Introduction
The SBI PO 2025 Descriptive Paper is often a game-changer in the Mains examination. While the Objective Paper tests your quantitative, logical, and reasoning abilities, the Descriptive Paper evaluates your writing skills, articulation, and clarity of thought.
It consists of two sections:
- Essay Writing – 30 Marks (250 words)
- Letter Writing – 20 Marks (150 words)
With only 30 minutes available, time management and structured writing play a critical role in maximizing your score.
This post will cover:
✔ Scoring criteria for the SBI PO Descriptive Paper
✔ How to structure essays and letters effectively
✔ Key tips to avoid common mistakes
✔ Time management strategies
Let’s dive into the details!
Understanding the SBI PO 2025 Descriptive Paper Evaluation Criteria
To maximize your marks, you must first understand how the examiner evaluates your answers. The SBI PO Descriptive Paper is evaluated on the following parameters:
1. Content Relevance (40%)
- The answer must be relevant to the given topic.
- Avoid repetition and unnecessary elaboration.
- Stick to the word limit.
2. Structure & Coherence (30%)
- Maintain a logical flow of ideas.
- Use proper paragraphing and sentence structure.
- Ensure a smooth transition between different sections.
3. Grammar & Language (20%)
- Use correct grammar, punctuation, and spelling.
- Keep the language simple and professional.
- Avoid using slang, abbreviations, or casual phrases.
4. Formatting & Presentation (10%)
- Follow the correct format for essays and letters.
- Use proper salutations, closing statements, and indentation in letters.
- Avoid cluttered writing – keep your response clean and readable.
Now that you know how marks are awarded, let’s focus on how to write high-scoring answers.
How to Write a High-Scoring Essay in SBI PO 2025
Essay Writing Format
A high-scoring essay follows a three-part structure:
- Introduction (40-50 words)
- Clearly define the topic.
- State your main argument or thesis.
- Provide a brief outline of the essay.
- Main Body (150-160 words)
- Divide it into 2-3 paragraphs.
- Each paragraph should present one key idea with supporting facts or examples.
- Maintain a logical flow.
- Conclusion (40-50 words)
- Summarize the key points discussed.
- Offer a solution, prediction, or final opinion.
- Keep it concise and impactful.
Example Essay Structure
Topic: The Impact of Artificial Intelligence on Banking
Introduction:
Artificial Intelligence (AI) is transforming the banking industry, revolutionizing customer service, risk assessment, and fraud detection. With increasing digitization, AI is playing a crucial role in enhancing operational efficiency.
Body Paragraph 1:
AI-driven chatbots and virtual assistants have improved customer service by offering quick resolutions. Banks use AI-powered analytics to personalize financial products based on customer behavior.
Body Paragraph 2:
AI helps in detecting fraudulent transactions by analyzing patterns and anomalies in real-time. Additionally, machine learning models assess credit risk, making loan approvals more accurate and efficient.
Conclusion:
While AI has streamlined banking, challenges like cybersecurity and job displacement remain. With proper regulations and ethical AI adoption, the banking sector can fully leverage AI’s potential.
Tips to Score Maximum Marks in Essay Writing
✔ Stick to the topic – Do not deviate from the main idea.
✔ Use simple language – Avoid jargon and overly complex sentences.
✔ Be fact-based – If possible, use relevant statistics or examples.
✔ Use transition words – Ensure a smooth flow between paragraphs.
✔ Proofread – Check for spelling and grammar mistakes before submission.
Most Expected Essay Topics for SBI PO 2025
- The Role of Digital Payments in India’s Economic Growth
- Cybersecurity Challenges in Online Banking
- Financial Inclusion: Opportunities and Challenges in India
- The Future of Cryptocurrency in India
- Impact of Global Recession on Indian Economy
How to Write a High-Scoring Letter in SBI PO 2025
Types of Letters Asked in the Exam
The SBI PO Descriptive Paper mainly asks for:
- Formal Letters – Official communication (Banking, Business, or Government-related).
- Informal Letters – Personal communication (Friends, Family, or Relatives).
Formal Letter Format
- Sender’s Address (Not required in online exams)
- Date
- Receiver’s Address
- Subject Line
- Salutation (Dear Sir/Madam, Respected Sir, etc.)
- Body (Introduction, Main Content, Conclusion)
- Sign-off (Yours sincerely, Your name, etc.)
Example: Formal Letter
Write a letter to the bank manager requesting a credit card upgrade.
[Your Name]
[Your Address]
[Date]
The Branch Manager,
State Bank of India,
[Branch Address]
Subject: Request for Credit Card Upgrade
Dear Sir/Madam,
I am writing to request an upgrade of my existing SBI credit card to a premium variant. I have been an SBI customer for five years and have maintained a good credit score. An upgraded credit card would offer better rewards and financial benefits.
I kindly request you to consider my application and provide me with the required details. Looking forward to your positive response.
Yours sincerely,
[Your Name]
Tips to Score Maximum Marks in Letter Writing
✔ Be Clear and Concise – Keep sentences short and to the point.
✔ Use Proper Salutations and Closings – Avoid casual language in formal letters.
✔ Stick to the Format – Marks are deducted for incorrect formatting.
✔ Stay Within the Word Limit – Do not exceed 150 words.
Most Expected Letter Topics for SBI PO 2025
Formal Letters:
- Write a letter to your bank manager requesting an increase in your credit limit.
- Write a letter to the municipal corporation about poor road conditions.
- Write a letter to the HR department requesting a salary increment.
Informal Letters:
- Write a letter to your friend explaining the importance of financial planning.
- Write a letter to your younger sibling advising them on career choices.
Time Management Tips for SBI PO 2025 Descriptive Paper
- Essay Writing: 15 minutes
- Letter Writing: 10 minutes
- Proofreading: 5 minutes
✔ Plan before you start writing – Outline key points.
✔ Stick to the format – This helps save time.
✔ Avoid unnecessary details – Keep answers precise and relevant.
Final Thoughts
Scoring high in the SBI PO 2025 Descriptive Paper requires clarity, structure, and time management. Focus on essay and letter writing formats, practice regularly, and avoid common mistakes.
Stay consistent, and you’ll surely ace the SBI PO 2025 Descriptive English section!