI CBO 2025 Descriptive Test Pattern
The descriptive paper included:
- Essay Writing – 250 Words
- Letter Writing – 150 Words
- Internal choices available
- Typing-based submission
- Overall difficulty: Easy to Moderate
The paper tested clarity, structure, and practical thinking rather than ornamental English.
📝 Essay Topic Asked – Uses of Artificial Intelligence (AI)
One of the most consistently reported essay topics was:
👉 “Uses of Artificial Intelligence (AI)”
🔎 What SBI Tested Here:
- Awareness of emerging technologies
- Practical applications (Banking, Healthcare, Governance, Education)
- Balanced perspective (Benefits + Concerns)
- Structured flow (Introduction – Body – Conclusion)
This was not a technical essay. Candidates who wrote in a simple, structured, and relevant manner found it comfortable.
Expected Structure:
- Introduction – Define AI and its growing relevance
- Body – Applications in banking, fraud detection, automation, healthcare, governance
- Conclusion – Future potential with responsible regulation
✉️ Letter Topic Asked – Internet Banking Cyber Fraud
The most reported letter topic:
👉 Write a letter to the Cyber Department regarding Internet Banking Fraud.
🔎 What SBI Tested Here:
- Professional tone
- Complaint format
- Clarity of facts
- Practical request for action
Candidates were expected to include:
- Transaction details
- Date and time
- Amount involved
- Immediate blocking request
- Investigation and recovery request
This clearly reflects SBI’s focus on real banking scenarios.
📊 Difficulty Level Analysis
Essay Section:
- General awareness-based
- No deep data required
- Manageable within word limit
Letter Section:
- Straightforward
- Application-based
- Format discipline important
Overall, the section rewarded candidates who practiced structured writing beforehand.
🎯 What SBI CBO 2025 Paper Indicates for 2026 Aspirants
This paper confirms that SBI is testing:
✔ Practical banking awareness
✔ Digital and cybersecurity issues
✔ Emerging technology themes
✔ Clear and professional written communication
For SBI CBO 2026, aspirants must prepare:
- AI in Banking
- Cybersecurity & Digital Fraud
- Financial Inclusion
- Renewable Energy
- Governance & Civic Issues
- Banking Reforms
Descriptive preparation cannot be ignored.
🚀 Smart Preparation Strategy for SBI CBO Descriptive
- Practice 250-word structured essays regularly.
- Practice 150-word formal banking letters.
- Follow proper format (Subject, Salutation, Paragraphing).
- Avoid generic content.
- Improve typing speed.
- Maintain clarity and logical flow.
Descriptive marks can significantly influence final merit.
💡 Why Descriptive Section is a Game-Changer
Many candidates prepare heavily for objective sections but neglect descriptive practice.
However:
- Structure discipline
- Professional tone
- Relevance
- Time management
These are the real scoring differentiators.
A strong descriptive score can push your final ranking upward.
📘 Bank Whizz Expert Guidance
At Bank Whizz, we specialise in:
- SBI CBO Descriptive Mocks
- AI-based + Expert Evaluation
- Banking-specific Essay & Letter Topics
- Structured Templates
- Real Exam Simulation Practice
If you are targeting SBI CBO 2026, start early and practice consistently.
📌 Final Takeaway
The SBI CBO 2025 Descriptive Paper was practical, awareness-driven, and structure-focused.
Candidates who practiced beforehand felt comfortable.
Those who ignored descriptive preparation struggled with format and time discipline.
If you want to stay ahead for SBI CBO 2026, now is the time to build descriptive mastery.