Introduction
The SBI PO 2025 Descriptive Paper includes a 30-mark essay which tests your ability to think critically, express ideas clearly, and communicate effectively in writing. With just 20 minutes and a word limit of 200–250 words, choosing the right topic and presenting it well is crucial.
To help you prepare efficiently, we’ve compiled 30 most expected essay topics for SBI PO 2025 based on trends, recent developments, and previous years’ questions. These topics span across economy, banking, society, technology, and environment, ensuring a well-rounded preparation.
How to Use This List
- Practice 2–3 essays per week from this list.
- Use a timer to write within 20 minutes.
- Focus on clarity, structure (introduction-body-conclusion), and vocabulary.
- Read editorials and government sources (PIB, RBI, MyGov) for facts and ideas.
Top 30 Expected Essay Topics for SBI PO 2025
1. Role of Artificial Intelligence in Indian Banking Sector
Discuss how AI is transforming banking services, fraud detection, and customer experience.
2. Impact of Digital Payments on India’s Economy
Explore the rise of UPI, fintech, and digital inclusion in the cashless movement.
3. India’s Journey Towards a $5 Trillion Economy
Analyze government targets, reforms, and challenges on the road to economic growth.
4. Women Empowerment in 21st Century India
Address the role of education, workplace equality, and government schemes.
5. Importance of Cybersecurity in the Digital Era
Discuss the threats, need for awareness, and secure digital practices.
6. The Role of Youth in Nation Building
Highlight youth power in entrepreneurship, politics, social service, and innovation.
7. One Nation, One Election – Pros and Cons
Explore the feasibility, benefits, and challenges of simultaneous elections.
8. Climate Change and Sustainable Development
Talk about global warming, renewable energy, and India’s role in climate policy.
9. Advantages and Disadvantages of Online Education
Evaluate learning flexibility, digital access, and the gap in rural-urban education.
10. Financial Literacy: A Tool for Inclusive Growth
Emphasize the need for financial education for savings, investments, and digital finance.
11. Privatization of Public Sector Banks – A Step Forward?
Debate the pros and cons of privatization in terms of efficiency and public service.
12. Role of Startups in Economic Development
Highlight how startups contribute to employment, innovation, and GDP.
13. Cyber Crime and Digital India: A Growing Concern
Talk about online frauds, data breaches, and regulation in a tech-driven society.
14. Inflation and Its Impact on the Common Man
Analyze causes of inflation and its effects on purchasing power and savings.
15. The Future of Work: Remote Jobs and AI Integration
Evaluate how the nature of jobs is changing post-pandemic and due to automation.
16. Banking the Unbanked: Challenges and Solutions
Discuss the status of financial inclusion in rural India and future strategies.
17. Can India Become a Global Manufacturing Hub?
Examine Make in India, PLI schemes, and infrastructural bottlenecks.
18. Social Media: A Boon or Bane for Society
Discuss its role in communication, misinformation, and mental health.
19. India’s Mission to the Moon and Beyond
Celebrate scientific achievements like Chandrayaan-3 and space diplomacy.
20. Role of RBI in Maintaining Economic Stability
Explore RBI’s function in monetary policy, inflation control, and banking regulation.
21. Green Energy Revolution in India
Talk about solar, wind, and EV initiatives to reduce carbon dependency.
22. Importance of Soft Skills in Modern Jobs
Discuss why communication, leadership, and emotional intelligence matter.
23. Gig Economy: Opportunity or Exploitation?
Analyze the rise of freelancing, platform work, and labor rights.
24. The Role of Ethics in Banking
Highlight integrity, customer trust, and responsible banking practices.
25. Can India Eliminate Poverty by 2030?
Assess progress, government schemes, and remaining gaps in poverty alleviation.
26. Challenges Facing the Indian Agriculture Sector
Explore issues of irrigation, MSP, climate, and reforms.
27. National Education Policy (NEP): Game Changer or Hype?
Analyze NEP’s focus on flexibility, skills, and mother tongue instruction.
28. Reservation in Jobs and Education – Is It Still Relevant?
Discuss equity vs. meritocracy in the context of social justice.
29. Digital Rupee: A New Chapter in Indian Banking
Explain CBDC, its benefits over cryptocurrency, and RBI’s roadmap.
30. The Rise of Electric Vehicles in India
Assess policy support, infrastructure needs, and environmental impact.
How These Topics Were Chosen
These topics are based on:
- Previous year SBI PO essays
- Trending issues in The Hindu, PIB, and RBI reports
- Economic Survey & Union Budget highlights
- Bank Whizz mock test analytics and expert predictions
They are broad enough for all candidates to prepare yet specific enough to reflect SBI’s focus on analytical writing and awareness.
Bonus Tips for Essay Preparation
- Read regularly: Focus on editorials, economic updates, and RBI publications.
- Maintain a notebook: Write points and arguments under each topic.
- Use examples: Support arguments with real data, government initiatives, or case studies.
- Practice typing: Use online mock platforms like Bank Whizz to simulate real exam conditions.
- Get feedback: Let mentors or peers review your essays for grammar, coherence, and relevance.
Sample Approach: Topic 2 – Impact of Digital Payments on India’s Economy
Intro:
India has witnessed a digital payments revolution in the last decade, thanks to initiatives like UPI, BHIM, and Aadhaar-linked payments.
Body:
Digital payments have increased financial transparency, reduced black money, and empowered small businesses. The pandemic accelerated adoption. However, cybersecurity risks, digital illiteracy, and rural reach remain issues.
Conclusion:
With continuous innovation and education, digital payments can drive financial inclusion and economic growth across India.
Final Thoughts
The essay in SBI PO 2025 Descriptive Paper is not just about writing well; it’s about writing smart, relevant, and impactful content in a limited time. The 30 topics listed above are curated to help you prepare comprehensively and build confidence before the exam.
For structured mock tests, topic-wise essay practice, and expert evaluation, check out Bank Whizz’s SBI PO Descriptive English Course – your one-stop solution to score high in the mains.