How to Score 100 Marks in IRDAI Grade A 2024 Descriptive English

Scoring 100 marks in the IRDAI Grade A 2024 Descriptive English exam requires a combination of well-honed writing skills, effective time management, and targeted practice. This exam evaluates proficiency in essay writing, precis writing, reading comprehension, and business correspondence. In this guide, we’ll discuss specific strategies for excelling in each section and maximizing your score.


Exam Structure and Scoring Breakdown

The Descriptive English paper in the IRDAI Grade A exam is divided as follows:

  • Essay Writing: 30 marks for a 300-word essay.
  • Precis Writing: 30 marks for summarizing a passage into approximately 140 words.
  • Reading Comprehension: 20 marks for answering questions based on a passage.
  • Business/Office Correspondence: 20 marks for drafting a formal letter or email.

You have 60 minutes to complete the entire exam, so time management and efficient writing are key.


Strategies for Scoring Full Marks in Each Section

Let’s delve into the strategies for each part of the paper.


1. Essay Writing: Tips for a Perfect Score

Essay writing accounts for the largest portion of marks in the Descriptive English exam. Scoring high in this section involves clear structuring, relevant content, and polished language.

Key Tips for Essay Writing:

  1. Choose the Right Topic: Among the provided topics, choose one you are comfortable with and have substantial knowledge of, ideally related to insurance, finance, or current affairs.
  2. Follow a Structured Format:
    • Introduction: Briefly introduce the topic and state your main argument.
    • Body: Divide the body into 2-3 paragraphs, each covering a separate point.
    • Conclusion: Summarize your argument, reinforcing the importance of your points.
  3. Include Relevant Examples and Data: Use real-world examples, data, or statistics to support your points. These add credibility to your argument.
  4. Maintain Clarity and Conciseness: Avoid filler words and keep sentences clear and to the point. Aim for quality over quantity.
  5. Revise and Polish: Leave a minute or two at the end to review your essay for grammar, spelling, and clarity.

Sample Topics for Practice:

  • Impact of Digital Technology on the Insurance Sector
  • Importance of Health Insurance for Financial Stability
  • Challenges of Expanding Insurance in Rural India

2. Precis Writing: Crafting a Precise Summary

Precis writing tests your ability to condense a passage while retaining its core meaning and structure. Achieving full marks requires careful reading, concise language, and attention to detail.

Key Tips for Precis Writing:

  1. Understand the Passage Thoroughly: Read the passage twice to understand its central theme and key points.
  2. Identify Main Points: Highlight essential points and exclude details like examples or descriptive information unless they’re vital to the main idea.
  3. Use Your Own Words: Avoid copying phrases directly from the passage. Paraphrase to demonstrate comprehension.
  4. Stick to the Word Limit: Practice summarizing passages within 140 words to fit the word limit without omitting essential points.
  5. Ensure Logical Flow: Maintain the original passage’s structure and flow. Organize points logically, so the precis reads smoothly.

Practice Exercise: Practice by summarizing editorial articles on insurance or economics in one-third of their length. This will build your skills in identifying key points and concise writing.


3. Reading Comprehension: Answering with Accuracy

The Reading Comprehension (RC) section evaluates your ability to interpret information and answer questions accurately. This section often contains questions that test comprehension, inference, and attention to detail.

Key Tips for Reading Comprehension:

  1. Skim and Then Read in Detail: Start by skimming the passage to understand the general topic, then read in detail for specific information.
  2. Highlight Key Information: As you read, underline important terms, dates, or facts. This will save time when referring back for answers.
  3. Understand Question Types:
    • Detail Questions: Answer based on specific facts in the passage.
    • Inference Questions: Read between the lines and choose answers that logically follow the information provided.
    • Vocabulary Questions: Deduce meanings from context.
  4. Answer Only Based on the Passage: Avoid inserting your own knowledge or opinions; rely only on the information provided.
  5. Time Management: Allocate around 10 minutes to complete the RC section without rushing.

Practice Sources: Practice with articles on finance, insurance, and policy reforms to improve comprehension and inference skills. Work on summarizing these articles to capture essential ideas quickly.


4. Business/Office Correspondence: Writing Professional Letters and Emails

The business correspondence section tests your ability to write formal communications. Scoring high here requires attention to format, clarity, and professional language.

Key Tips for Business Correspondence:

  1. Follow the Correct Format:
    • For Letters: Include your address, date, recipient’s address, subject line, salutation, body, closing, and signature.
    • For Emails: Use a subject line, salutation, clear body text, closing, and contact details.
  2. Be Concise and Direct: Get straight to the point without unnecessary details. Each sentence should serve a purpose.
  3. Use Polite and Professional Language: Avoid casual language and ensure your tone is respectful and formal.
  4. State the Purpose Clearly: In the introduction, mention the reason for writing, whether it’s to request, inform, or complain.
  5. End with a Call to Action: If applicable, politely request a response or the specific action you wish the recipient to take.

Practice Prompts:

  1. Write a letter to the insurance ombudsman regarding a delayed claim settlement.
  2. Draft an email requesting details about a new health insurance policy.
  3. Compose a formal complaint letter regarding unsatisfactory customer service.

Additional Tips for Scoring Full Marks

Achieving a perfect score in the Descriptive English paper requires more than just content knowledge. Here are some extra tips to boost your performance:

1. Practice with Timed Mocks

Simulating the exam environment by practicing timed mocks will improve your ability to manage time effectively during the actual exam.

2. Enhance Grammar and Vocabulary

Strong grammar and vocabulary enhance clarity and professionalism in your writing. Make a habit of reading quality content, such as newspapers and business magazines, to build these skills.

3. Revise and Proofread

Always leave a minute or two to review your answers, correcting any errors in grammar, spelling, or structure. Proofreading can help you catch minor mistakes that could impact your score.

4. Stay Updated on Current Affairs

Since essay topics often relate to current affairs, staying informed on developments in the insurance sector, economy, and regulatory changes will give you an edge. Regularly read news on insurance, finance, and policy to strengthen your understanding.

5. Stick to the Word Limit

Following the word limit in each section demonstrates discipline and attention to detail. Practice writing essays, precis, and letters within the specific word counts.


Final Thoughts

Scoring 100 marks in the IRDAI Grade A 2024 Descriptive English exam is achievable with disciplined practice, structured preparation, and adherence to these strategies. Each section requires a different skill set, so focus on developing a well-rounded approach. With consistent practice, time management, and effective revision, you’ll be well-equipped to excel in this crucial exam. Good luck!