Know the top high-probability ESI and ARD descriptive themes for NABARD Grade A 2026. Focus your last-week preparation on the most expected topics and score higher.
Category: Descriptive ESI
Top 6–8 High-Probability ESI & ARD Descriptive Themes (2026)
RBI Grade B | Descriptive ESI | Globalization and Indian Economy
Globalization has significantly shaped India’s economy since the early 1990s, driving rapid growth, technological advancement, and an expansion of the service sector. While the liberalization of trade has led to increased foreign investment and improved standards of living, it has also exacerbated income inequality and posed challenges for domestic industries and agriculture. The Indian government has played a crucial role in managing these effects through regulatory reforms, social welfare programs, and environmental regulations, aiming to balance the benefits of globalization with its challenges for sustainable and inclusive development.
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Descriptive ESI Previously asked question | RBI Grade B | India’s Demographic Dividend
“Delve into the dynamics of India’s demographic dividend in this RBI Grade B 2024 Descriptive ESI essay. Unravel the challenges posed by employment gaps and healthcare needs, alongside the opportunities for innovation and global competitiveness. Discover how strategic policies can navigate this demographic landscape, steering India towards sustainable economic growth.”
Impact of the Russia – Ukraine war | Descriptive ESI | RBI Grade B
“Dive into the economic ramifications of the Russia-Ukraine conflict on India. This analysis unravels the effects on trade, energy prices, and financial markets, proposing key policy measures for mitigation. From diversifying energy sources to bolstering domestic production, explore strategic solutions to navigate global uncertainties and fortify the Indian economy against geopolitical shocks.”
PMJDY & PMJJBY | Answer Outline | Descriptive ESI | RBI Grade B 2024
“Dive into the financial transformation underway in India with the Pradhan Mantri Jan Dhan Yojana (PMJDY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). This brief overview explores the key features, objectives, and the synergies between these initiatives, emphasizing their role in promoting universal banking access, financial literacy, and affordable life insurance. Assess the impact, navigate through challenges, and glimpse into the future of inclusive financial well-being, reflecting the government’s commitment to fostering socio-economic development.”
Answer Outline | Globalization on the Indian Economy | Descriptive ESI
Globalization has swept across the world, transforming economies and societies alike. For India, this phenomenon has been a double-edged sword, bringing both significant benefits and formidable challenges.
NBFCs in the Indian Financial System | Answer Outline | Descriptive ESI
Non-banking financial companies (NBFCs) have emerged as the unsung heroes of India’s financial system. These dynamic institutions, distinct from traditional banks, are fueling economic growth and financial inclusion with their diverse range of services.
Answer Outline | Descriptive ESI RBI Grade B 2024 | New Education Policy 2020
The National Education Policy 2020 (NEP 2020) marks a significant milestone in India’s education landscape, aiming to revolutionize school education with a focus on holistic development, inclusivity, and skill building.
Indian Healthcare System | Descriptive ESI Question asked Previously | RBI Grade B 2024
“Delve into the intricacies of the Indian healthcare system, identifying challenges and proposing crucial reforms for a brighter future. From strengthening primary healthcare to addressing workforce shortages and advocating for universal health coverage, this analysis navigates through the complexities, offering strategic insights to reshape and enhance India’s healthcare landscape.”